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Home > Finance > Insurance > Car Insurance > Motor Insurance - In general

User Reviews

for Motor Insurance - In general

Rating Summary based on 30 reviews

  • 5 Stars
    		7
  • 4 Stars
    		3
  • 3 Stars
    		6
  • 2 Stars
    		7
  • 1 Star
    		7

Detailed rating

  • Efficiency
  • Price
  • Service
  		• 2.9
  		• 2.7
  		• 3.1
Previous page Next page Page 1 of 3 | 1 to 10 out of 30 Review(s)
  • 18 of 18 Ciao users found the following review helpful
    Picture of kitchengoddess

    kitchengoddess

    2 Stars Where are they when you need them?! 12/07/2004
    User doesn't recommend the product

    Advantages Advantages You don't get prosecuted for having none, peace of mind till you need help!

    Disadvantages Disadvantages Expense, hassle, not there when you need help.

    This is more a cautionary tale about an insurer than a recommendation I'm afraid but it might make people think before accepting an insurance policy. I am so upset with my insurance company, who had better remain nameless in case they sue me on top of everything else. Perhaps naively I assumed they were there to help if the worst happened to my car, so I could replace it without much expense. I cruised along with this cosy view of the situation until May when things went pear shaped. Were they there for me? Judge for yourselves. I was teaching at my regular school (I do supply and have a ... more
  • 15 of 15 Ciao users found the following review helpful
    Picture of markd_uk

    markd_uk

    2 Stars Pick A Figure, Any Figure... 17/10/2004
    User recommends the product

    Advantages Advantages It's a legal requirement!

    Disadvantages Disadvantages You have to really shop around for a good price

    Company cars are great. You don't have to worry about anything. Somebody else services them and pays the bills, and if you crash them it's not your insurance that pays out. So after seven years of driving company cars I was incredibly ignorant of the whole insurance industry. Purchasing my own car after such a long time was a daunting enough task, but once the deposit was paid on a 2000-model Jeep Grand Cherokee Limited with a four-litre engine the first port of call was sorting out insurance. In these wonderful days of the Internet insurance quotes can be obtained online, but only if your ... more
  • 24 of 24 Ciao users found the following review helpful
    Picture of toffeeboy

    toffeeboy

    5 Stars Would you buy it if you didn't HAVE to have it? Review with images 20/03/2004
    User recommends the product

    Advantages Advantages A MUST HAVE ITEM

    Disadvantages Disadvantages PROOF OF THE PUDDING IS ONLY WHEN MAKING A CLAIM!

    In the UK motor insurance is a legal requirement. It is against the law if you use (or permit to be used) a motor vehicle on the public highway without third party insurance - to quote the Road Traffic Act. I have been in this business for some 15 years now and I realised a long time ago that if this law should ever change I'd be out of a job! Motor insurers continually get bad press. Quite simply for every 100 satisfied customers there will always be a few disgruntled ones - and it's those few that you hear about because it's more interesting to the media. In my opinion if you follow these ... more
  • 90 of 90 Ciao users found the following review helpful
    Picture of the_mad_cabbie

    Level 9 the_mad_cabbie

    Member since 06/12/2000

    Reviews written: 678

    1 Star Look Out You Vultures - Your Days Are Numbered 15/08/2002
    User doesn't recommend the product

    Advantages Advantages See text of opinion

    Disadvantages Disadvantages See text of opinion

    ~ ~ Right. Time for a good old-fashioned rant from the ‘mad cabbie’, methinks. One of my pet hates in life is insurance companies in general, and more specifically, the breed that supply us all with our (compulsory) insurance for our motor vehicles. Before I get started, let me state that I’m NOT some raving left wing Socialist, who believes that anybody in life that makes a healthy profit should be put against the nearest wall and shot at dawn. We live in a Capitalist system here in the West, and I mostly go along with that system, for all its faults, as I think that the ... more
  • 81 of 81 Ciao users found the following review helpful
    Picture of bwanamdevu

    Level 7 bwanamdevu

    Member since 08/12/2000

    Reviews written: 116

    5 Stars Bridge that gap with Gap Motor Insurance! 22/10/2004
    User recommends the product

    Advantages Advantages Peace of mind, security.

    Disadvantages Disadvantages A bit of extra expense.

    Motor Insurance! We are bombarded with adverts and offers about it from all sides - T.V., newspapers, magazines, e-mail and snail mail! Do we need it? Of course! Apart from it being a legal requirement, often our cars are the biggest investments in our lives after a house. We need to protect the money we pour into them against that unfortunate day when we have an accident or even worse for some, when you come out of the shops laden with shopping to discover that your trusty steed is not where you parked it, it`s been nicked! In the worst case scenario, your vehicle is a write-off or is ... more
  • 36 of 36 Ciao users found the following review helpful
    Picture of PeterFarrell

    PeterFarrell

    1 Star How hard can it be to insure a car 06/10/2001
    User doesn't recommend the product

    Advantages Advantages None, I suppose they may pay out if you need to claim.

    Disadvantages Disadvantages Too many to list, read on, can't pay by cheque for many companies, won't quote untill I'm 17, TOO EXPENSIVE, too many mistakes, stressfull and after 100 calls, I AM ANNOYED

    I am currently 16 years old, so immediately you are probably saying, why does this person need car insurance? Well next week I will be 17 and I'm trying to get my car insured before my birthday, so that I have insurance cover so that I can drive on my birthday. I also need the insurance policy to tax the car. My car is a Fiat Cinquecento, M Reg, with no extra security and has not been modified, it has the tiniest engine you could imagine. An 899cc engine, so you would imagine that it should be fairly cheap to insure compared to a 1.1 litre car which are normally common for the first car. It ... more
  • 33 of 33 Ciao users found the following review helpful
    Picture of SusanLesley

    SusanLesley

    1 Star Read some opinions before you choose 08/08/2001
    User doesn't recommend the product

    Advantages Advantages Absolutely none!

    Disadvantages Disadvantages They lied, they were incompetent, they coudln't care less!

    This is our story of the incompetence we suffered at the hands of Insurance Express of Hampstead, Birmingham. It is intended to act as a dire warning to anyone considering using this firm. Take my advice – don’t! In May of 1999 we purchased our first car - a D reg Nissan Bluebird Turbo. I shopped around for the best insurance deal knowing that the premiums would be high. I found Insurance Express brokers the best and they gave us one years no claims bonus to start us off, as Dave had been driving regularly for many years even though he had not had a car of his own. When we came to ... more
  • 2 of 2 Ciao users found the following review helpful
    Picture of console

    console

    1 Star discusting 21/08/2000
    User doesn't recommend the product

    Advantages Advantages you can legally drive the car

    Disadvantages Disadvantages it is over the top expensive

    I am under 25 and i drive a fast car my insurance is expensive. Whats the problem you may say well the problem is that i have a clean licence held since i was 17 and the car i drive is 13 years old the premium is nearly the value of the car i pay £900 for a car valued at £1500 this was my cheapest quote many other companies seemed to treat me as a joke they all take theese large amounts of money from the younger drivers but all of them seem unwilling to pay out when the time comes. i think it is time a company like watchdog looked into the insurace trade as many more seem to be appearing and ... more
  • 13 of 13 Ciao users found the following review helpful
    Picture of fish02

    fish02

    2 Stars A can of tomatoes, a can of worms!! 03/10/2003
    User doesn't recommend the product

    Advantages Advantages We have to have some kind of insurance system for our motoring. It is a legal and necessary requirement

    Disadvantages Disadvantages The way the industry generally works at the moment, the customer is caught between a rock & a hard place

    Having read some of the other opinions here and feeling strongly about this subject/industry myself, I thought I’d share some observations of my own. To express these I could use a number of illustrations, all of which I’ve shared and discussed with a friend who is fairly high up in the industry. Needless to say, he has defended himself and his professional compatriots from my comments with the greatest vigour. In the end though, I just look at him with his tongue in his cheek, knowing that he can’t really defend many of the industry’s wide-spread practices which to the normal ‘man in the ... more
  • 3 of 3 Ciao users found the following review helpful
    Picture of bacard1

    bacard1

    2 Stars BARMY PRICES 12/09/2000
    User doesn't recommend the product

    Advantages Advantages You need it

    Disadvantages Disadvantages Too expensive

    I am 17 and am on a provisonal licence. I will drive a 1.0 litre Nissan Micra with out a stereo and with a security device. I tried 12 of the online quotes for insurance. The prices ranged from a staggering £1,500 Third party Fire and theft to £2,500 fully comprehensive. I eventually got the price down to a very reasonable £1000 from the AA this had my Dad as the first named driver. I then hear that premiums are said to rise by another 25%. How they can justify such a dramatic rse when if you do try to make a claim you have to pay a fee of a botu £300 to get anything for it plus other costs ... more
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