NatWest Accounts

...=== What do NatWest have to offer? === Why did I choose NatWest for my student account? The answer is very simple: I've had a bank account with NatWest for many years, and although I did research other banks before deciding who to open a student account with, I ultimately chose to stick with NatWest. For students starting university this year who open an account before 10 October 2009, this is what's on offer: * A Maestro debit card - accepted pretty ...
...text alerts...and you can use NatWest ATMs to top up your mobile. They also have a clever emergency cash system, whereby if your card is lost or stolen, you can ring them and they'll give you a unique PIN which will allow you to withdraw up to £300 from your account until your replacement comes through. === Setting up the account === To be eligible for this account, you just need to be a student. It's easiest to set up this account at the beginning ...

lora44 27.08.2009 · Read full review
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Review of NatWest Accounts

Natwest Card Plus is a bank account designed for young people between the ages of 11-16+ (Up to 21 although other accounts are available for earners from 16). It gives account holders many banking services such as: Online Banking, Cash Card, Debit Card and more. I first opened my Natwest Card Plus account in September 1999 after a recommendation from a friend. Since then I don’t know what I would do without it. It was very easy to open, I ...
...well as viewing you statement. Natwest has the best online banking system I have seen (Natwest; Nationwide; Abbey National). As well as SOLO the cash card also allows you to use cash machine. Natwest, RBS & HSBC cash machines are free to use and Natwest will not charge you to use any other cash machine. Statements are sent monthly and contain all information about transactions. I have never had any problems with statements and find them very clear ...

eep362 03.01.2001 · Read full review
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Review of NatWest Accounts

...to those who have a Natwest credit card. What you have to do is pay for part of your holiday (includes flights, package holiday, ferries etc.) on your Natwest Card and you are entitled to free travel insurance which covers the holder, a partner and any dependences under 18 years old (or under 23 if in full time education). This insurance covers you for one single trip up to 31 days long. The cover is decent: Baggage up to £1500 (includes valuables ...
...1. 1% APR discount on standard Natwest Loans. To be honest I have found loads of people benefit this way as they make a continuous saving on the loan. I would also take out the loan protector as it covers you if you are unable to pay back your loan under certain circumstances. 2. Preferential Rates on Overdrafts- I can’t state an exact charge as it does vary but with advantage Gold you do get roughly a 1.7% less to replay on interest charge. ...

Katecgreen 05.08.2002 · Read full review
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Review of NatWest Accounts

...opened a business account with NatWest 18 months ago. I spoke to one of the supposed business account managers before opening the account. A very young man who it seems either mislead me or didn't know what he is talking about. At that meeting I told him that I would soon need on and offline credit or merchant facilities and asked how long it would take for me to qualify for them with NatWest. Within 2 weeks he told me, as long as I didn't have ...
...any more custom to ignorant NatWest have got online credit facilities elsewhere. Another moan is that at the first meeting I asked for the account to be in my business and given name. The young man told me that couldn't be done and that I could only use one name. I mentioned that I often received cheques from other companies bearing a name and then trading as soandso business. He told me that was other banks and not NatWest. I chose to use my given ...

shewhosmiles 29.03.2002 (26.04.2002) · Read full review
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Review of NatWest Accounts

...having a credit card. NatWest also have a useful telephone banking service that enables you to do most stuff over the phone, but i find the internet banking easier to use. Their online banking service is the best out of the ones that i have tried, although it is not the fastest. It enables you to keep track of your balance without trecking to the cashpoint in the rain. Also a bonus for the typical student! One feature in particular is that you ...

jonmarsh 19.02.2001 · Read full review
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Review of NatWest Accounts

...repuation of the bank Natwest offers a competitive interest free overdraft, with up to £1250 in your first year, and has been voted the UK's number 1 student bank for first years. Whilst I have never even used my overdraft in my 2 years at university so far, I like to know that it is there, in case of emergencies such as my loan not coming through. The Natwest freebies were good - a 5 year young person's railcard, which offers 1/3 off all train tickets. ...
...at my university, which made Natwest seem like the logical choice, as it is always easy to get cash and pay cheques in, without having to go into town. It also means that there are staff there whenever you need assistance, or need to ask questions regarding your account. Finally, the repuation of the bank - I had always considered Natwest to be one of the major banks, and assumed that it would therefore have a good reputation. However, this did not ...

rd89 08.05.2009 · Read full review
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Review of NatWest Accounts

NatWest first appealed to me at the age of 14 because they offered a debit card for under-16's. A Solo Card is what they offered which can be used just like a Switch card apart from there is no way you can go overdrawn - every time you do a transaction it must be authorised so you can't go lower than whats in your account. That must be a good thing, though it CAN be a bit embarrasing! It also functions as a regular cashcard which you can use at any ...
...charge) and you can withdraw upto £400 a day. You can even choose what design you want on your card, although mine came through with the wrong design on but, hey, its no big deal really is it, it still does its job! Getting the account was easy, I just applied for the forms via the website - natwest.com and filled them in, then went to the bank with my mum to set up the account. You need to bring your birth certificate and a recent utility bill/bank ...

killip 31.05.2001 · Read full review
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Review of NatWest Accounts

...Anybody can apply for a NatWest Advantage Gold account – if you are an existing customer of the bank then you can convert your existing account so as not to mess up any direct debits, standing orders or wage credits. Once the bank has converted or opened your account you receive a brochure in the mail that details all of the special telephone numbers that you have to phone to get your discounts. The Advantage Gold account is not for everyone ...
...– this applies to all NatWest Credit Card customers though, not just the Advantage ones. For every £20 spent using the card an airmile is received ~ Purchase Protection ~ I have not experienced this myself yet so it is not included in my savings. This protects you against accidental damage, loss or theft on most purchases. 90 days protection from an Advantage Credit Card or 45 days from a normal servicecard (Switch, Cashcard, Chequecard). ...

whitbybunny 03.11.2001 · Read full review
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Review of NatWest Accounts

...I have banked with Natwest for a number of years and as a result I have become very familiar with many of their products and services. Over the years they have changed the products and service that have on offer. Just before I started banking with Natwest, they had the children’s account, where you could collect the family of Pigs. My friend has almost all of them except for Woody’s sister! I am sure that these will be of some value in ...
...My first account with Natwest was a World Savers account, for people under 16 years of ages. The account was a saving account that gave you access to your money with your bank book only. You received monthly statements so that you could monitor what went both into and out of your account. As this is a young person’s account you did not get taxed, but you did receive a small amount of interest which was paid onto the account monthly. On joining ...

rlb3 23.07.2003 · Read full review
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Review of NatWest Accounts

...bank accounts available and selected Natwest as the bank offering the most suitable account - the Step account. I did try Halifax first, but although their website indicates that Cardcash is not credit checked, they did run a credit check first. For anyone else having difficulty opening a regular current account, there is a list of basic bank accounts (and a breakdown of their facilities) at http://www.bankfacts.org.uk/pdf/62278.pdf. Opening the ...
...the Step account to another Natwest account eg Cash ISA or e-saver. The ironic fact is that you can initiate such transfers in the opposite direction but not directly fund your savings accounts unless you set up a standing order, wait for the transfer to take place and cancel it again. Hardly convenient. The same restrictions apply to telephone banking (although some operators seem to be able to amend standing orders while others say it's not possible ...

aurian 23.03.2003 · Read full review
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Review of NatWest Accounts

If you want to know what a bank account should be like, sign up to NatWest's Primeline. It's a telephone banking service, but forget any comparisons to First Direct right here and now. You really do get personal service with Primeline. You get a personal account manager who you can speak to when you want to. You get staff who are genuinely helpful. They have power to do a lot over the phone which most other telephone banking services cannot - cancel ...
...they will take the trouble to sort out problems, even when it's not their fault: once I had interest credited to my account for a cheque I'd paid in by post and which had been delayed for ten days in the mail; they backdated the interest to the day after the date on the payment slip. My husband has had to make transfers to banks in Spain, and he's been able to do that over the phone too. The first time, the assistant transferred him to the foreign ...

quadruped 06.12.2000 · Read full review
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Review of NatWest Accounts

Ah for the days when your bank manager knew you by name and was prepared to be flexible about that overdraft or give good advice - for free! Well it's not quite the same but Nat West's Primeline account certainly isn't far off. It's a telephone-based account - ie you don't have a specific branch but you can also access your account on the net. The real beauty of this, however, is that you are allocated a personal account manager - someone who actually ...
...You speak to one of the same two or three people (the account maager or an assistant) every time you call and Nat Weest has sensibly given these people quite a lot of power - so they do have some genuine options to be able to help you out. I've been with this account for many many years and theses people have helped me a lot - they have even adminstered roastings to other financial institutions who have lost my cheques or otherwise messed me about! ...

mrswombat 30.07.2000 · Read full review
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Review of NatWest Accounts

I opened a Natwest Graduate account in January because there was a gift of £50 and the free overdraft limit is £2,000 for the first year which is very good. The account was really easy to set up, I got sent a pack with forms to fill in so Natwest could transfer all my direct debits and standing orders. They also transferred my salary payments for me. I didn't have to get in contact with my old bank at all. Once the account was set up I had a couple ...
...another inconvenient thing about the Natwest debit card. It does not have the account number on it. This is irritating as an account number is needed to set up new direct debits. I was caught out in a shop one day and had to go back another day. To solve the problem I have put a small piece of paper in my wallet with my number on it, although this is far from ideal! I have recently had interest taken from my account, which should not be taken. The ...

sophialouise 14.09.2006 · Read full review
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Review of NatWest Accounts

A Natwest 'Card Plus Account' is aimed at younger people like yuong teens,I curently have one of these accounts and I think it's brilliant. I am only in my early teens myself and this account suits me down to the ground! Not only do you have a great Natwest system, you get a 'Solo' debit card which for me is really handy,(You can use this card for many things, from buying clothes and music to ordering a Pizza etc... and you also get a folder of ...
...are many advantages though, like Natwest has many cash machines spread world wide, more than other banking facilities, which once again I think is v.good as nowadays you get charged for using other banks cash machines. I think if you are in need of a savings account and are in your teen years you should look into this account-if you do join(which is totally free of charge like everything else Natwest offers) you usually get a reward, which is Natwest's ...

emu128 26.01.2001 · Read full review
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Review of NatWest Accounts

...to have my account with NatWest as they had a branch on campus which seemed pretty convenient and as a big bank I thought I could probably trust them with what little money I would have!! Opening the account was easy - they sent me all the forms to fill in at home so the account was already set up when I arrived at uni. I found the branch staff to be helpful, understanding and efficient. I received a cheque book, cash and debit card and interest ...
...was extremely flexible and could be increased over the phone, up to a maximum of £2000. Throughout my time as a student I had no problems with the account and they were very good when I lost my card a couple of times. Similarly, as a graduate I had no complaints,my account was automatically changed from student to graduate status, which lasts for 3 years. The overdraft remains interest free - up to £2000 for first year after graduating, £1000 for ...

magickat 23.07.2001 (24.10.2002) · Read full review
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Review of NatWest Accounts