Advantages: Mid market card offers loyalty scheme Disadvantages: Need to spend a fortune to get a benefit worth having!
For whatever reason, NatWest and Air Miles have parted company. For years, NatWest was the bank where you could earn miles, certainly with the spend on a credit card and sometimes with the purchase of other products. This arrangement has now come to an end, NatWest do not offer Air Miles at all with anything (you can now get Air Miles with 'Lloyds TSB Airmiles Duo credit card' however, which I have reviewed for Ciao) and NatWest have launched a new ... ...the moment that NatWest YourPoints is only available to people who used to hold a NatWest Airmiles credit card - so don't be surprised if you can't get your hands on one yet - but I expect they plan to roll them out later. **What is NatWest YourPoints**
YourPoints is a loyalty scheme for NatWest, where spend on their credit cards earns you points in their scheme which can be spent on travel. Points are earned at the rate of 1 point for each £1 spent. ...
andyk910 27.09.2007
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Ciao members have rated this review on average: very helpful Review of NatWest YourPoints Card
Advantages: Easyjet flights Disadvantages: very high spend required - return only just over 1/2%
I kept it for use where the Lloyds AMEX isn't accepted. Finally have been able to register with the online YourPoints service. There seem to be two ways of redeeming - ebookers (only an 0845 number provided, nothing online, or Easyjet. Comparing the Eayjet prices on & off the Yourpoints site you get a consistent 0.55p per point on spend with Easyjet, ie £55 per £10,000 card spend. Hard to compare with AirMiles as they don't convert exactly to cash, ...
JWJW 05.03.2008
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Ciao members have rated this review on average: helpful Review of NatWest YourPoints Card
Competitiveness of APR
Product package
Quality of Customer Ser...
Reward Scheme
Additional Charges
Security and Privacy
Ease of Application
Quick review of NatWest YourPoints Card
Unlikely to use it: see below.
I have not been able to access the NW yourpoints site from any of the usual search engines; which is not a great start.
The products in the literature are nowhere near as attractive as the previous scheme, and from suppliers I would not normally consider dealing with.
All in all: dificult to see this as an improvement, not much value to me, very disappointing.
Feels like it was poorly thought through from the Customer perspective and part of a cost cutting exercise. ...
micktrick 16.10.2007
Ciao members have rated this review on average: helpful Review of NatWest YourPoints Card
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