Nationwide Building Society Accounts

The Nationwide Building Society is one of the best building societies available and there must be a branch in every high street in the country with a range of services that are always expanding and the existing facilities getting better! I've had an account with Nationwide for the whole of my life and I have opened another five different ones in the last seven years. They are competitive and I wouldn't want to go anywhere else. I have highlighted ...
...owned, Nationwide services, the award winning Internet Banking service, customer service, what my future is with Nationwide and problems I have encountered. The first account I personally opened was a Smart account which is a savings/current account for under 18's, they have lots of different types of savings and current accounts which are available for sort's of age groups and people in different situations. The smart account is one they still ...

johnsy32 17.01.2005 · Read full review
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Review of Nationwide Building Society Accounts

...make sure you have a Nationwide FlexAccount. If you don’t already have one, OPEN ONE! It only takes a £1 Why? I hear you ask. Well it is the most cost efficient method of obtaining foreign currency abroad. It is also the cheapest method of paying for goods and services where a debit card can be used. The reason it that the Nationwide does not levy any additional fees or charges for using the card abroad. They treat it exactly the same ...
...digress. THE REASON WHY NATIONWIDE IS BEST. Until the weekend I only knew that they didn’t levy certain charges that other card issuers did. The Nationwide “didn’t think that they should charge you to gain access to your own money.” Well here are the details. There tends to be 2 fees. The first is a “published” “handling fee” of around 2.25%, usually subject to a maximum of £4 or £5. My experience ...

quoia 17.07.2001 · Read full review
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Review of Nationwide Building Society Accounts

...this review on using a Nationwide FlexAccount abroad. FlexAccount Foreign Exchange savings ------------------------------------ I opened a NationWide FlexAccount in conjunction with an e-Savings account. Whilst I'm not particularly impressed with the e-Savings account (see my original 'e-Savings exasperation' article below). I have to say I was pleasantly surprised by how inexpensive it is to withdraw cash with the Debit card abroad. I don't use ...
...commision on the transaction; the NationWide FlexAccount does not suffer either of these inconveniences. Each cash withdrawal from the HSBC account was subjected to a commission of 1% (£1.50 minimum) and then the FoRex rate was changed (in the banks favour - of course...) by a few percent. Consider how much you pay during the whole course of you stay abroad, and the savings you get from using the FlexAccount soon add up - in my experience you'll ...

free14 11.05.2001 (17.07.2001) · Read full review
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Review of Nationwide Building Society Accounts

I've held accounts with Nationwide all my life. I've always been impressed with their levels of service, and the accounts/mortgages they offer. However, recently- as they are one of the only remaining building societies, some people have stated that they'd like them to become a bank. Surely I can complain, I'd get loads of free shares, or at least some sort of financial reward. However, that's looking at it in the short term- because as a bank they ...
...it stands to reason that Nationwide will be able to give you the best deals across the board, because they are run for the customers. Branches- Nationwide seem to have lots of branches in convenient places. My local branch is also open more than the other banks around it- Nationwide is 9-5, Nat West is only 10-4, when you work- 10-4 isn't very useful (9-5's a struggle). Nationwide also have no policy of branch closure at the moment either. Accounts/Interest ...

father_jack 12.11.2001 · Read full review
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Review of Nationwide Building Society Accounts

...the proud owner of a Nationwide ‘Flex Account’. I’d been on the lookout for a current account that gave you the option of NOT having a compulsory chequebook and overdraft, but still gave bill payment facilities such as Direct Debits, Standing Orders, an ATM card, and the money transfer capabilities that most of us associate with a current account. Nationwide do just that. They weren’t my first port of call online, but having tried several other banks ...
...agree to “Assign to the Nationwide Foundation any windfall conversions benefits to which you may become entitled to in the future” In English, this basically means that should there be any mergers with other banks etc, you don’t get a beneficial cash deposit in your account as a result of that merger. This condition is only applicable to new members, anyone who was a member on the 2nd November 1997 and before, is not affected. Once you’ve completed ...

moonwillow 05.01.2002 · Read full review
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Review of Nationwide Building Society Accounts

...I found that the Nationwide Flex account fitted the bill perfectly. An added bonus was that I could monitor and make transactions on line - like set-up / amend / cancel Standing Orders/Direct Debits/Bill Payments, check mini statement or see a more detailed statement or order a full statement in the post. The Flex account card is a multipurpose one. It is a ATM Link cashcard, a Visa Debit Card and it is a Delta card ( you can use it like a Switch ...
...have access to all your Nationwide accounts - mortgage, visa card, flex account and so on. There is also an excellent "online teller" where you can ask a real person questions. I have done this twice and received sensible and correct replies the next day. E-Savings is the other option available once you go online. It is an internet only saving account which gives you far higher rates of interest - currently 4%gross and 3.2% net. Money can only move ...

ultras67 18.01.2003 · Read full review
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Review of Nationwide Building Society Accounts

...On the front of it, Nationwide are like any other financial institution. They have a wide range of accounts, both current and savings, and also offer loans and mortgages, and ISAs and so on. Their branches are often small – say two or three counters – but they have them all over so they never get all that crowded. I have always found the service offered by Nationwide to be excellent. The staff at my home branch still know me by name ...
...years, and only go back during holidays – and even then only during the holidays I’m spending in the UK, which is very few) and are always friendly and polite. On the one occasion when I was charger tax on my interest, a quick visit to the Piccadilly Gardens branch sorted it out, and it hasn’t happened since. The most frequently offered current account is called the flex account. This offers up to 2.5% interest on credit balances, ...

zoe_page 05.11.2002 · Read full review
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Review of Nationwide Building Society Accounts

I have been with the Nationwide Building Society for many years and they are like all money lenders brilliant when there is a lot of money in the account but shoddy when there is not. However I used my credit card for a large amount of money a few years ago and have been paying this back by direct debit. This arrangement worked out well for me in the early stages as it fitted in with the monthly allowance I wanted to pay them. Then my income changed ...
...I wrote to Nationwide and said No, No, I want to pay more PLEASE.. They ignored my letter. I then tried again. Hmmp! Then I had a brain wave I wrote a letter to Nationwide explaining that I would like to pay more each month on the direct debit and could they set that up for me please? Mr Beadle must have been working that day - MORE, DID YOU SAY MORE? Ha,Ha. Ignored or what? We all know that the less we pay the more interest we pay and I was ...

teacherofhooch 29.10.2005 · Read full review
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Review of Nationwide Building Society Accounts

...in greed turned upon the Nationwide Building Society, which looked like the next candidate for the gravy train. Thousands of small investors clambered aboard, keen to join the jet set and prepared for the tills to start chinking ... except they never did, to this very day, despite all sorts of attempts to force the issue with some members even going so far as getting elected to the board and trying to force votes on the issue. Even as recently ...
..."More than 6m members of Nationwide Building Society will be sent voting packs this week giving them the opportunity to elect two rebel candidates to the board. One of the rebel members, Andrew Muir, is against the Nationwide's pledge to remain a building society and wants it to become a bank. If Mr Muir is elected to the Nationwide board he is expected to press for a conversion vote. Members last voted on whether or not the society should keep its ...

dave27 19.11.2001 · Read full review
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Review of Nationwide Building Society Accounts

...happened! I opened a Nationwide Flex account after seeing an advert in the papers. With one days notice, any money I have in the Flex account can be transferred into my E-Savings account and earning 7% interest (that rate has changed since to about 6.75, but let's not get technical!). The website is easy to use, and transferring money between accounts is a doddle. If you have a monthly income, or perhaps even weekly, you can transfer all but the ...
...need log on to the Nationwide internet site (with three passwords!!) before midnight, and any money you transfer into the current account will be ready for you to withdraw from any Link cash machine the next day. This online service is excellent. But in addition, there are branches of Nationwide in most High Streets. The staff in the Cheltenham Branch who helped me set up my Flex Account and E-Savings were most helpful. The process of setting up ...

Lidless_Eye 01.03.2001 · Read full review
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Review of Nationwide Building Society Accounts

...friend had recently opened a Nationwide FlexAccount and had sung it's praises to me on a number of occasions. Therefore, I decided to take a look at their website to see what Nationwide had to offer me. I was soon convinced that this account would suit me and do all that I needed it to do. **** What are the benefits of the FlexAccount?**** The Nationwide website outlines many features of the Nationwide FlexAccount which make it sound very attractive ...
...weeks now and already the Nationwide have proved their worth. I stupidly paid for an internet shopping purchase using this card instead of my Tesco Visa (they are a similar colour) before there was any money in this account. As soon as I realised my error, I cancelled the purchase, but the company still withdrew the money from my account, leaving me overdrawn. One phonecall to the Nationwide helpline to explain the situation and all unauthorised ...

jpass 02.11.2001 · Read full review
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Review of Nationwide Building Society Accounts

...I started banking with the Nationwide Building Society around 7 years ago, me and my now husband decided to open a joint account as we had been together a year by then and were ready to settle down. He already had a savings account with them so we decided it would be easier and then we could keep the savings account open as well. We had to make an appointment as we had to take in documents to prove our identity and a utility bill. Off we went on ...
...you can open with the Nationwide Building Society. Flex Account being the main on although there are basic flex accounts of this if you are not completely 100% credit worthy. My husband had had a CCJ 4 years previous to this and it was paid in full, so we thought everything would be ok. NO, it was not. A credit search was performed and it came back with that dam CCj on it even though satisfied. We were told that this can affect us for 6 years and ...

iloveshoping 29.06.2005 · Read full review
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Review of Nationwide Building Society Accounts

Nationwides Flexaccount - the best piece of advice for a traveller is 'get one of these!' You can use ATM machines worldwide, and unlike most banks and building societies, they do not charge a fee for this service. The owner of the ATM machine reserve a right to charge a handling fee, but that is the same whoever you bank with. The ease of setting up an account is a great benefit, and their online facilities are better than any other bank I have ...
...ease of checking balances and recent transactions wherever you are in the world - so long as there is an Internet connection, which is prity much everywhere, compelled me to bank with them. On one screen you can view your current account, credit card and savings account balances, and easily pay bills and transfer money. You can choose not to have paper statements, one less piece of mail each month, and choose whether you want a cheque book and paying ...

bmassen 27.04.2003 · Read full review
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Review of Nationwide Building Society Accounts

...is no doubt that the Nationwide Flex Account/e-Savers account offers a good interest rate, compared to its competitors, I wonder whether the complex relationship between the "e" account and the "traditional" account make it easy to use. The problem is that you can't just open an "e-savers" account, you have to first open a normal flex account (over the Internet admittedly, with documents proving your identity to be sent through the post as with all ...
...the hassle of using the Nationwide set up. For example, by using First Direct Savings, I lost about 1% interest, but gain real flexibility, operated by either phone call or online. When I signed up for the Nationwide account, I asked for a cash card only account as I didn't want a cheque book with it. Later on, I realised that a cheque book would be quite handy, so enquired if I could have one. Would you believe I have to go back to the branch, get ...

tomc 21.03.2001 · Read full review
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Review of Nationwide Building Society Accounts

...that first introduced me to Nationwide when he got me looking at their website for details about ‘Flex Account with E-Saver’. Although I am not eligible for this account because I am too young I noticed Nationwide’s Smart Account that offers the same interest rate (7%) and unlike the e-saver account you are not penalized for using counter services although you do still get online banking and cash machine access of course. The account is pretty basic ...
...you are looking for current account services I would recommend Natwest Card Plus. It is however a very good savings account for young people and does boast online banking and like all banks a cash card. When I opened the account (online) I did have some problems as it took a bit of chasing up to get them to realize that I had gone into the branch with my ID (this was due to them not sending the right forms, usually this would be done by post). If ...

eep362 06.01.2001 (12.01.2004) · Read full review
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Review of Nationwide Building Society Accounts