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Community Level 5BananaMan111

BananaMan111

Money, matters

AdvantagesExcellent Internet Banking and customer service

DisadvantagesUpgrading a current account, please read review!

"The Nationwide Building Society is one of the best building societies available and there must be a branch in every high street in the country with a range of services that are always expanding and the existing facilities getting better! I've had an account with Nationwide for the whole of my life and I have opened another five different ones in the last seven years. They are competitive and I wouldn't want to go anywhere else. I have highlighted ..." Read review
17.01.2005

Ciao members have rated this review on average: very helpful

Community Level 2quoia

quoia

GET FLEXible. Make the most of your HOLIDAY MONEY

AdvantagesCheapest way to have foreign cash and make purchases

DisadvantagesWithout a backup source of money or payment system, if it fails for whatever reason, then you could have a problem. But that applies to whatever method chosen. The foreign bank that owns the ATM could charge a handling fee, but that applies to all cards.

"...make sure you have a Nationwide FlexAccount. If you don’t already have one, OPEN ONE! It only takes a £1 Why? I hear you ask. Well it is the most cost efficient method of obtaining foreign currency abroad. It is also the cheapest method of paying for goods and services where a debit card can be used. The reason it that the Nationwide does not levy any additional fees or charges for using the card abroad. They treat it exactly ..." Read review
17.07.2001

Ciao members have rated this review on average: very helpful

Community Level 2free14

free14

FlexAccount cheap FoRex but e-Savings exasperates

AdvantagesNo foreign exchange charges on FlexAccount debit card use

Disadvantagese-savings account complicated to operate

"...this review on using a Nationwide FlexAccount abroad. FlexAccount Foreign Exchange savings ------------------------------------ I opened a NationWide FlexAccount in conjunction with an e-Savings account. Whilst I'm not particularly impressed with the e-Savings account (see my original 'e-Savings exasperation' article below). I have to say I was pleasantly surprised by how inexpensive it is to withdraw cash with the Debit card abroad. I don't ..." Read review
11.05.2001

Ciao members have rated this review on average: very helpful

Community Level 3father_jack

father_jack

Don't be a Banker Stick With Nationwide

AdvantagesRun for the customers - See op

DisadvantagesSee op

"I've held accounts with Nationwide all my life. I've always been impressed with their levels of service, and the accounts/mortgages they offer. However, recently- as they are one of the only remaining building societies, some people have stated that they'd like them to become a bank. Surely I can complain, I'd get loads of free shares, or at least some sort of financial reward. However, that's looking at it in the short term- because as a bank they ..." Read review
12.11.2001

Ciao members have rated this review on average: very helpful

Community Level 2moonwillow

moonwillow

Applying online

AdvantagesFlexible accounts, easy to understand, good site layout, great customer service, online accounts updated regularly.

Disadvantagesmaybe a little on the slow side when it comes to getting an account off the ground when applied for online.

"...the proud owner of a Nationwide ‘Flex Account’. I’d been on the lookout for a current account that gave you the option of NOT having a compulsory chequebook and overdraft, but still gave bill payment facilities such as Direct Debits, Standing Orders, an ATM card, and the money transfer capabilities that most of us associate with a current account. Nationwide do just that. They weren’t my first port of call online, but having tried several other banks ..." Read review
06.01.2002

Ciao members have rated this review on average: very helpful

Community Level 4ultras67

ultras67

Smooth Runnings

AdvantagesEase of Use, no charge foreign withdrawals, lots of options

Disadvantagescan be a bit fiddly to set up.

"...home. I found that the Nationwide Flex account fitted the bill perfectly. An added bonus was that I could monitor and make transactions on line - like set-up / amend / cancel Standing Orders/Direct Debits/Bill Payments, check mini statement or see a more detailed statement or order a full statement in the post. The Flex account card is a multipurpose one. It is a ATM Link cashcard, a Visa Debit Card and it is a Delta card ( you can use it ..." Read review
18.01.2003

Ciao members have rated this review on average: very helpful

Trust Is A One-Way Street

AdvantagesCompetitive interest rates, handily located branches, online and telephone banking available

DisadvantagesStrict, no moveable criteria and rules in some cases

"...company. On the front of it, Nationwide are like any other financial institution. They have a wide range of accounts, both current and savings, and also offer loans and mortgages, and ISAs and so on. Their branches are often small – say two or three counters – but they have them all over so they never get all that crowded. I have always found the service offered by Nationwide to be excellent. The staff at my home branch still know ..." Read review
05.11.2002

Ciao members have rated this review on average: very helpful

Community Level 6teacherofh...

teacherofhooch

No,No, I want to pay more please...

AdvantagesOnly if you are a perfect customer

DisadvantagesLong queues, mistakes...

"I have been with the Nationwide Building Society for many years and they are like all money lenders brilliant when there is a lot of money in the account but shoddy when there is not. However I used my credit card for a large amount of money a few years ago and have been paying this back by direct debit. This arrangement worked out well for me in the early stages as it fitted in with the monthly allowance I wanted to pay them. Then my income ..." Read review
29.10.2005

Ciao members have rated this review on average: very helpful

Community Level 7dave27

dave27

Someday soon

AdvantagesReasonable terms

DisadvantagesThey're still just after yer dosh

"...in greed turned upon the Nationwide Building Society, which looked like the next candidate for the gravy train. Thousands of small investors clambered aboard, keen to join the jet set and prepared for the tills to start chinking ... except they never did, to this very day, despite all sorts of attempts to force the issue with some members even going so far as getting elected to the board and trying to force votes on the issue. Even as recently ..." Read review
20.11.2001

Ciao members have rated this review on average: very helpful

Community Level 2Lidless_Eye

Lidless_Eye

Perfect for a lazy wage-earner like me

AdvantagesEase of use, High interest, friendly staff offering advice

DisadvantagesYou need internet access, but if you don't already have internet, you're disadvantaged anyway!

"...happened! I opened a Nationwide Flex account after seeing an advert in the papers. With one days notice, any money I have in the Flex account can be transferred into my E-Savings account and earning 7% interest (that rate has changed since to about 6.75, but let's not get technical!). The website is easy to use, and transferring money between accounts is a doddle. If you have a monthly income, or perhaps even weekly, you can transfer all but the ..." Read review
01.03.2001

Ciao members have rated this review on average: very helpful

Community Level 5jpass

jpass

A FLEXible account

Advantageseasy to apply for, efficient customer service

Disadvantagesnone found so far

"...friend had recently opened a Nationwide FlexAccount and had sung it's praises to me on a number of occasions. Therefore, I decided to take a look at their website to see what Nationwide had to offer me. I was soon convinced that this account would suit me and do all that I needed it to do. **** What are the benefits of the FlexAccount?**** The Nationwide website outlines many features of the Nationwide FlexAccount which make it sound very attractive ..." Read review
02.11.2001

Ciao members have rated this review on average: very helpful

Community Level 3iloveshoping

iloveshoping

NATIONWIDE BUILDING SOCIETY

AdvantagesVery friendly staff, always prepared to help

DisadvantagesMistakes happen freqently.

"...simple! I started banking with the Nationwide Building Society around 7 years ago, me and my now husband decided to open a joint account as we had been together a year by then and were ready to settle down. He already had a savings account with them so we decided it would be easier and then we could keep the savings account open as well. We had to make an appointment as we had to take in documents to prove our identity and a utility bill. Off ..." Read review
29.06.2005

Ciao members have rated this review on average: very helpful

Community Level 1bmassen

bmassen

Great for the traveller or Internet lover

AdvantagesSuperb Online Facilites

DisadvantagesNone

"Nationwides Flexaccount - the best piece of advice for a traveller is 'get one of these!' You can use ATM machines worldwide, and unlike most banks and building societies, they do not charge a fee for this service. The owner of the ATM machine reserve a right to charge a handling fee, but that is the same whoever you bank with. The ease of setting up an account is a great benefit, and their online facilities are better than any other bank I have ..." Read review
27.04.2003

Ciao members have rated this review on average: very helpful

Community Level 2tomc

tomc

Over complex and not worth the higher interest

AdvantagesHigh interest rate

DisadvantagesComplex and bureaucratic to use

"...is no doubt that the Nationwide Flex Account/e-Savers account offers a good interest rate, compared to its competitors, I wonder whether the complex relationship between the "e" account and the "traditional" account make it easy to use. The problem is that you can't just open an "e-savers" account, you have to first open a normal flex account (over the Internet admittedly, with documents proving your identity to be sent through the post as with ..." Read review
21.03.2001

Ciao members have rated this review on average: very helpful

Exellent just exellent

AdvantagesDencent rates of interest good customer service

DisadvantagesThe withdrawal of free foreign currancy transactions

"I have being with nationwide for well over a decade, starting with my children’s smart2save account and now hold a Flex Account as well as e-savings accounts. For that reasons this review will largely concern itself with four areas: • Flex Accounts • E –Savings & E - Bonds • Online Banking • The branches themselves Flex Account The Flex account is Nationwide’s primary account and many of the other services most significantly the e-savings and e-bonds ..." Read review
09.07.2009

Ciao members have rated this review on average: very helpful



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