Nationwide Building Society > Reviews

Advantages: Instant access; higher interest rates due to mutuality
Disadvantages: Instant access facility means interest rates are slightly lower

...access cash ISA from the Nationwide for about 18 months now, and so far I've no complaints at all. The interest rate, although not the best you can get, is fairly competitive, and in lieu of this you do get the instant access facility which is reassuring - if you need to you can get to your money in a hurry. Being a building society means that, usually, the interest rates offered on the various accounts will be slightly higher than for similar ... Read review

Advantages: Consistently high interest rates, good service
Disadvantages: Not obvious how to make payments from accounts outside Nationwide

I opened the Nationwide cash mini-ISA 18 months ago (just after graduating and no longer being entitled to tax-free savings). At the time it had the best interest rates available for the amount I had to invest, and the rate was guaranteed for several months. Since then I have had no complaints whatsoever. The service has always been excellent, and the interest rate has remained competitive, although recently it has been overtaken slightly by internet ... Read review

Advantages: Good rate of Interest, Easy to set up
Disadvantages: None so far

...the main reasons for chosing Nationwide was the competative interest rate, and also the fact you can take money out of the ISA whenever you want. The second factor means reassurance of mind if you ever need to take a lump sum out quickly for an emergency. The ISA is easy to set up. I spent just 5 minutes in the building to get my account. You do have to take some ID and proof of address with you (ie A passport, driving license, bank/credit card ... Read review

Advantages: Internet banking, good in-branch service, preferential rates for members of 3yrs+
Disadvantages: Not the highest interest rate going

...on your circumstances. All your Nationwide accounts can be controlled online, though the ISA can also be dealt with in-branch with a traditional passbook. This flexibility and accessibility is for me, a great plus point, given that I have accounts with Barclays and Intelligent Finance. I can shift money between these three accounts without problems so banking is a lot less hassle than it used to be! Security on the Nationwide website is good, ... Read review

Advantages: Competitive rate of interest, meets CAT standards
Disadvantages: None as yet

...you take a look at Nationwide Building Society's Instant Access ISA. Some of the features of the account: -Tax free interest rate of 4.85% (paid 31 Mar) -CAT marked (meets government standards) -Can be viewed online through Nationwide Internet Banking -Money can be transferred to/from any of your Nationwide accounts -The interest that you earn can be paid directly to your ISA or any other nominated Nationwide account. I already have a ... Read review

Advantages: Excellent Customer Service, Internet Access to accounts, Open Saturday Mornings, Can access Money easily, Good interest rate
Disadvantages: None that I can think of - apart from the Government allowing us to save more tax free in a year.

...so I went to the Nationwide -They could see me immediately and were very helpful. They went through all the different types of accounts they had and tried to help me match it best to my savings needs, asking me lots of questions along the way. After a long discussion about the pros and cons of all accounts we decided that a cash ISA was best me, as: 1. It has a great Interest Rate 2. No Tax 3. It allows me access if I ever need it 4. Worked for ... Read review

Advantages: Good website
Disadvantages: Limited product selection

...other banks and building society, Nationwide also offers ISA. While I agree with other memebers opinion on Nationwide cash ISA, I think they offer very limited choice on equity ISA. The only offer their own tracker ISA which prevents broader based investment to be made (see egg ISA supermarket). While this is a fairly save investment as it tracks the broad-based FTSE ALL share index, this will only provides moderate growth. If we do get into bear ... Read review

Advantages: high rate of interest
Disadvantages: confusing amount of information about ISAs

OK - this one's for almost everyone. You may have heard of these strange creatures called ISAs. They're a nifty little way of saving money tax-free at a nice rate of interest. If you're a student who doesn't need their student loan, then it's a perfect way to earn interest above and beyond what you'll be paying back. If you're in a job and have some spare cash lying about, put it away in an ISA and you'll get a nice compound interest-bearing savings ... Read review