Northern Rock Loans

...on loans, I saw that Northern Rock with 5.8% ARP was much lower than all other providers, so I went into their bank. The young guy behind the desk immediately got the forms out and mentioned that not all customers are offered the 5.8% rate, but instead of being refused, I would then get a higher rate, which could go up to about 9%, but most likely it would be just over 6%. I thought that was fine and couldn't imagine why my credit check would be ...
...part was: in the meantime, Northern Rock had done another credit check on me, which meant this worsened my credit rating! So basically, they get you into the back with advertising 5.8% as a "typical" rate, although it's most likely not the average rate they give to their customers. When they run the check to find out exactly what rate they offer you, another point is added to your credit history, which negatigely affects your credit rating - but ...

jimmy74 30.07.2004 · Read full review
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Review of Northern Rock Loans

...was winging its way to Northern Rock. A few days later i rang to check my application and the forms arrived on my doorstep ready for me to sign a week later. Returned then straight away and a few days after that the money was in the bank with no problems. I cant remember the exact % but i pay £195 for a £9800 loan...not too bad and very efficent... ...

JasperUK 17.03.2001 · Read full review
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Review of Northern Rock Loans

...had 2 large loans with Northern Rock, and would consider them again. They have a very competitive rate....they may not be the absolute cheapest on the market but they do have one major advantage on most other loan schemes, in that there is no redemption penalty when paying the loan off early. If you intend to pay off your loan early, the lack of an early redemption fee, means this type of loan could work out cheaper than another lenders loan which ...
...I was called up by Northern Rock and had to justify on the phone why I did not need their protetion. However when I applied for my 2nd loan, I said I did not need loan protection insurance and no questions were asked. After acceptance, the money was in my designated account within a few days. Both loans I paid off in full very shortly after receiving the money, in fact my 2nd loan was paid off before my 2nd payment was due. There was no fuss/resistence ...

LS53LFU 05.06.2007 · Read full review
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Review of Northern Rock Loans

...loans, I came across the Northern Rock as having the lowest rates available at the time (advertised 6.0% Nov2003) They offer un -secured loans Typical APR is 6.0% available on loans from £1,00 to £25,000. Repayment terms up to 10 years. There is the option to repay the loan early. Secured loans only available to excisiting customers. The web site was easy to follow and quickly I had filled in an application online, very straightforward. There is ...
...APR than was offered by Northern rock?? As I say read the small print, if I had I probably wouldn’t have spent the time applying with them. Sometimes the best rates advertised don't always mean they are going to be the best ones offered to you,but I guess you don’t know what you are going to be offered until you apply?? ...

lorrainekuk 20.12.2003 · Read full review
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Review of Northern Rock Loans

...loan for home improvements through Northern Rock. Lots of home improvements, so a lot of capital was needed. I did it all over the phone, just called the number and answered all the questions. Nothing out of the ordinary, the usual questions apply. The guy on the phone made things very easy to understand and went through all the options for repayment with me. IE, I can pay the agreed monthly sum for the duration - or I can pay a lump sum off the ...
...credit scoring methods. Because Northern Rock do the live check anyway, you get the absolute correct quote. I don't mind this, because, don't forget, all that will appear on your credit file is that you've been searched by a company. If you don't choose to go with them, it doesn't mean that you were refused credit. Lots of confusion can happen over that one. All in all, very pleased with Northern Rock - I got £15,000 at £272.00 monthly payment. ...

cbays 10.08.2004 · Read full review
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Review of Northern Rock Loans

...apparently the free BACS method was 'unavailable' at the time?! Overall I was impressed with the service and customer service (aside from the £45 one off payment) offered by Northern Rock. I will seriously consider using them to extend my loan when purchasing a car in the new year. ...

ForestMad 04.11.2005 · Read full review
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Review of Northern Rock Loans

...9.41% (As of 6/3/01) with Northern Rock. I must say I applied on the internet and was very impressed by the speed of the application and the result (2 days notification via Royal Mail). If you check finance sites like www.moneyextra.com you will find through comparison with lenders that Northern Rock offers the lowest rates consistently. All I can say is if you are considering a loan check out Northern Rock first you will save a fortune! Go for ...

gemini22 08.03.2001 · Read full review
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Review of Northern Rock Loans

I recently applied for a loan online with this company after researching various lenders to find the most competitive rates available. I was very pleased with how easy it was to do the online application, however a little to disappointed to find the APR I had actually been offered was different to the APR quoted when doing the application. I did not feel that it was pointed out on the website that the APR could vary, and it wasn't actually until ...

PINKLADYRLE 08.08.2007 · Read full review
Ciao members have rated this review on average: somewhat helpful
Review of Northern Rock Loans