Northern Rock Loans

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Ranked 4 out of 11 in the Ciao Hitlist The Best Loan Lenders

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1-8 of 8 reviews of Northern Rock Loans   sort by: Usefulness | Product rating | Date
Don't touch it!
Review of Northern Rock Loans by jimmy74

Advantages: Low rates advertised, but that's a trick!
Disadvantages: They try to tie you in with a credit check

...on loans, I saw that Northern Rock with 5.8% ARP was much lower than all other providers, so I went into their bank. The young guy behind the desk immediately got the forms out and mentioned that not all customers are offered the 5.8% rate, but instead of being refused, I would then get a higher rate, which could go up to about 9%, but most likely it would be just over 6%. I thought that was fine and couldn't imagine why my credit check would be negative. ... Read review

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30.07.2004
Good Choice
Review of Northern Rock Loans by JasperUK

Advantages: Very simple application
Disadvantages: None

...was winging its way to Northern Rock. A few days later i rang to check my application and the forms arrived on my doorstep ready for me to sign a week later. Returned then straight away and a few days after that the money was in the bank with no problems. I cant remember the exact % but i pay £195 for a £9800 loan...not too bad and very efficent... ... Read review

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17.03.2001
competitive loan with few strings attached
Review of Northern Rock Loans by LS53LFU

Advantages: quick/easy to apply for, no early redemption fee
Disadvantages: may use a hard sell on the loan protection insurance

...had 2 large loans with Northern Rock, and would consider them again. They have a very competitive rate....they may not be the absolute cheapest on the market but they do have one major advantage on most other loan schemes, in that there is no redemption penalty when paying the loan off early. If you intend to pay off your loan early, the lack of an early redemption fee, means this type of loan could work out cheaper than another lenders loan which ... Read review

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05.06.2007
Rocking rates.... not always
Review of Northern Rock Loans by lorrainekuk

Advantages: Low rates
Disadvantages: watch the small print

...loans, I came across the Northern Rock as having the lowest rates available at the time (advertised 6.0% Nov2003) They offer un -secured loans Typical APR is 6.0% available on loans from £1,00 to £25,000. Repayment terms up to 10 years. There is the option to repay the loan early. Secured loans only available to excisiting customers. The web site was easy to follow and quickly I had filled in an application online, very straightforward. There ... Read review

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20.12.2003
Very good service
Review of Northern Rock Loans by cbays

Advantages: Quick, easy and cost effective
Disadvantages: Live Credit Check is mandatory

...loan for home improvements through Northern Rock. Lots of home improvements, so a lot of capital was needed. I did it all over the phone, just called the number and answered all the questions. Nothing out of the ordinary, the usual questions apply. The guy on the phone made things very easy to understand and went through all the options for repayment with me. IE, I can pay the agreed monthly sum for the duration - or I can pay a lump sum off ... Read review

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10.08.2004
Northen Rock the solution to Student Debts!
Review of Northern Rock Loans by ForestMad

Advantages: Easy to use internet application, cheap APR rates
Disadvantages: APR on contract can be different to website agreed

...one off payment) offered by Northern Rock. I will seriously consider using them to extend my loan when purchasing a car in the new year. ... Read review

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04.11.2005
Go for a loan
Review of Northern Rock Loans by gemini22

Advantages: Low rates
Disadvantages: None

...9.41% (As of 6/3/01) with Northern Rock. I must say I applied on the internet and was very impressed by the speed of the application and the result (2 days notification via Royal Mail). If you check finance sites like www.moneyextra.com you will find through comparison with lenders that Northern Rock offers the lowest rates consistently. All I can say is if you are considering a loan check out Northern Rock first you will save a fortune! ... Read review

Ciao members have rated this review on average somewhat helpful
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somewhat helpful

08.03.2001
Northern Rock Unsecured Personal Loan
Review of Northern Rock Loans by PINKLADYRLE

Advantages: The speed and efficiency of receiving the funds.
Disadvantages: The change in APR from application to offer.

I recently applied for a loan online with this company after researching various lenders to find the most competitive rates available. I was very pleased with how easy it was to do the online application, however a little to disappointed to find the APR I had actually been offered was different to the APR quoted when doing the application. I did not feel that it was pointed out on the website that the APR could vary, and it wasn't actually until I ... Read review

Ciao members have rated this review on average somewhat helpful
Additional Charges
Ease of Application
somewhat helpful

08.08.2007


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