Advantages: Prompt payments and lifetime cover . Disadvantages: Expensive and complementary treatments not covered.
...They don’t just provide pet healthcare insurance – they also offer home, life, motor and commercial insurance and in 2004 they were the general insurer of the year. One way and another I’ve dealt with Cornhill for over thirty years and I’ve never had a problem with them. Their pet health insurance is available for cats, dogs and rabbits and there’s a separate scheme for horses. My experience has been with dogs and when I refer to premiums and excesses ... ...life”. If you buy pet health insurance from Tesco, Churchill, Direct Line, or Paws they will stop paying out in respect of an illness or injury after the first twelve months. Others such as Sainsbury, More Than and Pet Healthcare Services will only pay a set figure per condition regardless of the actual cost of treatment. If I tell you a little about our dogs you’ll realise why this is so important.
By the time that Kia was a year old she was spotty. ...
SueMagee 16.01.2005
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: Cover for life. Disadvantages: Can be difficult to talk to.
...if you bought a pedigree pet from a reputable breeder, then you would be given a free six week Petplan cover note which was validated over the phone before you left the breeders premises so giving you peace of mind. However due to changes concerning unfair practices breeders are no longer allowed to offer this facility. Be aware though that you will amongst other documents be given a telephone number which if called will still give the six week free ... ...the promise that should your pet become ill or injured during its duration that you can obtain a continuation of this insurance without incurring any additional costs and I can vouch for this as I had the misfortune to buy a kitten that became ill, so ill that he almost died.
When you phone for a continuation of a free insurance or apply by phone or on line for a new insurance or you will be offered a number of different options. In the case of ...
Bigbaz 30.01.2005 (11.06.2005)
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: Help With Vets Bills. Disadvantages: Has Limitations.
...lala land Animal Hospital or Pet Rescue would sort out any problems in the blink of an eye. Well excuse my cynicism but in my experience expecting the RSPCA to rescue a stray or ill cat without a television crew as back up is as unlikely to happen as me winning the lottery. In my area the PDSA (Peoples Dispensary for Sick Animals) runs a scheme for people on benefits or low incomes, and very worthy it is too, but where does this leave the average ... ...and rewards ~ If your pet gets lost or stolen, Petplan will pay for local newspaper advertising and a reward ~ £250 no excess 3rd party liability ~ If your dog causes damage or injury and you are held legally liable ~ £1,000,000 excess £250 Death from Injury or Illness Losing a pet is a great sadness but Petplan will refund the purchase price (see exclusions). The excess applies to each individual claim, i.e. different conditions would require the ...
milmol 29.10.2002
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: peace of mind from only 30p per day Disadvantages: none that ive noticed.
...you have ever had a pet you will know just how expensive it is, food, treats, collar and lead, plus the trips to the vets, and boy are they expensive.
After my partner bought me a miniature longhaired dachshund I decided to get her insured as the vet bills are very expensive and it was going to cost an arm and a leg for her injections.
I decided to ring around a few pet insurers but the one that stood out the most for me was petplan, there are ... ...about why you should have pet insurance, and answers to questions like 'do many people claim on their pet insurance? and what cover for life actually means'.
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Work out the best level of the plan for you by the type of dog you have and the area you live in (are you surrounded by fields or main roads). There are 3 different plans with petplan insurance
There’s-:
Budget
Standard
Supreme
With ...
milliemouse 31.07.2002
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: Covers older pets, easy to sort out claims Disadvantages: slightly more expensive then some others around
...with us I looked into pet insurance. Most insurers were saying about £5-£10 a month and all kind of cover but the down side was that once they got to 8 years and over their cover would end. What was I supposed to do at that point? I saw an advert on television for Petplan which said animals were covered for life. I was really happy and went straight onto their website. It did indeed state that animals were covered for life and so that was the biggest ... ...the sad event of your pet going missing * Boarding fees of up to £500 per year * Theft or straying up to £500 per year * Death from injury up to £500 per year * Death from illness up to £500 per year * Holiday cancellation up to £1,000 per year * Emergency repatriation up to £500 per year * Quarantine expenses and loss of documentation up to £1,500 There are a number of different covers for many different animals but for cats there is budget and ...
znh3ra54 11.06.2009
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: Cover for life and quick payouts Disadvantages: Not the cheapest on the market
Pet Plan certainly aren't the cheapest pet insurer, but they are one of the best! The main bonus that puts them ahead of the rest is their 'cover for life'. This means that each year, following the excess payment (mine is currently £45), the animal is covered for continuing illnesses. Many insurance companies only pay out for the same disease for one year only, or up to a certain amount. If your animal is diagnosed with a long term illness, this ... ...even though you thought your pet was insured.
Pet Plan insure cats, dogs, horses and rabbits (there may be more that I am not aware of). You get a discount if you insure 3 animals with them. Pedigree animals are more expensive to insure than crossbreeds and Pet Plan rarely refuse to pay out on claims, which are usually settled within a week. You have to pay the vets up front yourself and then claim the money back. You can pay Pet Plan yearly or ...
offy 08.10.2000 (05.02.2001)
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: Peace of mind Disadvantages: You have to pay the bill and then claim it back
...the many other companies selling pet insurance, however this decision was taken out of our hands when Corn stuck her foot in a rabbit hole while flying full tilt across a field, the result being one broken leg.
This was going to be long and expensive and as our six week trial was almost up and there was no way that Corns recovery was going to be completed we had no choice but to sign up with Petplan.
Corns treatment lasted for three weeks and incuded ... ...£240.00 of which we have recieved £192.00 back from Petplan in the form of two cheques two weeks after Corns last visit to the vet.
So this is our experience of Petplan to date. This is how it works .
When you fill in the Petplan application form you are asked whether it is for a cat, dog, or rabbit and then for the age of your pet, breed and your postcode, all of which have a bearing on how much your premiums will be. An excess is applied to all ...
docpov 01.05.2004
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: Takes away the worry. Disadvantages: Still have to have the money for the vet until the Insurance pay .
...be brutally honest I chose Pet Plan simply because it was the first to send me details and I thought the monthly premium was reasonable, (£14.00). The insurance contained some very good bonuses, such as cash paid if he dies, boarding kennel fees should I need to go into hospital, legal costs if he causes an accident and money if he goes missing to help find him (reassuring as he is a pedigree). It also states that if he needs very expensive treatment ... ...in excess of £100 and Pet Plan paid us the entire amount, less £40 excess, although we did still have to find the money up front. The payment was not particularly quick, about 6 weeks, but very welcome when it did arrive, with a very thoughtful letter, asking after Tyson and hoping that he gets well soon.
Since then Tyson has thankfully been very well, but if I ever consider cancelling the insurance I just remind myself that as he gets older he ...
Toria 24.02.2001
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Ciao members have rated this review on average: very helpful Review of Pet Plan Insurance
Advantages: rapid payment easy forms Disadvantages: expensive
...resulting payment.
IMAGE
Pet plan is a well established pet insurance company with excellent communication with both the pet owner and the veterinary community - My surgery has regular visits from the reps to inform us of the latest company development and provide us with a veterinary help line so we can resolve claim difficulties quickly.
SERVICE
If one of my clients needs to use there policy a form is delivered to them rapidly or they can use ... ...be as simple as possible. Pet plan provide a free post envelope and payment can be made to the owner or the vet and normally comes through in less than a week.
They have a good range of policies to suit most needs and most pockets and cover not only dogs and cats but also rabbits, exotics and horses!
The company is dedicated to animals and as such have people who know how to deal with vets and are familiar with many of the problems you will be ...
valadoux 11.11.2005
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Ciao members have rated this review on average: helpful Review of Pet Plan Insurance
Advantages: MORE COMPREHENSIVE THAN MOST PET POLICIES Disadvantages: VERY EXPENSIVE. HAVE UNREASONABLE INTERPRETATION OF EXCLUSION CLAUSES
I started using and recommending Pet Plan 14 years ago. I'm a member of their Breeder Scheme. Now I'm concerned about their exclusion policy and attempts to wriggle out of paying for claims. My son has a problem with his dog - a Cavalier. He insured his puppy a couple of weeks after buying her. On her visit to the vet for vaccinations the vet dispensed some eye drops because she had a tiny discharge (very common in young puppies). She is now 2 years ... ...pushed forward. The problem with Pet Plan is that they are refusing to pay for any diagnostic tests / treatment connected with her eye. The specialist vet is adamant that this is not a pre -existing condition. She's only recently had the problem and in no way is it connected with any puppy eye discharge at 8 weeks. Basically the problem as I see it is that Pet Plan's interpretation of pre - existing conditions means that if you have a part of the ...
bigdogfan 26.08.2009
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Ciao members have rated this review on average: helpful Review of Pet Plan Insurance
Advantages: Excellent service. Quick and responsive. Disadvantages: Not that cheap.
...from a dealer along with Pet Plan Insurance. A couple of months later we realised that if Holly passed away then Jodie would be all by herself. We then decided to buy Kissy from the same dealer. Kissy was another Yorkshire Terrier pup who seemed to be full of life, but within two week she started fitting. We took her to our vet and after a biopsy was discovered that she had a damaged liver. She had to be put down. Our vet delt with the claim form ... ...had to have an operation. Pet Plan has paid for all of this. They run a first rate service and allow our vet to be our representitive.
It's bad enough when your pet is ill or dying but if you have hassle from your insurance company, that can make it unbearable. For us Pet Plan deserve a gold star. ...
steve.toplis 24.02.2001
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Ciao members have rated this review on average: helpful Review of Pet Plan Insurance
Advantages: covered for life Disadvantages: expensive when u have more than one pet
...small child stood on him. Pet plan took the hassle out of it. for me the cost was unthinkable. after paying out the excess myself pet plan paid the rest. they still have him covered for this same condition for life as long as i pay the policy. unlike other companies they only cover animals for 1 year. the drawback with pet plan is when you have any more pets. there reduction policy for more than one animal is 50p - £1.00 discount per month and at ...
JAY-LO 14.09.2005
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Ciao members have rated this review on average: helpful Review of Pet Plan Insurance
Advantages: None Disadvantages: They sell you the wrong policy and then change it without warning you in advance
Let me warn you that Petplan is not all is seems to be, and they certainly don\'t live up to the promises that they make. I have been fighting with them on my mothers behalf recently, and they seriously do like to drag out paying you for as long as possible. I have had to make many calls to thier claim department in the past year. Indeed I made one this morning. When my mother rescued her dog last year I strongly advised that she take out life cover ... ...a history of back problems. This was fine in the first year and they even paid out for the accupunture that he had to have. When her renewal came through she sent off her payment and we assumed all was well...............HOW WRONG WE WERE. When one of the settlement cheques came through they said that they would no longer pay for accupunture and that the time for claiming on any further treatment for his back condition would run out in Jan 08. Yet ...
DameLee 31.10.2007
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Ciao members have rated this review on average: helpful Review of Pet Plan Insurance
Advantages: Very quick to settle claims Disadvantages: None that I have found!
...company and they are reasonably priced too considering the cover is for conditions "for life" and not for the duration of the policy (normally annually renewed).
The cover is also for a higher amount than most other pet insurance companies. Trust me, it doesnt take much to reach it! ...
blackcatgirl 19.06.2003
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Ciao members have rated this review on average: helpful Review of Pet Plan Insurance
Advantages: Good for peace of mind Disadvantages: No rewards if you hadn't had to claim
...The dog was alovely pet but unfortunate he was not a well dog and had many years of illness before he had to be put down. So knowing how expensive pets bills can be we decided the best thing to do would be to take out a pet plan to be on the safe side. For the last eleven years we have had the policy and lucky the cat has been fine.
What I dislike is that as the cat has got older we now have to pay 20% of any vets due to the fact ,as they say older ... ...premium has gone up. I find this to be unfair as we have given them money over a long time without a claim. What would be nice would be some sort of discount for having the policy for this sort of time without a claim instead of just bumping up the cost because the cat is older.
After saying that I would still recommend that insurance is a good idea if you think you would have trouble to pay vets fees. ...
loerya 07.09.2005
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Ciao members have rated this review on average: helpful Review of Pet Plan Insurance