Advantages: Price, service, friendliness, efficiency Disadvantages: Awful hold music!!!
...years worth of insurance with Privilege when I purchased my new Nissan in the Summer of 1999. And mightily impressed with them I have been.
Obviously I have no premium to pay but when I asked them for a quote ready for when my free insurance ran out they were easily the best quote I received.
My insurance package from Nissan allowed me to add up to £1,000 of extras to my car, and notifying them was a quick and painless experience. A quick phone ... ...quick and easy process, notify Privilege of what has happened and they take all the pain out of it, taking over completely, but keeping you informed all the way through.
Great premiums, great cover, free legal cover, free courtest car, and amazingly quick service. And a company unafraid of modifications to boot. Does insurance get any better than this?!? ...
AndyConnolly 23.03.2001
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Ciao members have rated this review on average: very helpful Review of Privilege Insurance
Advantages: Price Disadvantages: Poor service generally; pedantic; lack of response to complaints; ridiculous hold times
...insurance for the first time. Privilege were the cheapest quote I found. I set up the policy on line and was advised that I could have a no claims discount if I provided proof from my previous employer's insurer that I had made no claims. I requested this via my employer but it was not forthcoming and I contacted Privilege in Jan 09 to advise them that I had not deliberately 'overlooked' this but was having difficulty due to the redundancy circumstances. ... ...mentioned. At no point had Privilege ever mentioned that they would be so fussy about the wording, or provided me with the criteria so that I could pass this to the insurer. They also apparently believed that I had never told them I had come out of a Company Car scheme and that there was no record of my call in January!
At this point I got cross and lodged a complaint and was told that there was a long wait for Customer Relations (aka the Complaints ...
nitnatnaboo 19.08.2009
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Ciao members have rated this review on average: very helpful Review of Privilege Insurance
Advantages: Welcomes high grouped cars and young drivers Disadvantages: Claim procedure and customer service
...a VW Scirocco GTX and Privilege Insurance came recommended by a Astra GTE COnvertible driver. He got £25 for the recommendation and I got a very good deal. I insured with the same company for 3 more years and then changed the car. Again they offered a competitive price and the changeover from one car to the other was seamless. But then I had to make a claim. I noticed that there was damage to the back door but it had been done while the car was parked ... ...was competitive and I rang Privilege and asked if I could go ahead. They gave me the OK but due to the delay in form filling they said I would have to pay and claim back. I agreed and the job was done in less than 24 hours. But then I had to try and get the money back, it took 3 months and well over 20 phone calls. They lost the file, they said they had not received my invoice (they had it faxed to them 4 times), then they blamed one department who ...
MistyBlueLady 21.01.2001
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Ciao members have rated this review on average: very helpful Review of Privilege Insurance
Advantages: none..except its cheap...but you get what you pay for. Disadvantages: Rubbish service. Wouldnot use them again
Ive updated this opinion, but have left my original in place at the bottom. In feb this year I sold my Legend and bought a rather sporty Fiesta 1600 sport. Due to some little git, I only had the pleasure of driving it for 10 miles because they stole it after only 8 hours of ownership.
I should be grateful that I recovered my money from my insurance, but my opinion of this company has fallen to rock bottom. The process of sorting my claim out was ... ...staff that I dealt with cannot be written down with Ciao deleting it.
The car itself was written of after a chase involving the Police. I assumed because it had been recovered within 35 minutes of it being stolen and had the police to back me up that I would get a speedy pay out.I reported the theft to them on the Monday morning and pointed out that I had only owned it for 8 hours before the crash. It took 4 weeks before I heard anything in writing ...
bazza1603 03.12.2000 (20.05.2001)
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Ciao members have rated this review on average: very helpful Review of Privilege Insurance
...pretty high. When I tried Privilege I was amazed. There quote was £2000 or just over, it was still expensive, but i was getting quotes between £3500 and £4500. I agreed to the policy straight away, quite impressed with myself for finding such a 'bargain'.
Everything was fine until my partner had an accident on Christams Eve. At first, I was amazed at how friendly and efficent they seemed. They got me a hire car and put my mind at ease.
The trouble ... ...have been wasted in incompentance. Privilege are still blaming the first garage for the delay and believe that it's my fault for sending the car there. Why is it my fault? The first garage was one of Privilege's approved garages, they offered me the choice. Wouldn't you send your car to the local BMW approved garage if the insurance company were offering it to you? Besides which, Privilege employ an engineer to go round and check the repairs, surely ...
KirstyJ 10.07.2003
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Ciao members have rated this review on average: very helpful Review of Privilege Insurance
Advantages: Quick, easy , comparitively good price, freefone Disadvantages: payment up front
...Direct, which is underwritten by Privilege Insurance.
Not only were the tele sales-staff very polite and helpful, the procedure was reasonably quick over the telephone and you didn't have to wait for 20 minutes before connection.
The product was fully comprehensive with all the usual benefits we have come to expect, e.g. recovery, hire car, etc.
The cost compared very favourably with other quotes (RAC £982, Hastings Direct £732) but as we all ... ...according to what type of business mix the company is aiming for.
The documents arrived within three days, and when I complained that they were incorrectly dated I was offered compensation which duly arrived within 10 days.
The acid test, however, will be upon renewal next year.
How much does Tesco Direct wish to keep my business, and will this be demonstrated by a reduction in cost? ...
Ropewalker 26.07.2000
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: Low Price Disadvantages: No service, cannot get through to customer service, information incorrect after 3 attempts
After 12 years with Direct Line, I changed to Privilege, same company, cheaper price. My wife had a no fault accident, tried to speak to someone on a mobile phone following the accident, constantly being passed around, left for over four and a half hours on the side of the road waiting for the car to be recovered. The phone bill exceeded £7.00, problems getting through to customer services, as per other reviewer's comment's, kept being passed around ... ...for a response to my complaint letter. Be advised the company also is part of the Direct Line and Green Flag group. If they agree for the vehicle to be recovered it will be Green Flag, if you try to contact customer services, you sit in Direct Lines insurance quotation queue and pay for it. The company has also been informed on three seperate occasions of the other parties details, and still have not got it right. We also had paid for the legal protection, ...
ITooley 04.03.2009
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: Low cost, swift claims handling Disadvantages: Minor niggles with paperwork not being filled in correctly
...ago, I shopped around. Privilege gave me protected no claims, guaranteed hire car and legal protection for about £70 less than my original quote.
I must admit, there were a few niggles - when I moved house they changed my address but not my postcode, when I changed my car they changed the make and model but not the colour. Nothing a quick phone call couldn't sort out.
The real test came in Feb. this year, when another woman decided to drive straight ... ...a week. One call to privilege and I had calls from the garage to arrange to look at my car, and another from the hire car company to arrange my hire car. When I mentioned having to go to hospital, I was then contacted by a solicitor to claim for our damages.
The hire car I was given was actually better than my year old Fiesta, apparently Privilege are one of the only companies who don't just pay for a basic hire car. I didn't really want to have ...
p60jo 27.04.2008
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: Cheap and easy Disadvantages: can't think of any
Privilege came up trumps for me. I was getting quotes for over £400 a year from people like Direct Line, AA, Diamond, Norwich Union.
But with Privilege, the bill came to just £276 at around £23 per month.
Living in Oldham - famous for its car theft - I needed a break. Privilege gave me one.
I got my quote on-line (which gives another 10% discount) and - ok, so their web site crashed when I tried to proceed, but I just called them up, told them ...
cbays 10.08.2004
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: cheap insurance for quality cars Disadvantages: staff dont listen and are quite thick
well what can i say about priveledge, when i first took out my policy i was really impressed, i had a brand new car, high powered engine and no no claims and i got fully comp cover for £700, half the price of what most other insurers wanted, they had a deal i was "quoted happy" lol
i changed my car and told the insurers they swapped my policy over, once again no problems by now i was in my second year with them and was very happy.
then i decided ... ...priveledge to see how it would affect my policy, a very helpful young man informed me it would make no difference to me at all, unfortunately the house deal fell through and we ended up moving somewhere else instead, thats when the problems started i called priveledge to let them now i had now moved but they had changed my address 6 weeks earlier TO AN ADDRESS I HAD NEVER LIVED AT!!!!!
then i changed the car again and when the new policy certificate ...
leighlalou 20.03.2004
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Price
Service
Efficiency
Quick review of Privilege Insurance
Like all insurance companies they will be fine unless you need to make a claim.I have insurance with them,but some of these reviews put me right off.....might get a quote with m+s next time...(seems a very thorough policy) ...
davey1969 13.09.2007
Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: Cheap, Friendly, Helpful, Efficient Disadvantages: Haven't found one yet!
Had been receiving quotes in the region of £400 with just about every insurance company around. Rang Priviledge on their 0800 number and within 20 mins had a quote that undercut everyone else by £150. The call centre staff were friendly, helpful, and very knowledgeable. I gave them my debit card number and everything was done there and then. No form filling and no cover note while they waited for proof of no claims bonus. My insurance documents arrived ... ...accident on Tuesday, rang the number in my handbook. The phone was answered immediately by a human, not an answering service. Again the staff were very helpful, and all the details were dealt with in 10 minutes. Within 20 minutes of me reporting the accident to them, I had the hire car company ringing me to arrange my replacement car.
Less than 24 hours later my car was booked in with garage for repair the very next week. Within 48 hours of starting ...
hammd1974 13.01.2006 (14.01.2006)
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: You get an insurance Disadvantages: You can wait ages for correspondence
...partner has had insurance with privilege for years. So it seemed logical to get insurance for my car with privilege as well. So after paying the 1st year insurance monthly by DD. (Third party)
Everything was good. Till a couple of months into the insurance we decided to sell the fiesta and purchase a chrysler. The funny thing is that our neighbour bought the car and he got his insurance from them!!)
I phoned up the insurance company to tell them ... ...have not heard anything from privilege (it has been on going for a year). So my advice would be, please think carefully before you purchase insurance from these guys. Only insure with them if you have got a few months spare that you have got nonething to do and want to get annoyed with a insurance firm. ...
beccie 19.05.2003 (06.06.2003)
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: Price Disadvantages: Closed on sunday - so no service
...without the go ahead from Privilege they don't want to know.
It now looks as if I will have to take a day off work tomorrow to sort out the insurance, get the windscreen replaced and then get the car its MOT.
I know Privilege is cheap - only £240 fully comp for 2 named drivers but obviously at times of difficulty the service is just not there. It is part of the Direct Line group of companies and they always make a great deal of noise about their ...
fossiebear 25.02.2007
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Ciao members have rated this review on average: helpful Review of Privilege Insurance
Advantages: Can be cheap Disadvantages: Just wait til you have to claim!
...required to deal with accidents, only break downs.
Have you seen the TV adverts for Direct Line and Privilege Insurance? In my case the reality was a total nightmare, it could not have been more different. Go elsewhere! If you want breakdown cover, I can recommend More Than. ...
jerrywh 06.02.2004
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Ciao members have rated this review on average: somewhat helpful Review of Privilege Insurance
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