Royal Bank Of Scotland Credit Card

...my rare visits to the Royal Bank Of Scotland I asked about getting a credit card for myself. The smiling young lady behind the bulletproof glass gave me a form to fill in, which I did on the spot and returned it. Two weeks to the day a letter arrived full of bumf and my piece of plastic, a Visa Card with a credit limit of ……. Nah I’m not telling you. All I will say that is sufficient for the time being but I won’t be able ...
...credit account but they will charge me 1.5% of the value of the cheque should I do so. I don’t know what other deals there are for credit cards from other sources but the one that I got from the Royal Bank of Scotland seems quite reasonable to me. ...

jimbuck 08.08.2001 (27.10.2001) · Read full review
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Review of Royal Bank Of Scotland Credit Card

Please note that the following commments relate to my experience a couple of years ago now. Things many have improved but I suspect not. For manuy years I had an RBS card, laterly the gold one. As soon as the gold card was introduced problems started to occurr. What I found happened almost every month was that the statements arrived AFTER the last day for interest free payments. I complained about this many times and was brushed off with the excuse ...
...other mail tended to arrived so late. On some occassions the statments never arrived at all and I had to request duplicates. The long and short of all this was that rater than pay off the balance before incurring any changes (as I tended to do) they kept applying charges since I always ended up paying after the interest free period. A more cynical person might have suspected that this was the real reason behind the statement delays . There ...

raymie 27.05.2001 · Read full review
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Review of Royal Bank Of Scotland Credit Card

I'm very pleased with my RBS credit card. I applied on-line which didn't take long and within seconds I received approval on-line, including details of my credit limit and a credit agreement to print off there and then. One of the best things about the on-line application was that it was very quick and I had instant peace of mind that my application had been receievd and processed. I returned my completed credit agreement by post that day and a few ...
...couple of cards on line in the past as I tend to switch around to make the most of competetive interest rates. The RBS card has a good introductory rate - one of the best at the moment. The speed of their application service has to be the best I have experienced on line. My account has been running very satisfactorily since the account was opened and I am particularly impressed with the customer service I have received. Being in the Finance industry ...

the_feline 02.01.2002 · Read full review
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Review of Royal Bank Of Scotland Credit Card

the RBS is an ok bank but the RBS Credit Card (Mastercard) is the poor relation and does not deserve the RBS brand I made some transfers into the RBS credit card at the same time and earlier than my RBS account and a Visa credit card and guess what ... the RBS take days longer for payments to be received to the account. When you call them you have to call the 0870 premium rate number (as opposed to my other banks being 0845 and 0800 nos) Most ...
...is slightly more infuriating than the average. The frustration really hits home when you have to try and have a conversation as the staff struggle with the question 'has any money been paid IN' or 'credited' or 'received' and they are keen to give a lecture about how a payment in was actually a 'refund' (which actually wasn't the case) This frustration is compounded when it transpires they will not willingly help you find your long awaited credit ...

spott 19.11.2006 · Read full review
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Review of Royal Bank Of Scotland Credit Card

I will avoid RBS at all costs. I had a credit card with RBS, but they failed on several occassions to mail monthly statements. Many times, I caught the problem and made a payment anyway. But then one month when they didn't send a bill, I didn't catch it. That ONE time resulted in RBS sending me totally nasty letters, though I made a payment within a few days of the due date. I then simply paid the credit card balance in full to avoid any future problems, since RBS is not reliable with their billing statements. RBS attitudes are horrid and customer service is not in its vocabulary. Employees harass about other services they provide, even though you insist you're not interested. ...

Reviewerz 19.06.2007
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Review of Royal Bank Of Scotland Credit Card

I have the RBS Platinum Mastercard. I took advantage of their 2.99% until balance is paid off deal. Everything was fine for the first couple of years. In June '07, my daughter was in the hospital for 5 days and things that had arrived in the mail got mislaid. Among the mislaid items was my RBS bill. I paid it 2 days late and lost the 2.99% promo rate, which I expected and was charged a $39. late fee. I had not been late EVER with a payment since I opened the account 5 years ago. Well, they would not return my promo rate, which I was not surprised, but they refused to refund the $39. fee. This is absurd! ONE late payment in 5 years of steady use. PAY ON TIME!!!! ...

KJPfluger 24.02.2008
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Review of Royal Bank Of Scotland Credit Card

...As I banked with the Royal bank I thought it would be easiest to apply for a card with them. Back then there weren't as nearly as many special offers around, hence I got a basic card. This means a pretty high rate of interest at around 19 % APR a year, there are many cheaper deals around, but it is not a huge issue, as I try and pay off the balance each month. There is no award scheme as far as I can see. Also I pay a £10 a year charge just for the ...
...these days. The final indignity, if you are late with your minimum payment, and lets face it we all forget at some point they charge you £25 a time for this indiscretion (I have managed not to do this yet, but it is only a matter of time). Why am I still with these profiteers ? Well firstly I'm too lazy to change, but more importantly they etch both my signature and photo to the back of the card. Why nobody else does this is a mystery, as it would ...

gshughes 07.05.2001 (29.05.2001) · Read full review
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Review of Royal Bank Of Scotland Credit Card

...SAW AN ADVERT FOR THE ROYAL BANK OF SCOTLAND PLATINUM CARD. I THOUGHT I WOULD TRY THEM AS THEY WERE ADVERTISING THAT FOR 9 MONTHS I COULD HAVE ANY TRANSFERS FOR 1.7% APR. I CONTACTED THEM AND WITHIN DAYS, I HAD MY NEW ROYAL BANK OF SCOTLAND PLATINUM CARD AND ALL MY DEBT FROM THE BARCLAYCARD HAD BEEN MOVED OVER WITHOUT ME HAVING TO DO ANYTHING. I STARTED TO SAVE MONEY FROM DAY ONE. I HAVE NEARLY CLEARED MY DEBT NOW WHICH HAS ONLY TAKEN 10 MONTHS AND ...

Abighoul 08.10.2002 · Read full review
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Review of Royal Bank Of Scotland Credit Card