Advantages: Flexibility, cost, less admin Disadvantages: Only available through an IFA
...which is minimal, certainly with Skandia Multi - products, This allows you swap horses during the race and switch to another fund manger in the same investment sector or different sector or to spread it arouund a few. Spread the risk, vary the manger, pick the differnt sectors for opportunity and keep it under all one roof. That's the way to go. ...
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Advantages: Wide variety of funds for all risk levels, low rates for changing funds Disadvantages: Needs an independant advisor
Skandia (web site skandia.co.uk) offer a range of unit trust based investiment oppertunities. They charge at competitive rates but are not in any way cheap to join but the products have some key advantages.
The first and most substantial advantage is that you get to choose from a wide range of unit trusts. So if you want to open an ISA (MultISA), move your PEP (MultiPEP) or do a straight forward unit trust investiment (Multifund) you can choose ...
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Advantages: fund choice and professional service Disadvantages: not the cheapest
...talked about but for me, Skandia seemed to have flexibility and a wide range of funds for me to invest in. I also felt secure with the multi-national size of the company.
Their charges are not the cheapest on the market but so far I have been happy with the way they look after my small investment. I have also found their helpline very efficient. The staff were professional and friendly. ...
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