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User Reviews

for Solo

Rating Summary based on 51 reviews

  • 5 Stars
    25
  • 4 Stars
    19
  • 3 Stars
    3
  • 2 Stars
    2
  • 1 Star
    2

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  • 4.1
  • 3.8
  • 4.5
  • 3.9
  • 4.3
Previous page Next page Page 1 of 6 | 1 to 10 out of 51 Review(s)
  • 28 of 28 Ciao users found the following review helpful
    Picture of fromthedarkside

    fromthedarkside

    User recommends the product

    Advantages Advantages Absolute need for teenagers,

    Disadvantages Disadvantages Not sure,

    Hello everyone! You may know me as anytime03! But thats going soon! And me is officially back as 'fromthedarkside' Thanks Ciao! I’m not really that good on the topic of finance, but I am good at finance, which is to do with business. There are many credit cards out there today, but which one to get is a difficult thing, APR, blah blah!! But what about us who are under 18? We don’t need to worry about credit cards until we are 18, but we feel left out, knowing we can’t buy things on credit, or take out lump sums of money from major bank companies. BUT DON’T WORRY, why ... more
  • 58 of 58 Ciao users found the following review helpful
    Picture of bluejules

    Level 7 bluejules

    Member since 17/06/2003

    Reviews written: 184

    User recommends the product

    Advantages Advantages Easy access to money, safe and convenient, you can only spend what you have in your account

    Disadvantages Disadvantages I spend my money more quickly!

    I got my solo card when I turned 16 last May. As I have had an account with HSBC since I was 11 or 12, they automatically upgraded my Livecash account to a Right Track account. A solo card comes with the Right Track account so I never really gave much thought to getting one. But I am so pleased I have one now. I hadn't even heard of a solo card before I received the letter informing me of the upgrade on my account. Once I found out about it I was quite looking forward to receiving it. Solo is a debit card designed for people under the age of 18 or on lower incomes. The card was launched on 1st ... more
  • 96 of 96 Ciao users found the following review helpful
    Picture of mattwood

    Level 5 mattwood

    Member since 31/12/2002

    Reviews written: 47

    User recommends the product

    Advantages Advantages Almost universally accepted, makes you more financially aware

    Disadvantages Disadvantages Can't write cheques, not a lot really!

    Ah, the sweet smell of financial independence! When I’m older, I’m going to be an internet millionaire; I’ve decided that. Joining Ciao was to be part of the grand plan, but alas .. ah well, I still have my Solo card. ‘What’ You’re fifteen and you have your own credit card? Now I know you’re entrepreneurial Matt, but this..? Well, almost. You see, Solo shares many of the features of other debit cards such as Switch. The differences are that it’s been adapted for people who may not be eligible for a 'proper' credit card. Typically these groups are the under-18s, those not in employment, and ... more
  • 25 of 25 Ciao users found the following review helpful
    Picture of sarahpervin

    sarahpervin

    User recommends the product

    Advantages Advantages you cannot be taken overdrawn when using this card

    Disadvantages Disadvantages its not a cheque guarantee card

    The reason I have a solo card bearing in mind I’m 24 own a house and in full time employment is because my bank took my switch card off me when I was 19 due to being overdrawn all the time and then due to my poor credit rating (see other ops) no bank will give me a switch card now but its not all bad! Read on….. About solo --------------- Solo was launched on 1st July 1997 by the people of the Switch Card Scheme. Like Switch, Solo is a fully electronic debit card and is just as easy to pay for goods & services. But solo cards will not let you go overdrawn like a switch will, which means no ... more
  • 52 of 52 Ciao users found the following review helpful
    Picture of Jaxle

    Jaxle

    User recommends the product

    Advantages Advantages Accepted almost everywhere, Easy access to money, Beats cash

    Disadvantages Disadvantages Small charge for use abroad, Some places still won't accept it

    I am a student in secondary education, and before setting up my NatWest card-plus account I only had a National Savings Account. However, as time went by I became more and more annoyed at the pathetic service, inaccessible saving and hundreds of other things, so I decided to open a new account, and at the time it seemed as if the (new) solo card would be the thing to go for, as a lot of my mates had one, and they all struggled to think of anything bad about it. So, I strolled along to NatWest, and I now have on of these cards. Solo is a branch of the well known debit card “Switch,” and it ... more
  • 57 of 57 Ciao users found the following review helpful
    Picture of Squidget

    Squidget

    User recommends the product

    Advantages Advantages Recognised in loads of places, flexible and easy to use

    Disadvantages Disadvantages Benefits are unknown to many people

    This is not going to be a long winded epic from me just a short and sweet opinion on a truly delightful wonder. People are more used to living with Switch but due to various reasons it may be necessary for financial institutes to issue customers with Solo. Solo was launched on 1st July 1997 as the baby sister to Switch. Solo is a fully electronic debit card that can be used to purchase every day good conveniently and easily; more than 5.02 million people now use it and by the end of 2001 it is suspected 6 million people will be using Solo. However, Solo offers a new level of financial control ... more
  • 15 of 15 Ciao users found the following review helpful
    Picture of Disillusioned

    Disillusioned

    5 Stars Going Solo 18/06/2001
    User recommends the product

    Advantages Advantages Can't get into debt, lots of shops take it, from 11 with some banks,

    Disadvantages Disadvantages Woolies don't take it!

    The Solo card is a debit card aimed at young people that works like a Switch except you can’t get overdrawn – in other words in debt. It’s a great idea and allows young people to shop through mail-order and on the internet without using their parents credit card. Though some adults also have it if they’re not too hot with money-management! The Solo card is accepted widely and most shops accept it, though it is not accepted as widely as Switch. Woolworth’s don’t take it which seems rather stupid considering many of their customers are young people. Though the ... more
  • 26 of 26 Ciao users found the following review helpful
    Picture of robertliu84

    robertliu84

    4 Stars Let's go SOLO 22/03/2001
    User recommends the product

    Advantages Advantages More independance for younger generations, V. Useful

    Disadvantages Disadvantages Not accepted everywhere, but still widely accepted

    SOLO, this is a debit card, launched by the Switch Card Scheme in 1997 (I’ve done my research). I currently have one with Natwest’s Card Plus account aimed at people aged 11-21, so my experiences of SOLO will be tailored towards NatWest, but I’m sure the services offered by the SOLO card are similar all round. SOLO is a debit card. What is good about this is that you can use it to pay for goods at shops, online or over the phone (or anything else you can think of) using this card where it is accepted. The limit with this is you can spend the as much as you want, as long as ... more
  • 12 of 12 Ciao users found the following review helpful
    Picture of emu128

    emu128

    User recommends the product

    Advantages Advantages Great advantages and offers

    Disadvantages Disadvantages nothing!

    What is SOLO? SOLO is a debit card for people aged between 11-21. It has been around for quite a few years now, since 1997. I have one of these cards and I think there absolutely brilliant! I'm very impressed and happy with it. My SOLO card is based with my Natwest account but you can get them elsewhere too. I'm only 14 years old and I think its brilliant having my own personal card. Many folk think that we're too young to own our own personal debit card and we deserve too loose our priveledges for mis-using it and getting in debt. (Which happens!) but not all young kids and teenagers are like ... more
  • 42 of 42 Ciao users found the following review helpful
    Picture of fords

    fords

    User recommends the product

    Advantages Advantages No need to carry cash

    Disadvantages Disadvantages Not all shops accept it yet

    **UPDATE 26/09/02** It is worth saying that quite a few shops, although they don't advertise it, will actually accept Solo; Argos being an example - My three local stores do not have the symbols up, but will tell you if you ask. Another is currys.co.uk, they have the symbols up instore, but on the website have every symbol BUT Solo. So always ask instore before going to the cash machine! I do now.** I have my Solo Card with HSBC Bank (formerly known as Midland). You can only get this card(as far as I know) with the account for 16-17 year old's. *What is a Solo Card?* A Solo Card is just a ... more
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