Solo

...the name! The names card, SOLO CARD! (*Puts on Bond music*) Don’t attack me or otherwise I’ll pull out my SOLO card! ## Wait a min! I don’t understand you? ## :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: Well I know! I should explain it to you a bit more clearly. Ok here I go with the proper opinion. Today we have two types of cards available, either a CREDIT card or DEBIT card. There are major differences between ...
...## So where does the SOLO card fit into all of this? ## :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: The solo card is a special card designed for teenagers. It is just like a ‘switch card’, which is also a debit card, intended for those over 18. The solo card uses the same method as the switch card. You pay for what you buy, depending on how much you have in your account. Solo can also be used to ...

fromthedarkside 10.12.2002 · Read full review
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Review of Solo

I got my solo card when I turned 16 last May. As I have had an account with HSBC since I was 11 or 12, they automatically upgraded my Livecash account to a Right Track account. A solo card comes with the Right Track account so I never really gave much thought to getting one. But I am so pleased I have one now. I hadn't even heard of a solo card before I received the letter informing me of the upgrade on my account. Once I found out about it I was ...
...Solo is a debit card designed for people under the age of 18 or on lower incomes. The card was launched on 1st July 1997. Its sister card is Switch - which has now changed its name to Maestro. Solo is similar to Maestro in that the money is debited straight from your account but unlike Maestro it cannot be used as a cheque guarantee card. (I think this is the main disadvantage of the card because my bank has issued me with a cheque book but I can't ...

bluejules 12.02.2006 · Read full review
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Review of Solo

...well, I still have my Solo card. ‘What’ You’re fifteen and you have your own credit card? Now I know you’re entrepreneurial Matt, but this..? Well, almost. You see, Solo shares many of the features of other debit cards such as Switch. The differences are that it’s been adapted for people who may not be eligible for a 'proper' credit card. Typically these groups are the under-18s, those not in employment, and those whose credit history doesn't merit ...
...So what is Solo? Well, Solo is an offshoot of Switch, the worldwide standard for debit card transactions. Essentially, a Solo card is just like a Switch debit card. It can be used in virtually all the same places as a Switch card, with an important difference. This is that an overdraft facility is not available. You can only spend what you’ve got, which really isn’t that bad an idea considering the life of your average spendthrift teenager! I can ...

mattwood 11.05.2003 (09.07.2003) · Read full review
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Review of Solo

The reason I have a solo card bearing in mind I’m 24 own a house and in full time employment is because my bank took my switch card off me when I was 19 due to being overdrawn all the time and then due to my poor credit rating (see other ops) no bank will give me a switch card now but its not all bad! Read on….. About solo --------------- Solo was launched on 1st July 1997 by the people of the Switch Card Scheme. Like Switch, Solo is a fully electronic ...
...goods & services. But solo cards will not let you go overdrawn like a switch will, which means no bank charges added to your accountand no more financial messes(note to self!). It is not a cheque guarantee card which is a bit of a bummer and not everywhere accepts it like switch but the majority do here’s just a few I know of: Alldays, farmfoods, bhs, co-op, Dixon’s, sainsburys, new look, Dorothy Perkins, morrisons, halfords, Texaco (some), H Samuel, ...

sarahpervin 24.05.2003 · Read full review
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Review of Solo

...seemed as if the (new) solo card would be the thing to go for, as a lot of my mates had one, and they all struggled to think of anything bad about it. So, I strolled along to NatWest, and I now have on of these cards. Solo is a branch of the well known debit card “Switch,” and it works in a similar way, except that it is meant for under 18s. There are several areas in which I have been particularly pleased with the Solo card, and I shall tell you ...
...the Solo card to me is that it saves having to carry around large amounts of cash. Before getting the card, I would have to go to the bank, take out the required sum of money (which could have been very large) and take it the shop where I wanted to buy something. The Solo card is much safer and convenient than cash – simply slip the card into your wallet and you are away. This may also make young people feel safer on the streets – with the solo ...

Jaxle 12.01.2003 · Read full review
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Review of Solo

...to issue customers with Solo. Solo was launched on 1st July 1997 as the baby sister to Switch. Solo is a fully electronic debit card that can be used to purchase every day good conveniently and easily; more than 5.02 million people now use it and by the end of 2001 it is suspected 6 million people will be using Solo. However, Solo offers a new level of financial control and reassurance: every transaction is authorised, so cardholders can only spend ...
...So how exactly does Solo work? Solo works in the exact same way as every day Switch, it has been integrated to use the same system as Switch and can be used in over 375,000 outlets throughout the UK, on the telephone, mail order and more importantly it is becoming widely acceptable over the Internet. Cardholders can also use it to get cash back at supermarkets. When carrying out a transaction in store or over the phone etc. your card will be swiped ...

Squidget 04.05.2001 · Read full review
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Review of Solo

The Solo card is a debit card aimed at young people that works like a Switch except you can’t get overdrawn – in other words in debt. It’s a great idea and allows young people to shop through mail-order and on the internet without using their parents credit card. Though some adults also have it if they’re not too hot with money-management! The Solo card is accepted widely and most shops accept it, though it is not accepted ...
...are young people. Though the Solo is accepted far more than the Visa Electron, which only a small minority of shops seem to take. Solo offers a cashback feature which you can use at all shops taking Solo. Most places won’t charge you, but smaller shops might. I was once found myself desperate for money in the middle of nowhere and had no choice to pay the steep £1 fee at a local newsagent. I bought something as well so I wasn’t using ...

Disillusioned 18.06.2001 · Read full review
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Review of Solo

...11-21, so my experiences of SOLO will be tailored towards NatWest, but I’m sure the services offered by the SOLO card are similar all round. SOLO is a debit card. What is good about this is that you can use it to pay for goods at shops, online or over the phone (or anything else you can think of) using this card where it is accepted. The limit with this is you can spend the as much as you want, as long as the money exists in your bank account ...
...With NatWest, should someone’s SOLO account go overdrawn, they will write a letter to their parents informing them of this, and also stop any other transaction to make the account overdrawn, so to save the poor soul from getting into debt. I think this is for all who are under 16 though, but this is also a reason for the parents to let their children open a bank account. SOLO can be used just like the Switch card or like a credit card, except ...

robertliu84 22.03.2001 · Read full review
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Review of Solo

What is SOLO? SOLO is a debit card for people aged between 11-21. It has been around for quite a few years now, since 1997. I have one of these cards and I think there absolutely brilliant! I'm very impressed and happy with it. My SOLO card is based with my Natwest account but you can get them elsewhere too. I'm only 14 years old and I think its brilliant having my own personal card. Many folk think that we're too young to own our own personal debit ...
...If you see a SOLO sign on the door of the shop or somewhere round the tills area then you can use your card to buy products in the store. Many stores across the country have these advantage but others do not, so make sure that you check! There is no limit to how much you can spend but I always make sure that I NEVER pay for something which is more than what I have in my account, this way I know that I'm NEVER in-debt. I love using my card in shops ...

emu128 29.04.2001 · Read full review
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Review of Solo

...I have my Solo Card with HSBC Bank (formerly known as Midland). You can only get this card(as far as I know) with the account for 16-17 year old's. *What is a Solo Card?* A Solo Card is just a Debit card. It is similar to a Switch Card, except that Switch also acts as a cheque guarentee card whereas Solo does not. All you have to do to get one is open the relevant bank account (in this case: Bank account for 16-17 year old's, with HSBC). *How ...
...paying in book and your Solo Card (all sent separately) *Where can I use it?* Surprisingly, quite a lot of shops accept Solo, Tesco, Morrisons, HMV, Electronics Boutique to name a few! Most shops that accept Switch, seem to accept Solo now. A lot of online retailers also accept Solo, including: Gadgetshop.com and Dvdpopcorn.co.uk. Also, I have had no problems getting refunds onto the card, it goes through quickly and simply. *How is it used?* ...

fords 14.10.2001 (26.08.2002) · Read full review
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Review of Solo

...Now, let me introduce the solo card, which is quite simply a debit card for young people, which has been designed to target us young and gently lull us into postition of financial responsibility. The Solo card is Switch's little sister. Solo were very cunning in exploiting teenagers' will to be independant, and self reliant. Because of the large gap in the "young personal finance" market the Solo card was born. It seems that the risk of creating ...
...people who own the Solo card (i'm one of them), which is not at all bad. The Solo card's best feature, in my opinion, is that you can not spend more than you have in your account... You see as the card is swiped through the terminal it has to recieve authorisation for that specific transaction, meaning no overdrafts or debts to have to deal with in our vulnerable teenage years. I have found that you have got to be careful though, it is so easy to ...

pleaseratemyreview 28.05.2003 (01.06.2003) · Read full review
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...all! I got my Solo two years ago, at the age of fourteen, so at the time there was nowhere that did accept it, it is only in thelast 12 months I have noticed the places I can use it. Most of the main highstreet stores, for example OurPrice, Woolworths and WHSmith all accept he mighty Solo Debit card, along with a couple of other Debit cards. But the advantage of having a Solo is that it is possible to use it on the internet, whereas cards such as ...
...Back to the main point, Solo can be used on a majority of sites including amazon.co.uk, 101cd.com, cdwow.com, play247.com and many more, in fact if I wrote them all, you would get bored very quickly! So you can do all of your internet shopping without having a Credit card, and having to go into debt! That leads me to the next point of a Debit card in general, it is very handy knowing that you can use your card nearly everywhere you go, and you can ...

blackbrough 02.05.2001 · Read full review
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Review of Solo

have a Solo card. I have no choice in the matter, as many of you will know, I was the victim of fraud, and have yet to clear my name with the credit reference agencies, so on paper, I am a bad risk for credit. Not being able to get credit does not bother me too much, as I just save hard. I have a mortgage with the Abbey National who saw me as more than a blemished credit record. Anyway, I have got off the subject for a moment then. I bank with Natwest, ...
...Account, which comes with a Solo card. Initially, I was disappointed as I was used to having a cheque card, but as the fraud had happened again with LloydsTSB, I had no choice but to close that account. In a way, I felt like a second class citizen, as I only had a Solo card, but as I did some research, I have found that it is not as bad as it first seemed. In today's society, you are frowned upon if you do not have some form of plastic, but now there ...

nicanddarrell 14.01.2003 · Read full review
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Review of Solo

...similarities stop. Yes. Im afraid Solo has been invented for all of the naughty boys and girls who cant use Switch properly. How do I know? Well, I was once one of them. I noticed that it is claimed to have been launched in 1997 but Im sure it was around earlier than that. However, if this is the date it claims, it must be right. For those of you that don't know, Switch and Solo are Debit cards. You can buy things from shops that accept Switch cards ...
...Naughty children, they invented the Solo Card. Works in the same way but with one noticable difference. Firstly, it checks with your bank to see if you have sufficient credit BEFORE proceeding with the transaction. This is to prevent you from going overdrawn. I noticed someone else wrote it is a punishment. Well it is. Firstly, it is the indignity of pulling a Solo card from your wallet. People know instantly that you have been so naughty with your ...

andycharger 06.12.2002 · Read full review
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Review of Solo

Switch, Delta, Electron, Solo - they're all basically the same. I used to have a Switch card - accepted by virtually every shop or service - a debit card by any other name. I now have a Solo card, due to recent financial difficulties it was all I could get. This works in much the same way as a Switch card - it's a debit card which you hand over in place of cash for payment and saves time and hassle writing cheques. Funds are normally debited from ...
...unusual with accounts offering a Solo card to begin with. BUT, and it's a big but, not all the expected shops - including large, well-known stores, accept it yet. Both my local Sainsbury's and Woolworths don't accept Solo cards and this led to an embarassing situation at the cash tills as I had taken it for granted that they accepted it as they took all other cards. I had to make a mad dash (waddle) to the nearest cash point and return later to ...

blurbubble 05.04.2001 · Read full review
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Review of Solo