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Home > Education & Careers > Higher/Further Education > Student Finances > Student Loans > Student Thrift Tips
Save those pennies!

User Reviews

for Student Thrift Tips

Rating Summary based on 10 reviews

  • 5 Stars
    		7
  • 4 Stars
    		0
  • 3 Stars
    		3
  • 2 Stars
    		0
  • 1 Star
    		0

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  • 72 of 72 Ciao users found the following review helpful
    Picture of Autarkis

    Level 8 Autarkis

    Member since 04/12/2008

    Reviews written: 226

    5 Stars Budgeters Guide to Being a Student Review with images 16/12/2008
    User recommends the product

    Advantages Advantages More money for booze

    Disadvantages Disadvantages Bigger hangover in the morning

    I hope this can help students and people that are just moving out and starting a new home. I have learnt how to save more after my student days, since moving out as that's when money becomes tighter. Student life is fun, and all students have to scrape by and you will learn how to live off little to no money - it can be done. Budget your money, it is so easy to get into debt and you will be paying it off for years after, if you are wise with your money you should be able to avoid getting yourself into huge amounts of debt. Work out how much money you have to spend and what needs to be paid ... more
  • 75 of 75 Ciao users found the following review helpful
    Picture of Collingwood21

    Collingwood21

    3 Stars Frugal Fun For Students 26/01/2007
    User recommends the product

    Advantages Advantages Save money

    Disadvantages Disadvantages Takes a bit of effort!

    As a recent PhD graduate, I have completed 8 years of university: three of those were spent as an undergraduate, one doing my master's degree, and the rest on completing my doctorate. I am also very proud to be in the small minority of ex-students who are not in debt (and I'm hoping it will stay that way now I've joined the Real World). Given this situation, I think you might agree that I have picked up a thing or two about thrifty student living over the years! I am writing this review to share some of this advice; it is aimed at those who are students now, will be students soon, or who have ... more
  • 75 of 75 Ciao users found the following review helpful
    Picture of a-true-ben

    Level 7 a-true-ben

    Member since 30/06/2001

    Reviews written: 262

    5 Stars Student Survival Guide 23/08/2001
    User recommends the product

    Advantages Advantages Your student years can be the best of your life and following these tips may help

    Disadvantages Disadvantages But managing your student funds is always hard!

    As a student, one of the most important things you'll have to manage at university (more important even than alcohol and studying!) will be money. Obviously everyone is in a different situation - I can't give specific advice for everyone (you'll have to think about your own situation) but I hope some of these pointers will be helpful to everyone (not just students). I can't cover everything - in almost all cases you can probably find more specific information on whatever you're interested in on Ciao, but feel free to leave questions in comments. Before you go to University. Money shouldn't ... more
  • 57 of 58 Ciao users found the following review helpful
    Picture of MissDirect

    MissDirect

    5 Stars JUST CALL ME THE QUEEN OF BLAGGING 23/03/2002
    User recommends the product

    Advantages Advantages Get things cheaper or even for free, the thrill of the naughtiness of it all.

    Disadvantages Disadvantages Upstanding members of the community may dissaprove.

    I am tight. I have often been told that. I will do nearly anything to avoid paying high prices. And here I am to share some of my tips with you. Whether you are a student or not, give them a go. I bear no responsibility if they fail! This opinion is ever so slightly tongue in cheek, so don't take my suggestions the wrong way. ~~~~~~~~~~~ "I'M FIFTEEN, HONEST!" ~~~~~~ Now I'm quite small, and have been told I have "one of those faces which can be either young or old". So what do I do but take advantage of this fact? Let's face it, I will not be able to get away with paying child fares for too ... more
  • 37 of 37 Ciao users found the following review helpful
    Picture of zoe_page

    Level 8 zoe_page

    Member since 08/07/2001

    Reviews written: 871

    5 Stars Economical Management For Students 13/09/2002
    User recommends the product

    Advantages Advantages ..

    Disadvantages Disadvantages ..

    Grand title, huh? I looked up “thrift” in my trusty OED, and this is what it said. Now students may not be responsible for a whole country’s budget, but they still need to be careful. While I would never say that a uni degree is a waste of 3+ years, dropping out part way through because you can no longer afford it is – you’re worse of then than if you’d never started the course in the first place. Although can’t give you ultimate ideas that will leave you millions of pounds better off when you graduate, what I can do is tell you how I manage to get by ... more
  • 26 of 26 Ciao users found the following review helpful
    Picture of daveops

    daveops

    5 Stars Stretching The Student Pound 11/03/2003
    User recommends the product

    Advantages Advantages You can be better off

    Disadvantages Disadvantages You will not be a millionaire

    Yes folks, old people get a minimum income guarantee of £100 per week from Her Majesty's esteemed government, but students are expected to survive off an £800 a year loan (if they're lucky)!! So, apart from still being totally reliant on Mummy and Daddy, what should the typical student be looking for in his or her finances? Well, firstly, the best route to success is common sense. With banks falling over themselves to give away interest free overdrafts of up to £2,000, there is a temptation to blow the lot straight away. But this money has to last you 3 or 4 years, so discipline is essential ... more
  • 48 of 49 Ciao users found the following review helpful
    Picture of chocoholic

    Level 6 chocoholic

    Member since 29/07/2001

    Reviews written: 130

    5 Stars What you need APART from CHOCOLATE and ALCOHOL 04/09/2001
    User recommends the product

    Advantages Advantages Lots, you can spend money on better things

    Disadvantages Disadvantages none

    Seeing as there’s less than three weeks left till I go back to University, I thought I'd give my advice on saving money whilst still enjoying your time there. It will be the first time for many people that they’ll be in charge of their finances and it’s easy to get into debt. This is easily avoidable if you are more organised. First of all I’ll explain how I organise my money: *~ My main account is with Barclays and it is a Student account which offers free overdraft up to £1,750. Now just because I have this facility doesn’t mean that I should abuse it. It is not ... more
  • 31 of 39 Ciao users found the following review helpful
    Picture of Suhail

    Suhail

    3 Stars My Life Ruined. 24/08/2002
    User recommends the product

    Advantages Advantages A Career Out Of Your Studies

    Disadvantages Disadvantages Deep Financial Mess.

    My life has been completely ruined since I started university. This is because of the financial mess I am in. I was like any other lad who was looking forward to university life both in terms of being successful and enjoying the experience. I was accepted at University of Manchester Institute of Science and Technology to study for a BSc in Computation. I live in Blackburn so I was travelling to Manchester everyday for my studies. I was working part time at a local petrol station where I had worked during the summer of that year too. The advantage of myself working part time was that I didn’t ... more
  • 15 of 19 Ciao users found the following review helpful
    Picture of Nomes

    Nomes

    5 Stars Ways to make beans more interesting 22/04/2003
    User recommends the product

    Advantages Advantages Living on a budget's a skill we should all have -students or not!

    Disadvantages Disadvantages You have to be good at it before it can be fun!

    We all know the stereotype of students living on beans, but they really are cheap and good for you! Here are some of my favourite things to do with beans. You needa few things to get you started, herbs, spices etc. but these usually last ages -persuade your mum to buy thenm for you at the start of term! If you've got your own ideas, let me know!! ps. If you're one of those picky people who only likes expensive beans, try adding a bit of tomato puree to cheap beans, it makes a huge difference! 1. Baked Bean Curry Fry off some onion and garlic (garlic puree is really easy to use and keeps for ... more
  • 0 of 17 Ciao users found the following review helpful
    Picture of saimalaw

    saimalaw

    3 Stars life at university 12/09/2002
    User recommends the product

    Advantages Advantages opportunities,knowledge, explore, specialise

    Disadvantages Disadvantages costly, stress, lack of help, unhappiness

    For most university comes across exciting and a path to a successful career. In some respects higher education does give stability and alot more opportunities. However it does come with a price, which most of us end up paying off for most of our lives. It seems rediculous that the government is less reluctant to help university students, i feel soon it would be so expensive to get into university. This is a great shame, as education should be a right given to everyone. This may change. If only the government brought back the grant system, this would be beneficial to most students. Financial ... more
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