Home > Finance > Banking & Personal Finance > Loan Lenders > Welcome Financial Services (WFS)

Community images

  • Welcome Financial Services (WFS)

Reviews - Welcome Financial Services (WFS)

> Show product information

Competitiveness of c...
Efficiency of servic...
Online - Content/org...
Online - Ease of app...
Online - Investment ...

User reviews

Filter by
Review type
  • Reviews with images (1)
  • Quick reviews (1)
  • standard reviews (14)
  • Questions (1)
Product rating
  • (1)
  • (1)
  • (1)
  • (12)
Sort by Helpfulness
  • Helpfulness
  • Product rating
  • Date

Good

there when you need finance

dont want to know, if you fall i'll

Welcome Financial Services . On my own Families personnel experience, I just cant bring myself to give Welcome Finance a good rating. 8 years ago now, we took out a personnel loan with them, and also financed the purchase of a second hand car through them as well. My Husband was working full time...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

PROFFESSIONAL APPEARANCE

COMPULSIVE LIARS....THEY CAN EAT MY ASS WITH A SPO...

i made an online enquiry regarding an unsecured personal loan to welcome finance. an enquiry about their apr on atypical loan. not an actual application. they started to take my details and then i stopped them mid conversation to ask if the were conducting a credit check, and that i was concerned...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

None

Ruins your credit history

My own personal experience with Welcome Finance was horrible. I used them because I was new to the UK and just had no credit, not bad credit. I took out a loan with them for £2000 in June of 2007. After being made to take the payment protection and told I could just take it off if I didn't want...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

“Welcome finance loan”

published 10/02/2011

when u are desperate,they might help but wait unti...

the harassment calls

i regretted taken out a 2nd welcome finace loan over one year ago.first,i took out a loan and was paying the money monthly.after about one year,i applied for another loan and they paid off the first one,and gave me a second loan.that was the day i destroyed myself and opened my life to sharks who...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Excellent

published 04/11/2008

i find Welcome Financial Services is one of the best companies you can find it takes no time to process you application and they explain everything very clearly to u so u know how much you will be paying and what u r paying for. the only "bad" thing about it is the interest rates, they are too high other than that its the best company to try if u tryin get a loan or car or whatever you looking for

Did you find this review helpful? Yes 0

Not for me

“The worst kind of Finance”

published 15/07/2008

Professional at Start, Easy to Contact.

Unconfidential, Anything to get customers.

These past few months have been difficult for me. I chose to use Welcome Finance as someone had recommended them to me at this extremely difficult time. This credit crunch made it difficult for me to get a loan or anything of the sort under my current circumstances. When speaking to Welcome...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

Not One!!!

Huge repayment total, Appalling customer services,...

Note: These Guys are Brokers - Not Lenders - I had applied for finance through a Broker on the internet for 10k, 2 days later these guys phone me up and said they couldnt get me 10k, but said that they could get me 3k @ 199.96stg per mth for 36mths!!!!! Avoid like 'Ebola' (Deadly Disease)...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

“angry80”

published 12/01/2009

You get the money

It costs the earth, awful customer service, basica...

Welcome Finance are awful and should be ashamed of themselves. They prey on people who have problems obtaining credit and charge the earth. They also continuously perform searches on you, which affects your credit score. Whilst my loan is running, I have made no late payments etc so no problems...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service

Did you find this review helpful? Yes 0

Super

“So how good are they”

published 02/12/2006

Very lenient & friendly

APR can be very high

Welcome Fiancial Services....well what can I say about them. I have had dealings with them for a number of years. I'm probably on my 4th loan with them now. They will finance people with less then a perfect credit score, as well as the perfect score, but their APR can be very high. On the upside...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

NONE

EVERYTHING

I feel for the couple that got into financial trouble over her husbands broken back. I myself have had runnings with this very unpopular loan firm, i took out a car loan 3 years ago but was told i would only be accepted if i took out payment protection, so i did at an extra cost of £45 a month on...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

none

too many

i bought a car from welcome which cost around £3000 which was over priced for the car i bought the final balance is for £7000. The car wiper motor went on fire a day after i picked it up after a lot of argument they replaced the motor not the car and would not take the car back as requested. This...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service

Did you find this review helpful? Yes 0

Not for me

NONE

HIGH INTEREST RATES 85%

HELLO IF YOU THINK YOU ARE IN DEBT NOW. JUST WAIT TILL YOU TAKE A WELCOME LOAN. THE PRESENT RATE IS 85%. THE BANK OF ENGLAND RATE IS 0.5% DO NOT EVEN CONSIDER THE LOAN GO TO THE CITIZENS ADVICE OR THE CCCS FIRST. LOOK ON THE INTERNET THERE ARE SOME PAGES ABOUT WELCOME FINANCE THAT HAVE OVER 8000...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

“AVOID AT ALL COSTS!!!”

published 19/02/2010

None

Everything

I would advise not getting a loan with this company as you will probably end up paying interest on interest if you are late with any payments. Life is unpredictable, and although you do not intend to be a day late with a payment sometimes it happens. It cost me £416 with this company on a £1000...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

“LET DOWN”

published 13/04/2013

quick response to apply for a loan

they do not stick to their terms and conditions

I contacted welcome loans with a view to obtaining a loan. Their terms and conditions are that if no loan is taken after three months the fee will be refunded. I paid £79.99. three months on I was not offered a loan for the amount I had wanted so closed the application. I emailed welcome loans...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Not for me

“steer well clear”

published 13/11/2013

none

lack of contact, unlawful

My ex husband and I took out our 4th loan with welcome 5 years ago, secured on our property, since then he left me and is now remarried, however he contacted welcome and told them he had nothing to do with the loan, so without any contact with me they removed his name off the loan, leaving me...

> Read review

Efficiency of service
Competitiveness of charges/rates
Staff courtesy
Promptness of service
Online - Content/organization of site

Did you find this review helpful? Yes 0

Our recommendation for