Advantages: Good interest, friendly staff Disadvantages: Make sure your identity documents are recent
...is not too small (the Yorkshire is the fourth largest building society) and in good financial health. The YBS fits the bill perfectly.
My branch is very small and located between Ilford town centre and Gants Hill. It is five miles from where I live but easy to get to. The staff consists of three girls, one on the counter and two working in the office. What I liked right away was the fact that there were no queues - you are never likely to have more ... ...no credit rating.
The Yorkshire Building Society offers a multitude of other savings accounts including on-line ones. I've found that the YBS, with the exception of the Regular Saver, seem to take a middle of the road approach with no outstanding accounts and no really poor ones. As far as mortgages are concerned, the YBS boast of being the 2006 Lender of the Year in Mortgage Magazine and gaining the Lender Excellence Gold Award in Lender Strategy ...
silverfox357 16.02.2007
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Ciao members have rated this review on average: very helpful Review of Yorkshire Building Society
Advantages: Resolutely mutual; good interest rates Disadvantages: No current accounts
...a mutual building society, the Yorkshire has shown that it is considering its members’ interests in staying that way. Their interest rates are still among the best, and you don’t have to present them with a minimum amount of something like £5,000 to open an account. They were highly instrumental in reducing the charges for cash machine withdrawals, with their “Stop the charges” campaign.
So, if you, like me, are still interested ... ...each year, the small pence in your account (never more than 99p) is donated to the Yorkshire Building Society Charitable Foundation. For anyone mean enough to want to, they can arrange for this to be stopped.
For details of branches, and up to date interest rates: www.yorkshirebuildingsociety.co.uk ...
rsmith 06.01.2002
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Ciao members have rated this review on average: very helpful Review of Yorkshire Building Society
Advantages: Mutual, better branches, good service, good rates on products. Disadvantages: Slightly sly on the charity point, and very few ATMs.
The Yorkshire is the 3rd biggest building society in the UK. It’s products are often in the Best Buy tables, and it’s hailed as a mutual hero.
The YBS has it’s own charity, the YBS foundation, which all members promise to give their windfalls to should, in the unlikely event, the society become plc in the 5 years following the account being opened (like Halifax, Abbey National ect.). But read the application forms carefully, unless ... ...it’s be fairer if the Yorkshire asked you to opt In, instead of opt OUT…
The society’s highly praised Happy Kids account, is also sneaky. All that’s due, it does pay a good rate of interest, with instant access and £10 min. balance. But until very recently, it also had a link to the NSPCC. It pledged £1 for each account opened, and 10% of the interest earned. But look in the new style leaflet, and all mention of this link ...
7sefton 12.10.2001
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Ciao members have rated this review on average: very helpful Review of Yorkshire Building Society
Advantages: None in my experience Disadvantages: An awful lot
I have been with the Yorkshire Building Society for about 6 years now. I first started with them because I couldn't open a bank account for love nor money, just a building society account. I joined up for their cashcard account. It was ok at first but I advise anyone not to get a direct debit paid from this account as I have experienced more trouble than a reoccuring boil on the bum.
My daughter is in the happy kids account and I can safetly say ... ...account with them than the yorkshire gives her.
I am closing my Yorkshire Building society account as I am so disattisfied with them because of the way they have handled my account.
Whenever a mistake is made by them they charge you £25 and won't admit that they have made a mistake. I have had more satisfaction from Barclays Bank in their ability to rectify and amend Direct debit payments, I get better returns and they are efficient and friendly. ...
mirrah 23.12.2000
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Ciao members have rated this review on average: helpful Review of Yorkshire Building Society
Advantages: Top rates, great service, online access Disadvantages: Sign away membership writes for 5 years
...of products offered by the Yorkshire Building Society is anything to go by then it's probably true.
The range of savings is not overly fancy or over-engineered but if your looking for a plain vanilla savings accounts then you cann't really go far wrong.
The eye catching top account is the e-isa (it pays 5.2% as of 10 Aug, although that will probably fall following last week's interest rate decision). This is pretty competitive and isn't falsely ... ...sign away membership for 5 years. Yorkshire BS is a good example of a mutual working well so you wouldn't probably want it to demutualise but I think as a depositer it's preferable to know if it did go that you would get a windfall.
Overall, a good offering. ...
mason22 10.08.2005
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Ciao members have rated this review on average: helpful Review of Yorkshire Building Society
Advantages: great small building society with a good range of accounts Disadvantages: none
The yorkshie building society is a traditional building society which really does seem to be there for its members not only in the range of accounts competitive intrest rates on mortgages and savings accounts but on that old fashioned thing called costomer care. I have been saving with them for a number of years and when one of my accounts became an obselte one I was alerted to the fact practically straight away and changed to the new higher interest ...
jo1l 28.07.2000
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Ciao members have rated this review on average: helpful Review of Yorkshire Building Society
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Quick review of Yorkshire Building Society
Not at all my experience of this company, having received nothing but helpful and courteous attention. Neither am I a particularly large investor. Perhaps we should all judge as we find!. Also their rates for investors are very competitive. ...
nvidia 06.12.2007 (05.12.2007)
Ciao members have rated this review on average: helpful Review of Yorkshire Building Society
Quick review of Yorkshire Building Society
I have just gone through the same experience with the above as Tissy 52 did so in July 30th 2007, I need not say anymore Tissy said it all, they are for the blind, the deaf and dumb. So pleased I took my money out, Mur. ...
preedy83 17.11.2007
Ciao members have rated this review on average: helpful Review of Yorkshire Building Society
Advantages: None Disadvantages: Don't be fooled they don't care about their customers.
Don't trust this company! It treats its existing customers in an unfair, underhand and unscrupulous manner. When your current product comes to an end and you have to phone them to enquire about new products because they won't get in touch with you to tell you it has ended or let you know about current products, as I discovered the last time my product came to an end and was put onto the standard variable rate without my knowledge for a year. Which ... ...money to them. As a result of your telephone enquiry they make new product offers to customers by telephone, which are accepted by the customer but then withdrawn if the formal acceptance that they send out for signature takes longer than 10 days for the turn around postal trip. Unfortunately neither YBS or I have control over the postal service but both had to rely on it as YBS did not even allow the acceptance to be faxed back after being signed ...
tissy52 30.07.2007
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Ciao members have rated this review on average: helpful Review of Yorkshire Building Society
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1-9 of 9 reviews
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