esure.com

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1-15 of 17 reviews of esure.com sort by Usefulness | Product rating | Date

 

INSURE WITH ESURE

Advantages: Cheapest quote I found
Disadvantages: Cannot renew on line

Yes, I am a typical Scot in many ways. I wouldn’t consider myself mean but I am certainly careful with money and if I can save a few pounds then I will. Insurance is one item of expenditure that I really hate forking out for. Why? Because I very rarely claim for anything. I have been driving now for more years than I wasn’t driving. Have I given my age away? And for most of that time every year I shop around for the best deal for my insurance. I ...
...and that wasn’t my fault. I was in bed sleeping, my car was parked and some idiot decided to smash into it and write it off. I was broken hearted; I had only just bought it. I discovered Esure last year. I had seen a couple of ads and they were part of the Bank of Scotland / Halifax group, so certainly a reputable company to deal with. So I decided to get a quote from them. You find them on the net at www.esure.com. You can also phone them on 0845 ...

carolscotland 26.04.2003 · Read full review
Ciao members have rated this review on average: very helpful
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HOW MUCH Esure about that

Advantages: Helpful & chatty via Phone. Paperwork arrived 1st post the next day
Disadvantages: VERY slow internet site

DON’T GET EVEN, GET ESURE ........ www.esure.com esure ® is a new insurance company set up by Peter Wood, the founder of Direct Line. At esure, they believe that better drivers deserve better policies which means bigger rewards with a good driving history. With most insurers the discount stops at 65% for 5 years no claims history but at esure they give 70% and this rises to 75% once you have earned a futher 5 years no claims history. Their ...
...benefits for complete peace of mind. Although this op is for car insurance its interesting to note that esure provide insurance for household contents & buildings too, with the belief that the same should hold true for these insurances as for car insurance; that you should be treated as an individual and you should not have to pay for the carelessness of others. Having previosuly worked in the insurance industry as a Broker for many years it has ...

FrooTee 12.06.2002 (13.06.2002) · Read full review
Ciao members have rated this review on average: very helpful
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Careful drivers under 25 deserve NCB protection

Advantages: Cheap car insurance with what looks to be high quality cover...
Disadvantages: ... but you can only protect your NCB if you're over 25.

I'm not a happy bunny today. Why? You may well ask, and I shall tell you a little story to illustrate my despondancy... Once upon a time there lived a little Indiegirl. As soon as she was 17, she decided to learn to drive. She took some lessons and passed her test first time (lucky devil) and bought herself a little car to run around in. She bought some insurance for that car, as she decided to build her own No Claims Bonus up (rather than relying ...
...little Indiegirl trotted off to university. She decided to sell her car and not drive for a year. The lack of motor took it's toll, however, and Indiegirl soon found herself working hard in her holidays to buy and insure another car...

indiegirl 06.11.2002 · Read full review
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Far the best insruance company I have dealth with

Advantages: Cheap, excellent service and turn around on claims
Disadvantages: Companies that they get the work to be done by.

Without repeating the good things the people in this community have written, I have nothing but good things to say about this company. There's no such thing as 100% perfect which eSure are not but this is not their fault. I have the insurance with eSure which includes the NCD. This is far the cheapest I have been quoted for no previous claims, with 3 points on my license and 5 years no claims. They are the cheapest with all the benefits included ...
...being repaired). The staff are extremely polite and willingness to help you. I put in a claim, had the forms the next day. I sent the form off the next day, within 2 days I received a call from the repairs and the Audio company for repair and replacement. 4 days later, my car was back with it's original contents. The only company I wasn't happy with was the ones in-charge of replacing the Audio system. They came late, the person took a very long ...

miteshpatel 16.04.2003 · Read full review
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E-Sure- Yes im sure

Advantages: Cheap, Good Cover
Disadvantages: Large default excess when buying online - WATCH OUT

E-sure - Cheap quotes. I have been with e-sure for 3 years now and as a person who likes to think they are getting the best deal and searchs virtually every well known car insurance company to find the best deal. E-sure have come out on top everytime for me. I drive a 54 plate VW Passatt Estate 2.0s, Myself and my husband are named drivers on the policy and neither of us have had any accidents or claims. We are 29 and 32 and have 8 years no claims ...
...WAS £320 Bit of a bargain I think. I much prefer to arrange my insurance over the phone. Online motor quotes have too many disclaimers and it is far too easy to think you are giving them the correct answer to the question when this may not be so. In the case of the e-sure website it also defaults to a high voluntary excess to bring the price down even further, so beware of this as you may be landed with a large excess as on offset for cheaper quotes. ...

mish77 20.11.2007 · Read full review
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Quids In

Advantages: By far the cheapest quote i found
Disadvantages: None as yet !!!

It's that time of year again when my car insurance is due for renewal. I nearly fell off my chair when the quote from my previous insurer landed on the door mat. £456 they wanted off me to insure my Peugeot 806.And that was with 9 years NCD. That policy was cancelled there and then. After searching around various websited for quotes and coming up with anything from £330 to £400 pounds i was starting to dispondent. Then one of my colleagues suggested ...
...go. To my utter amazement i was quoted £255 initially and after a bit of fine tuning with adding legal protection and NCD protection i ended up with a final figure of £287. Not bad at all from my starting point of £456. The process on their website was very quick and easy and the policy documents arrived 2 days later. The site follows what seems to be the standard format for insurance sites where you have to fill in about 6 pages of information ...

andyhills 11.05.2003 · Read full review
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Unsure about ESure

Advantages: Cheap
Disadvantages: Don't want to know if you need to claim

Like many people I like value for money, so when I had to renew my car insurance I shopped around. ESure were the cheapest by far and as they were not some small here today gome tomorrow company, that's who I chose. If that were the end of the story I would be recommending them highly. The entire process from quote to certificate arriving in the post was wonderful. So wonderful and cheap that I recommended them to my parents. Both of whom had cars. ...
...the staff helpfull. A couple of months after taking out the policy my mother was unfortunate enough to have her car stolen. It was parked outside her house and securly locked. Esure couldn't have been less interested. They did complete the claim process eventually, but they then refuse to insure her on any policy other than the one she had claimed on. She was at the time a named driver on my fathers car. This was revoked and she was made to feel ...

liz_95 11.05.2003 · Read full review
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BEWARE OF THE TOTAL LOSS CLAUSE!

Advantages: Price
Disadvantages: Beware of nasties in the policy!

...DOCUMENT!!! Extract from esure.com Policy ==================================== 5. Total loss of your car If the settlement of a claim results in your car being treated as a total loss, we may reduce the claim payment by taking any part of the full premium you owe us. When we have made the full claim payment on this basis, we will have met all our responsibilities to you under your policy and your car will become our property. Your policy will ...
...not refund any of your premium. ==================================================== What they are saying is that if you paid £600 to insure you car and if the car is a total loss, then they will keep all the insure premiums for all the 12 month - even though the insurance policy has not finished! So if you are unlucky to have an insurance claim in the first month and it is a total loss, they will keep the insure premiuns. So how does this look ...

rajeshk4u 17.10.2008 · Read full review
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Quick review of esure.com

I had a big problem with Esure - when someone went into the back of my new car (yes really!) I had to get the car repaired at a main dealer so that the warranty was uneffected. Because the dealer was not on Esure's approved list they tried to charge me £200 to insure the garage's courtesy car (a Nissan Micra!) Insure with Esure - never again! ...

notsure 04.09.2007 (03.09.2007)
Ciao members have rated this review on average: helpful
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esure travel in surance

Advantages: friendly and cheap
Disadvantages: havent found any !

I am in the process of sorting out a family trip to America and travel in surance is one of the necessary evils ! After trawling through seemingly endless sites I tried esure. They were the cheapest but I couldnt book via the internet as three family members are asthmatic and this needed to be declared so that the insurance was actually valid. (When ringing the phone line, if you mention your quote was from the internet you get a discount) The ...
...post within two days. I even rung to query an insurance term on a car hire site and the staff were all to willing to help, even though my policy documents had not arrived so I had no customer number. I would have no hesitation in reccommending them to another traveller and they will be my first port of call next time. ...

debbie444 08.05.2003 · Read full review
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Esure Insurance

Advantages: Good customer service, Good prices!
Disadvantages: None

Esure Insurance like to insure drivers who have 4 years no claims bonus or more. Even if you have less, still give them a try as their sister company - First Alternative Insurance will offer you a quote. They offer competitive rates as they only insure low risk drivers. If you have an accident they will offer a free courtesy car - for the full duration of repairs - this is subject to using their approved recommmended repairers. Once you get your ...
...the car is also fully valeted. (Its also for a fault or non fault claim!) Esure also give you an additional 1% of your renewal every year that you stay with them as long as remain claim free. - You therefore build your no claims bonus upto 75%. Although Esure target low risk drivers, still give tham a try if you have claims and conviction history, or even if you have a high group rating car. As i said earlier if they are unable to offer a quote ...

pugs26 11.01.2006 · Read full review
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Cheapest by far

Advantages: Very cheap if you have a clean record
Disadvantages: I am sure there are but this is my first dealing...

Here's the backdrop. Am mid 30s, have been driving since 17, no claims, usual family car (Mazda) etc etc BUT, have only had insurance in the UK since '93. So the insurers a field day even though I have driven in the US, Sweden and Asia. Still, no claims in the UK. Last year when I renewed, the minimum increase in the premium was about 10% for reasons completely beyond my comprehension. There was no claim, no change in circumstance yet it appeared ...
...when I tried esure, imagine my complete surprise when the premium dropped from over £600 to about £400 for exactly the same cover with NCB protection. Not only that when I then moved out from London to a smaller town, they were happy to requote the lower price and now my insurance is about £300! Am I happy or am I happy. Ofcourse I don't know what the renewal is going to be like and how their customer services is when a claim has to be made but ...

SingleMalt 24.03.2003 · Read full review
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'E'SURE AS WELL DONT LIKE YOU TO CLAIM...

Advantages: Quotes can be significantly cheaper for some customers
Disadvantages: Don't like those who claim and under 30's may struggle

I have experienced no end of problems since I decided to insuyre my car with esure. The nightmare started when I rang for a quote on a new car I had seen and was interested in buying. Having been a customer of Halifax Car Insurance (who were replaced with eSure), I was keen to stay with the company to keep things simple and retain no claims bonuses for that year. The agent I spoke to confirmed I could have the insurance at a reasonable price so ...
...However... when I rang eSure back to start the insurance they refused to insure me as I was 'under 30'. I had been under 30 for the last 3 years when they had provided insurance for my previous car !!!! I refused to give up and after numerous conversations with Managers, Senior Managers and even more Senior Managers, I eventually secured my insurance and thought my battle was over. WRONG. I was involved in an accident in my car earlier in the year. ...

T21AMY 18.12.2003 · Read full review
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Esure - An insiders view

Advantages: Support the staff!
Disadvantages: Don't go online!

Ok, here's the view of a member of staff! Esure, Sainsburys, Halifax and First Alternative are all the same company. Most of the work these days is coming from the internet. if you want to support someone working hard in the UK ring up and mention the internet!!! The staff will always give you the same discount as your online discount, but we can't unless you mention it first. If you are ring for Halifax Car insurance, then say if you have an ...

redbull1968 05.08.2005 · Read full review
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esure- are you sure?

Advantages: hate them
Disadvantages: will screw the victims

i was hit by an esure customer while parked at the side if the road and while they accepted full liabilty i am still here 5 months later with with a bad back, unable to do my job. also i have no money coming in for 4 months, i cant pay my loans, rent and credit cards and yet they still refuse to give me an interim payment so next week when all of my money, my retired fathers and my 98 year old nans money runs out i have to declare myself bankrupt ...

tonyrampanttiger 03.09.2009 · Read full review
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