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Community Level 5carolscotl...

carolscotland

INSURE WITH ESURE

AdvantagesCheapest quote I found

DisadvantagesCannot renew on line

"Yes, I am a typical Scot in many ways. I wouldn’t consider myself mean but I am certainly careful with money and if I can save a few pounds then I will. Insurance is one item of expenditure that I really hate forking out for. Why? Because I very rarely claim for anything. I have been driving now for more years than I wasn’t driving. Have I given my age away? And for most of that time every year I shop around for the best deal for my insurance. ..." Read review
26.04.2003

Ciao members have rated this review on average: very helpful

Community Level 4FrooTee

FrooTee

HOW MUCH Esure about that

AdvantagesHelpful & chatty via Phone. Paperwork arrived 1st post the next day

DisadvantagesVERY slow internet site

"DON’T GET EVEN, GET ESURE ........ www.esure.com esure ® is a new insurance company set up by Peter Wood, the founder of Direct Line. At esure, they believe that better drivers deserve better policies which means bigger rewards with a good driving history. With most insurers the discount stops at 65% for 5 years no claims history but at esure they give 70% and this rises to 75% once you have earned a futher 5 years no claims history. Their ..." Read review
12.06.2002

Ciao members have rated this review on average: very helpful

Careful drivers under 25 deserve NCB protection

AdvantagesCheap car insurance with what looks to be high quality cover...

Disadvantages... but you can only protect your NCB if you're over 25.

"I'm not a happy bunny today. Why? You may well ask, and I shall tell you a little story to illustrate my despondancy... Once upon a time there lived a little Indiegirl. As soon as she was 17, she decided to learn to drive. She took some lessons and passed her test first time (lucky devil) and bought herself a little car to run around in. She bought some insurance for that car, as she decided to build her own No Claims Bonus up (rather than relying ..." Read review
06.11.2002

Ciao members have rated this review on average: very helpful

Community Level 1miteshpatel

miteshpatel

Far the best insruance company I have dealth with

AdvantagesCheap, excellent service and turn around on claims

DisadvantagesCompanies that they get the work to be done by.

"Without repeating the good things the people in this community have written, I have nothing but good things to say about this company. There's no such thing as 100% perfect which eSure are not but this is not their fault. I have the insurance with eSure which includes the NCD. This is far the cheapest I have been quoted for no previous claims, with 3 points on my license and 5 years no claims. They are the cheapest with all the benefits included ..." Read review
16.04.2003

Ciao members have rated this review on average: helpful

Community Level 1mish77

mish77

E-Sure- Yes im sure

AdvantagesCheap, Good Cover

DisadvantagesLarge default excess when buying online - WATCH OUT

"E-sure - Cheap quotes. I have been with e-sure for 3 years now and as a person who likes to think they are getting the best deal and searchs virtually every well known car insurance company to find the best deal. E-sure have come out on top everytime for me. I drive a 54 plate VW Passatt Estate 2.0s, Myself and my husband are named drivers on the policy and neither of us have had any accidents or claims. We are 29 and 32 and have 8 years no ..." Read review
20.11.2007

Ciao members have rated this review on average: helpful

Community Level 1liz_95

liz_95

Unsure about ESure

AdvantagesCheap

DisadvantagesDon't want to know if you need to claim

"Like many people I like value for money, so when I had to renew my car insurance I shopped around. ESure were the cheapest by far and as they were not some small here today gome tomorrow company, that's who I chose. If that were the end of the story I would be recommending them highly. The entire process from quote to certificate arriving in the post was wonderful. So wonderful and cheap that I recommended them to my parents. Both of whom had ..." Read review
11.05.2003

Ciao members have rated this review on average: helpful

Community Level 1andyhills

andyhills

Quids In

AdvantagesBy far the cheapest quote i found

DisadvantagesNone as yet !!!

"It's that time of year again when my car insurance is due for renewal. I nearly fell off my chair when the quote from my previous insurer landed on the door mat. £456 they wanted off me to insure my Peugeot 806.And that was with 9 years NCD. That policy was cancelled there and then. After searching around various websited for quotes and coming up with anything from £330 to £400 pounds i was starting to dispondent. Then one of my colleagues suggested ..." Read review
11.05.2003

Ciao members have rated this review on average: helpful

Community Level 1rajeshk4u

rajeshk4u

BEWARE OF THE TOTAL LOSS CLAUSE!

AdvantagesPrice

DisadvantagesBeware of nasties in the policy!

"...READ THE POLICY DOCUMENT!!! Extract from esure.com Policy ==================================== 5. Total loss of your car If the settlement of a claim results in your car being treated as a total loss, we may reduce the claim payment by taking any part of the full premium you owe us. When we have made the full claim payment on this basis, we will have met all our responsibilities to you under your policy and your car will become our property. Your ..." Read review
17.10.2008

Ciao members have rated this review on average: helpful

Home Insurance

AdvantagesNone

DisadvantagesCountless

"I had a burst pipe in my home over three weeks ago. Esure were not helpful on the phone. It has taken three weeks for them to arrange for a company to come to my home to arrange drying of the walls and ceilings, this was following several e mails which were ignored (their policy is not to respond to anything under five days) and I finally had to phone them to chase this up. I am appalled at their lack of care of customers. Having to live in a home ..." Read review
15.05.2012

Ciao members have rated this review on average: helpful

Spared few quid....but what a nightmare!!

Advantagesnone for me

Disadvantagesplease read the above

"Esure car insurance Avoid this company like the plague. they left me uninsured for over a week! I purchased esure car insurance on 19/06/12. great competitive price. Looked like a real winner. the policy arrived and I sent off my proof of no claims bonus in their prepaid envelope. Last week end off on holiday and returned 22/06/12, to find a letter dated 19/07/12 from esure cancelling my insurance from 13/07/12 (yes a week before they sent me the ..." Read review
22.07.2012

Ciao members have rated this review on average: helpful

Community Level 1notsure

Quick review of esure.com

"I had a big problem with Esure - when someone went into the back of my new car (yes really!) I had to get the car repaired at a main dealer so that the warranty was uneffected. Because the dealer was not on Esure's approved list they tried to charge me £200 to insure the garage's courtesy car (a Nissan Micra!) Insure with Esure - never again!
04.09.2007

Ciao members have rated this review on average: helpful

Community Level 1debbie444

debbie444

esure travel in surance

Advantagesfriendly and cheap

Disadvantageshavent found any !

"I am in the process of sorting out a family trip to America and travel in surance is one of the necessary evils ! After trawling through seemingly endless sites I tried esure. They were the cheapest but I couldnt book via the internet as three family members are asthmatic and this needed to be declared so that the insurance was actually valid. (When ringing the phone line, if you mention your quote was from the internet you get a discount) The helpline ..." Read review
08.05.2003

Ciao members have rated this review on average: helpful

Community Level 1pugs26

pugs26

Esure Insurance

AdvantagesGood customer service, Good prices!

DisadvantagesNone

"Esure Insurance like to insure drivers who have 4 years no claims bonus or more. Even if you have less, still give them a try as their sister company - First Alternative Insurance will offer you a quote. They offer competitive rates as they only insure low risk drivers. If you have an accident they will offer a free courtesy car - for the full duration of repairs - this is subject to using their approved recommmended repairers. Once you get ..." Read review
11.01.2006

Ciao members have rated this review on average: helpful

Community Level 5T21AMY

T21AMY

'E'SURE AS WELL DONT LIKE YOU TO CLAIM...

AdvantagesQuotes can be significantly cheaper for some customers

DisadvantagesDon't like those who claim and under 30's may struggle

"I have experienced no end of problems since I decided to insuyre my car with esure. The nightmare started when I rang for a quote on a new car I had seen and was interested in buying. Having been a customer of Halifax Car Insurance (who were replaced with eSure), I was keen to stay with the company to keep things simple and retain no claims bonuses for that year. The agent I spoke to confirmed I could have the insurance at a reasonable price ..." Read review
19.12.2003

Ciao members have rated this review on average: helpful

Community Level 1redbull1968

redbull1968

Esure - An insiders view

AdvantagesSupport the staff!

DisadvantagesDon't go online!

"Ok, here's the view of a member of staff! Esure, Sainsburys, Halifax and First Alternative are all the same company. Most of the work these days is coming from the internet. if you want to support someone working hard in the UK ring up and mention the internet!!! The staff will always give you the same discount as your online discount, but we can't unless you mention it first. If you are ring for Halifax Car insurance, then say if you have ..." Read review
05.08.2005

Ciao members have rated this review on average: helpful



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