Lloyds TSB Online Banking

Efficiency of service

Competitiveness of charges/rates

Online - Content/organization of site

Online - Reliability/speed of site

Online - Ease of applying for products

Online - Investment tracking

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1-15 of 47 reviews of Lloyds TSB Online Banking sort by Usefulness | Product rating | Date

 

GALLOPING ONLINE WITH THE BLACK HORSE

Advantages: Track account movements and transfer instantly between accounts. Apply for e-savngs account.
Disadvantages: Access code device doesn't work overseas

...I have been banking with Lloyds Bank (now LloydsTSB) for a long time. For the last eight or nine years, most of my transactions have been online.== I had a few worries when Lloyds Bank and the TSB (Trustee Savings Bank) merged, but it didn’t seem to affect customer service as much as I had expected, and my loyalty seemed to be still appreciated. == In 1999 I was introduced to the internet, and I had my first e-mail address. I'm not quite sure when ...
...green tabs, is "Welcome to Lloyds TSB" and below that is a little grey section ''' [Internet Banking] ''' with two blue buttons ''' Personal Log on ''' and ''' Business Log on ''' and a further underlined link ''' Register now. ''' Registration requires that you be over 16, have a LloydsTSB product to register for internet banking, an e-mail address, and to agree to the T&Cs before you register. Joint account holders have to register separately. ...

jesi 31.07.2009 (03.08.2009) · Read full review
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Online banking with the Black Horse

Advantages: Very secure and easy to navigate
Disadvantages: None

Lloydstsb.com ~~~~~~~~~~~~~~~~~ What is Lloydstsb.com? ~~~~~~~~~~~~~~~~~~~~~~~ This is an internet banking service provided by Lloydstsb Bank, which allows you to access and manage your financial matters from the comfort of your own home, or anywhere where there is access to the internet. You do not have to be a customer of Lloydstsb to open an online account with this company, all you need to do I register to apply for an internet banking account ...
...an account with Lloydstsb.com is easy and free, and can by done by clicking the register link below the log on buttons on the Lloydstsb.com homepage http://www.lloydstsb.com. This link takes you to the registration selection page, which will give you a choice of either business or personal accounts to register for. For a personal account, you will need either a current account with Lloydstsb or a valid Credit Card. These are required so that Lloydstsb ...

welshwickedone 04.09.2006 · Read full review
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Lloyds TSB Online Personal Loans

Advantages: Online Loans very quick, easy and hassle free
Disadvantages: Possibly too easy to get your hands on the cash

...website. Due to banking with Lloyds TSB i decided that they would be my first point of call to obtaining the car of my dreams that i would drive off into the sunset clutching a beautif......sorry, got carried away with my writing. The Application ____________ As previously mentioned i bank with Lloyds so they already had my personal details and knew how i managed my account. This really sped up the application process. I didnt have to enter anything ...
...from the account itself. The only items i had to specify was the loan amount and the loan period. I found this part of the site very easy and helpful to use as it gave you the opportunity to experiement. Eg, you could see how much 3k would cost over 24 months and then see how much 3.5k would cost over 30 months. It then gave you the opportunity to revert any of your previous quotes with immeadiate effect. The next decision i had to make was how to ...

Schmit 16.01.2006 · Read full review
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Internet and Phone banking

Advantages: Great banking services
Disadvantages: You really don't need both

I have been with Lloyds TSB for over 2 years now and have never looked back. From the moment I entered my local branch to open my account I felt welcome and a valued customer unlike my feeling in Barclays. With my account open and my Visa Electron card and cheque book in the post I felt pleased with myself that I had made the right choice. Recently though I have been inundated with junk mail from them, trying to make me join up to their Internet ...
...that it is totally free. Lloyds charge you no subscription fee, all you pay for is the phone bill and what ever your Internet provider charges you, and if like me your with Lineone surf time its practically nothing. When you sign up, which is very easy, you get your own ID and password. Once in the secure service you will find help pages explaining what's what on each screen, although most of the service is self explanatory. If though you do come ...

K-stand 03.03.2001 · Read full review
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Lloyds banking

Advantages: Easy way to keep track of finances
Disadvantages: Can be slow at times

Lloyds TSB internet banking lets you manage your finances, apply for loans, credit cards, mortgages & pay off bills from home or anywhere with internet access. It seems very secure, you have a 9 digit username which is randomly given to you to prevent people guessing then you have a password which much be more than 6 digits & preferably a mix of letters & numbers. You then also have to enter your memorable information which very similar to a password ...
...is very easily done as Lloyds gives you clear concise instructions. On your account overview screen you will see a left hand column, this is where you can apply for things like loans & mortgages. You can even set up your mobile services which is basically where you can receive text messages informing you of your current balance on a certain day & time of every week. This is free but if you require the entire mobile services package which includes ...

Great_reviewer07 12.01.2009 · Read full review
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I am an Internet Banker, ah said Banker Ashley

Advantages: Internet Banking
Disadvantages: Always trying to sell you something if you use the branch

I began banking with the T.S.B. at the tender age of 18 and from day one had no end of grief. I must admit at this juncture that much of this was of my own doing, getting overdrawn and basically pratting them about. Eventually, I grew up; a prolonged spell of unemployment does that to even the most stupid and arrogant 21 year old. When my account was reactivated, along with securing gainful employment once again, I refused a chequebook and settled ...
...for being overdrawn! I didn’t have an overdraft facility and therefore the machine would only dispense the amount available in my account. The ‘helpful’ assistant to go home and check my statements. It was at this point that I reverted to the arrogant 18 year old and old him that if he cold not operate the banks’ computer system, then to find some job that he was capable of … or words to that effect! He found some one that could do as I succinctly ...

SparkyDeighton 02.03.2002 · Read full review
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Honest and Reliable with Great Online Facilities

Advantages: Excellent service, reliable and honest if they make a mistake.
Disadvantages: Cannot offer all HE students a student account.

I have banked with Lloyds for many years now and overall I am very pleased with their service. I opened a 'Headway' account when I was 12 years old. I used it for my birthday and christmas money. I then got a young student account when I was 16 and then upgraded to a full account when I was 18. Each customer has a personal account manager, that only change if they are promoted or move branches. I have had the same one for four years now, I prefer ...
...Throughout my experience with Lloyds (now Lloyds TSB), I have never had any real problems. I have once got charged for being overdrawn when I wasn't, it only took one phone call for this to be put right. I also had a problem with an online retailer, who took more than £40 out of my account without permission. Lloyds took the problem on and did all the work to get the money back. They represented me the whole time. Their online banking facility is ...

darrenloud 24.02.2001 · Read full review
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Online Banking With Lloyds TSB

Advantages: Pay bills without visiting the bank, online statements, transfer money between your accounts
Disadvantages: Statements sometimes a few days behind

Online banking with Lloyds TSB is easy and free. To sign up, all I did was go into my nearest branch and picked up a form. Filled in the form and sent it off and within a few weeks I recieved my user ID and my password. When you log you can transfer money between your accounts and pay bills without the fuss of actually visiting the bank. View a statement online and see a list of your standing orders and direct debits. The statements maybe a few ...
...a personal loan with Lloyds TSB (I have) it shows as another account and you can see how much left you have to pay. Overall, if like me you use your account for saving and paying bills I recommend you sign up and enjoy the benefits of internet banking. ...

glerwell 01.05.2001 · Read full review
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www.lloydstsb.com

Advantages: Ability to check account whenever you like
Disadvantages: A lot of view only areas

I am a customer of Lloyds TSB and I like to check my account most days to ensure the credits and debits are correct as I have had some past problems, so needless to say I was pretty pleased when they introduced internet banking, as previously I was using the automated phonebank, and I always like to see facts in figures in front of me, so the internet is a preferable option. The website address is www.lloydstsb.com, or www.lloydstsb.co.uk, and you ...
...personal or business banking. When you register you have to choose a password and after confirming your registration via a freephone number, about 3-4 days later you will receive written confirmation through the post with a user ID. To log onto your account you enter your user ID and password and off you go. The first page that comes up shows the account(s) that you hold, the account number and sort code and the present balance and you just click ...

nicanddarrell 07.05.2001 · Read full review
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Bank To The Future

Advantages: Convenience
Disadvantages: None

...the accounts you hold with Lloyds TSB will be there to view. Click on the account you wish to find more information about. To the left-hand side of the page you can select the following options:- ACCOUNT LIST - Shows all the accounts you hold with them. ACCOUNT DETAIL - Displays the account balance at the close of the previous days banking. STATEMENT - Transactions up to previous day. TRANSFERRING MONEY - Transferring money between accounts. ...
...the system. MAKING A PAYMENT – You can use this facility to pay bills. PAYMENTS DUE - Payments due to be made. ARRANGEMENTS – This organises the set-up in paying the bills. STANDING ORDERS - Listing all Standing Orders set up on that particular account. DIRECT DEBITS - Listing all Direct Debit mandates. CHANGE PASSWORD – Self-explanatory. LOGOFF - HELP – Lloydstsb have really simplified the site to make it user friendly. ...

Stick 02.02.2001 · Read full review
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My best efforts to break the system

Advantages: The on-line bank is the same bank. Good rates. Happy staff.
Disadvantages: I find the old style of their banking to be rather too old!

...I am. You see, the Lloyds TSB on-line bank is the /same/ bank as Lloyds TSB, it isn’t some separate off shoot. In theory, some cunning scallywag could enter my account details from their computer, get set up with access to the on-line details of my account (my £2.37) and transfer the whole lot to his account. So, okay, I can see why the TSB needs this phone call.. but, whaa! If I was happy talking to bankers then the idea of dealing with the ...
...be a part of the Lloyds TSB empire. I’ve noticed an issue with the speed of the site though. Even at work where I enjoy a hi-speed connection I find myself waiting for their pages to finish loading. I suspect it has as much to do with the graphical content of the pages than any stress or strain on the server. As Lloyds TSB on-line experience matures this will get better, well, in theory. > Ahem… Oh yeah! Lloyds TSB is also a very well ...

Manx 18.01.2001 · Read full review
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Student eBanks sorted

Advantages: excellent free overdraft, visa debit/cash card
Disadvantages: not as simple to access as it could be

I have been banking with the LLoydsTSB student eBank for two years. The account has offered everything I could need as a student. The bank offered the best interest free overdraft out of any of the banks I looked at. For the first year there is a maximum £1,500 rising to £2,000 in the second year. The debit card which comes as standard with the account is a Visa card which means that it is much more flexible than the Switch based cards that many ...
...use the card as if it were a credit card and have had no trouble using it abroad at a cost of £1.50 for each transaction. The centralised system is not as accessible as it could be, but as a student I am away for a lot of the year. So if my account was held at my home branch it wouldn't be any better and at least like this the account is designed for direct banking. Though I have had no trouble with things like monitoring my statement, and arranging ...

Martin81 30.06.2001 · Read full review
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LloydsTSB Gold service online account

Advantages: Best online banking service IMHO
Disadvantages: Low interest rates and account charges

I've had this account for about 2 years now and I'm still using it as my main account. Quite surprising as as the interest rate is low and some of the services are expensive. At the moment a lot of other banks are offering cash incentives to transfer your main account and the financial watchdogs are trying to make the process as easy as possible. So why have I stuck with this account for so long? The £8 a month fee is about £8 more than I'd like ...
...for a few interesting perks. As well as the usual Sentinel card protection you get worldwide travel insurance, a freepost gold-coloured keyfob so hopefully if you ever lose your keys they will be returned to you and I recently got a letter saying the account would also include break-down cover this year. If you don't want to pay £96 per year for this then go for the classic account. I expect I will change my account back to a classic now I have ...

cport80 19.05.2004 · Read full review
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Easy Online Banking

Advantages: Easy Online Banking
Disadvantages: None

Now I've been a TSB customer for ten years now and signed up for their phonebanking service, while convenient it was also very time consuming and a right pain and they then came up with the automated idea and this was just as bad. Their next scheme as LLoyds/TSB was online banking and I have to say that it is brilliant. At Lloyds/TSB I can log on and instantly see how much (or little) I have in each of my accounts. I can then click into my accounts ...
...I can move money between my accounts. I can set up payments and arrange for them to be paid on a certain date. I can see at a glance what standing orders and direct debits are set up on my account. I can check to see whether mine and my husbands wages have been paid. This service has saved me so much time and energy, no longer do I have to traipse into my branch, unless I have cheques to pay in, the service is easy to use and quick and I can check ...

POPPY 25.08.2000 · Read full review
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Banking made easy

Advantages: easy to use, clear information, quick to load, easy to apply for new products
Disadvantages: none

I've only been banking with Lloyds TSB for a year, but I have found their service to be exceptional in this time. I was given access to internet banking in branch when I opened my account and given my password etc at that point. By the time I logged in when I got home, it was all up and running. The log in process is pretty simple, and I would also very secure. You are given a 9 digit number which acts as your username. You then create a password ...
...this was rectified by calling Lloyds TSB (who answered very promptly) and answering security questions and this was reset within an hour. The home screen is really easy to use. You can see all of your accounts in one place, together with their balances and anydetails of overdrafts etc. You can then click on the view statement button by the side of each account and gain access to transaction histories. It's very helpful for me to track my finances ...

katherineh123 25.10.2009 · Read full review
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1-15 of 47 reviews


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