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Home > Finance > Services > Financial Services > Credit Rating > www.creditexpert.co.uk

User Reviews

for www.creditexpert.co.uk

Rating Summary based on 23 reviews

  • 5 Stars
    		2
  • 4 Stars
    		4
  • 3 Stars
    		0
  • 2 Stars
    		4
  • 1 Star
    		13
Previous page Next page Page 1 of 3 | 1 to 10 out of 23 Review(s)
  • 79 of 80 Ciao users found the following review helpful
    Picture of 1st2thebar

    Level 7 1st2thebar

    Member since 11/05/2005

    Reviews written: 468

    2 Stars caution... please read carefully Diamond review 21/05/2007
    User doesn't recommend the product

    Advantages Advantages email service

    Disadvantages Disadvantages too many to mention

    **Credit Expert** -Summary- Credit Expert is an online information company that collects credit history from individual financial business lenders . Credit Expert is part of Experian they hold vital information regarding your credit worthiness, and that is your credit score. -www.creditexpert.co.uk- I have written a review already about Experian and have touched on my experiences and findings. I have had some good feedbacks that was helpful. I appreciate the responses and have created an update for www.creditexpert.co.uk. Since being interested in how this powerful credit machine works it has ... more
  • 54 of 54 Ciao users found the following review helpful
    Picture of sue.51

    Level 7 sue.51

    Member since 20/03/2001

    Reviews written: 275

    4 Stars There is no substitute for "Experians" Review with images 31/05/2004
    User recommends the product

    Advantages Advantages More accurate than Equifax, only £49.99 for unlimited reports, weekly alerts, substantial help files

    Disadvantages Disadvantages Need to print or generate a new report each time you want to refer back to something

    As some of you may have gathered from recent ops, at present, credit security in our house is paramount. We initially had an issue when one of my lenders advised me I had taken out a credit card that I hadn’t, (if you see what I mean). Worse than this, when I got hold of my Equifax account there happened to be activity on there from someone else that made me nervous, but nuff said. I stumbled across www.creditexpert.co.uk through a website advert and decided to mosey on over and have a look. For those of you that have never heard of this website or company, they are managed by Experian, one of ... more
  • 26 of 26 Ciao users found the following review helpful
    Picture of Snorelax63

    Snorelax63

    5 Stars Who are you? 28/07/2005
    User recommends the product

    Advantages Advantages You can get a good idea why your credit rating is in the shape it's in.

    Disadvantages Disadvantages I honestly can't think of any

    After being turned down for yet another credit card, I decided I was going to find out exactly what companies didn't like about me. I visited the Credit Expert website and decided to enrol for the free 30 day trial. (If you want to find your Credit Score too, it costs a extra £4.99 a time. You can view that Credit Score for 30 days.) Signing up was easy, you are asked to fill in answers to basic questions including where else you've been living if you haven't been living at your current address for six years or more. Even though the trial is free, you still need to give credit card details and ... more
  • 30 of 30 Ciao users found the following review helpful
    Picture of nicolemorgan

    nicolemorgan

    4 Stars Experian your credit file online with CreditExpert 01/09/2008
    User recommends the product

    Advantages Advantages Quick and easy access to your credit report

    Disadvantages Disadvantages Can be expensive if you subscribe for a long period

    Creditexpert.co.uk is a website run by Experian, one of the major credit reference agencies in the UK. If you want to see a copy of your credit file for any reason, then you will need to contact either Experian, Equifax or Call Credit. Each of these credit reference companies collects and maintains details of your credit history from individual finance companies. They have vital details about who you owe money to, how much you owe, and your past history of paying off any debts. You can get a copy of your credit file through any of these agencies by writing and including a £2 cheque or postal ... more
  • 18 of 18 Ciao users found the following review helpful
    Picture of carlz2001

    Level 7 carlz2001

    Member since 21/11/2009

    Reviews written: 352

    4 Stars Check your credit report for peace of mind. 17/01/2010
    User recommends the product

    Advantages Advantages Could save you money. Allows you to correct anything thats not right

    Disadvantages Disadvantages £6.99 a month membership

    Credit Expert is a perfect site for anyone looking at making a large purchase such as buying a car, for anyone looking to move, or simply to check on your credit score. Myself and my husband both first signed up to Credit Expert about 18 months ago after we had paid several loans off after being in debt. We wanted to check out what our scores were, but in the process found out that a lot of our report was actually inaccurate. This wasn't just the case for one of us, but for both of us. We were shocked when one loan we had paid off early was showing as being in default. We soon got on the case ... more
  • 3 of 3 Ciao users found the following review helpful
    Picture of kenhammond

    kenhammond

    1 Star Poor Service - Fraud 17/10/2008
    User doesn't recommend the product

    Advantages Advantages None

    Disadvantages Disadvantages Many

    Fraudulent use of my details tro obtain a credit report about me. In short a credit report had been obtained from credit expert in my name without my knowledge. It would appear that someone using my CC details and address were able to do this by quoting my details. The email address given was not mine so I can only assume that Credit Expert sent a report of my credit status to that address. Worrying this is it not? This came to my attention by way of a standard letter to my home address and on receipt I contacted both Credit Expert and Experian who were both either unable or unwilling to help ... more
  • 9 of 9 Ciao users found the following review helpful
    Picture of pulsecom

    pulsecom

    2 Stars Beware late updates! 16/09/2008
    User doesn't recommend the product

    Advantages Advantages Interesting insight into credit profile

    Disadvantages Disadvantages Late updating of information leads to inaccurate report.

    Whilst the product gives an interesting and useful insight as to your credit worthiness, I have found that there can be significant delays in Experian's ability to update information and so your report might not be accurate when viewed by a querying institution. For example, I brought one of my credit card accounts up to date in the second week in August 2008 and monitored my report to see when the 'satisfactory' status would be reflected. After a week or so I realised that an update hadn't been forthcoming so I assumed that the financial institution concerned would provide an end of month ... more
  • 46 of 49 Ciao users found the following review helpful
    1 Star Quick review of www.creditexpert.co.uk by thedeerhunter 15/01/2008
    I have been using "Credit Expert" for 12 months or more. I have always paid £5:99 per month by debit card for their services. I was puzzled when I received an email from them advising that my card payment had been declined by my bank so my membership with them had been cancelled. However, if I re-entered my card details they would be happy for me to re-join. On closer scrutiny I noticed that if I did this I would be charged £6:99 per month from now on, not my usual £5:99 per month. Alarm bells rang, my bank had not ... more
  • 53 of 57 Ciao users found the following review helpful
    1 Star Quick review of www.creditexpert.co.uk by Carless 31/03/2008
    WARNING. Watch out for an organisation called Credit Expert, they are no better than internet scammers. Do not under any circumstances use their website. They wil con you. They are no better than thieves. I only wanted to find out if somebody had CCJs against them. Having looked at several sites one of which was Creditexpert and seeing that I would be charged and have to give personal bank details I abandonned what I was doing. The next bank statement I received confirmed that Creditexpert had SCAMMED £6.99 from my French bank account and were planning to do the same every ... more
  • 41 of 47 Ciao users found the following review helpful
    1 Star Quick review of www.creditexpert.co.uk by hugh1409 29/12/2008
    I would not recommend this service. although the data that is given is useful, before the end of my free try i contacted them to cancel my membership. I was told at the time that my membership ad been cancelled and i would not be charged. I have since contacted them regarding this and was told that i had no proof that i had phoned up to cancel and that i would not be refunded the amount. My advice don't use this company it seams to me that they make there money taking some money of everyone in the hope people ... more
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