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I recently sold my M reg 620ti to buy a safe, but slow, VW Passat. The Rover was a barrel of laughs, developing nearly 200hp from its turbocharged 2.0 litre engine. It can be a struggle to get all that power down through the front wheels, and that leads to one source of hefty bills. Tyres. The tyres do not last long, maybe 8,000 miles (Could be my driving style ?) and as the factory fit is Pirelli PZeros at £140 each it can rapidly get expensive. Add to that regular new clutches which cant seem to cope with all that power, and sticky exhaust valves, and you've got an expensive toy. An extended warranty goes some way towards reducing the cost of ownership, but will not cover 'consumables' like tyres and clutch.
It's a shame the bills are high as otherwise this would be a fine car. It has subtle looks, smart half-leather interior, and all that power. Alas, I would be tempted to spend my money on something Japanese and perhaps a little more reliable next time.