Nectar Points - after the probational period :)
Advantages Easy to use, clear statements and earns extra £s through Nectar Points
Disadvantages Nectar points earnings slow down after the promo period.
Detailed Rating
| Competitiveness of APR | |
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| Quality of Customer Service | |
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| Security and Privacy | |
| Ease of Application |
I have had my Sainsburys CC for over the 2 year double nectar points period, and despite the reduction of them, it’s still not bad.
My APR is 15.94%, but as I pay it EVERY month, the nectar points builds up nicely every month. Unfortunately, I am not aware how competitive this is to the savvy shopper, soSome of the tricks are to round the spend up to a £ for a supermarket spend. When buying petrol, make sure the litre is a whole e.g. 10.1 litres rather than 9.8; and no matter what the £/litre is, so always round it up to the litre (just double checked by looking at April's receipts).
Nectar points work like ‘T’ points - spend money, and points are earned. More points are earnt on particular items that S’ wants to sell in high volumes (labels on shelves / promotions, advertising etc).S' points can also be earnt from a range of companies, in-store or online e.g. Homebase, Halfords, Experian - just look at http://www.nectar.com/
One of the major advantages over other companies, is they can be spent on a range of companies or products - anything from Argos, Amazon to Easyjet and Sealife. At times they have bonus purchases, so your 500 points will go a lot further.If I have a choice of the same (minus/plus 50p for a product), I will use Nectar points as there is NO TIME LINE on using the points like, unlike some other supermarkets.
M
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cath_del 15/05/2012 09:37
Marge3781 14/05/2012 22:06
This review appears cut off "Yes" to...... As it stands though - it needs a lot more detail. Why not read a few reviews and edit in a bit. If you do let me know and I'll drop back with a decent rate :)
a-true-ben 14/05/2012 21:43
There's always a catch, though simply getting fewer points isn't too bad. Do your tricks work? I would have assumed that the points were based on your total statement, not each transaction (that's how the cashback works on my credit card). If you put such details into the review, like how the bonus scheme works or what the APR is (even if you pay yours off), then you'd get higher ratings.
angelboouk123 14/05/2012 21:29
Sound advice from the members below. You need greater detail to make this review helpful