Advantages Sainsburys' is a trusted name
Disadvantages If you have a sickly pet then there is a lot to think about.
I checked out the online approach for this service....the website is easy to use...it outlines all the relavent material you need. It gives the information needed to decide if Sainsbury's Pet Insurance is indeed the best for you and your pets needs.At the moment they are offering a 5% discount on premiums if you book it online...something to be considered... It offers you continuous cover for your pets illness or injury to the value of £6,500....
Here is an brief outline of what the Insurance covers....It provids cover for veterinary fees, complimentary treatment, emergency boarding kennels and cattery fees, advertising and reward costs, theft or straying, accidental death, holiday cancellation and third party liability cover for dogs only.
There are conditions too as you would expect.....You need ensure that your pet has received the required vaccinations, failure to comply with this may seriously jeopardise your claim or cover. There are more obviously, too many to impart here,
The Insurance cover is pretty comprehensive....from paying for the advertizing of your lost or stolen pet to Quarentine costs up to a specified amount.The cost is relavent to the type of pet/s you have and its age and state of health.
EXCLUSIONSAny pre-existing medical problem is not covered, costs incurred within the first 14 days of start of cover.
Continuation of an ongoing claim unless the premiums are paid.Any costs for obesity diets, dental or gum treatment and complementary treatments not carried out under the direction of a vet.
Any costs resulting from vaccinations, spaying castration, pregnancy or giving birth.These are just a few and it is always a wise practice to ensure you are fully aware of exactly what is on offer before you make your final decissions.
It is a very good idea to be fully aware of the likely conditions that your pet is likely to come across, checking against the Insurance cover....Legal liability....
Legal liability up to £2,000,000 if someone is injured or killed or their property is damaged as a result of an incident involving your pet.This is to an important factor to consider.....
Its easy to make a claim, if in the event it is necessary. Always read you policy first to make sure that the problems your pet is experiencing is indeed covered. You will need a claims form, once completed and sent into the relavent address, it is assessed and hopefully approved, inwhich case once they receive your application they are in the possition to send you a cheque.Pets can and do cost a fortune in vetenary bills and having your pet insured can give you peace of mind knowing that these bills can be taken care of for a relatively small outlay in comparison. Taking care of ones pets by having Pet Insurance has got to be a good thing ultimately.
Ciao Kiria :)
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