Advantages Best vets fees I've found
Disadvantages Haven't found any yet
About a year ago we had to have our old dog put down, it was as I'm sure you will appreciate a heartbreaking experience, and one I thought I'd never have to or want to go through again. We had not taken any insurance out on Tara and a few months before she passed away she developed a growth on her side. After taking vetinery advice we left things as they were. The growth unfortunately got larger and our next visit to the vet resulted in the fees for removal and treatment being extortionate. There was no way we could afford the fees and in hindsight should have had the growth removed at the first visit where it would have been far cheaper. With even greater hindsight we should have done what we have done with our new little puppy Tasha, and insured our little precious.I searched the net for days looking for a good deal on pet insurance and even went to vets and got additional information to help us with our decision. Most policies were offering coverage of vets fees per injury/treatment of £2500. So when I investigated Sainsbury's policy I was more than pleased to find out that their vets fee coverage was for a staggering £6500 per claim. This would have be a godsend in Tara's case.
My policy cost me £6.20 per month which is also substantially cheaper than other quotes I received, which increased up to £9.79 per month. The policy is underwritten by AXA plc.POLICY SUMMARY
1. The £6500 vets fee coverage no matter how long it takes to treat.2. £2500 cover for treatment overseas
3. £200 toe cover cost of dietary treatment for treatment of illness.4. Legal liability up to £2,000,000 for accident of injury caused to persons due to your pet.
5. Up to £100 per week to a maximum of £1000 in a member of your resident family has to go into hospital or for paying someone to look after your pet.6. Advertising costs up to £1000 to find your lost pet.
7. £250 reward for information leading to the finding of your lost pet.8. The purchase price of your pet up to £750
9. The purchase price of your pet up to £1500 if it dies or needs put down after an accident.10. The purchase price of your pet up to £1000 if it dies or needs put down after an illness.
11. Up to £3000 for cancellation of a holiday should your pet be in an accident or suffer illness 28 prior to your holiday.As you can see from the summary above the policy is quite comprehensive and is very competitively priced. I have been looking since taking up the policy and have as yet failed to find any that compare favourably with this one.
Sainburys can be found at the following address http://www.sainsburys.current-offers.co.uk/petinsurance/index.php?tracker=gspiApplication online saves you an additional 5%. I applied online and the process was fairy quick and very straightforward. Application is accepted on the conditions that your pets' vaccinations are up to date. Shortly after applying you will receive and E-mail confirmation followed about a week later by the policy documents and welcome pack. I think £6.2 is an excellent deal and a very small amount to insure that Tasha gets the treatment we regrettably could not afford to give our dearly missed Tara.
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