In the end we opted for a flexible life-time discount from the Scarborough. Of course it is up to the individual borrower what type of mortgage they wish to take out, but having decided we wanted a flexible discount, we opted for the Scarborough for the following reasons:
It is not a ... Read review
"...discount, we opted for the Scarborough for the following reasons:
It is not a "bells and whistles" mortgage, no cashback etc, instead they offered a good product at a good rate.
They were very patient when we phoned up and helped us through it
They are a building society and have the ethics and customer care of a building society
Most importantly, there are no penalties or tie-ins attached to the mortgage, so we're free to change our minds ..."
Ciao members have rated this review on average: helpful