User doesn't recommend the product
Advantages Long term investment with a guaranteed minimum sum and life insurance element, good service
Disadvantages Small returns on money invested, small amount of life insurance cover
Back in the year 2000, my life was very different to the one I lead now. I was single, childless, earning my first decent salary since graduating a couple of years earlier and had relatively few major outgoings each month, having successfully cleared my earlier student debts. (Those were the days!) Whilst many 23 year olds might want do something a little more exciting with their income, I've always been more of a saver than a spender, so I looked around for a safe place to invest some of my surplus cash. 10 years ago, I didn't have access to the internet in the way that most people do now so ...
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