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Skandia (web site skandia.co.uk) offer a range of unit trust based investiment oppertunities. They charge at competitive rates but are not in any way cheap to join but the products have some key advantages.
The first and most substantial advantage is that you get to choose from a wide range of unit trusts. So if you want to open an ISA (MultISA), move your PEP (MultiPEP) or do a straight forward unit trust investiment (Multifund) you can choose from some of the best companies and funs around. You could for example start an ISA with the following funds:
Henderson Global Technology Framlington Health Baring UK Small Companys Threadneedle Americian Select Aberdeen Fixed Interest
This portfolio would take five years to obtain by taking out individual ISA's with the companies involved. Additionally you can change the funds invested in if there performance falls or another fund starts doing particularily well at low cost (currently 1.5%).
The overall performance of your investiment will depend largely on the funds you choose and the risk you are prepared to take but what ever risk factor you like there is something for you in the fund selection (currently over 150 to choose from). It is however worth taking the advise of an advisor before buying, and in any case Skandia onlt do business in the UK through independant financial advisors. Ifg you don't know where to find one you can simply visit the skandia website (address above) and search in your area.
The website is also a valuable tool for the invester with a variety of areas covered. Wheather it is judging your risk exposure, finding an advisor or simply keeping up with the value of your investiments which are updated five times a week.