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The next best thing to a credit card

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5 May 14th, 2001 

9 Ciao members have rated this review on average: helpful

Advantages:
Widely accepted, easy to use

Disadvantages:
No advantage if you already have a switch card .

Recommendable Yes:

oldmanshands

oldmanshands

About me:

Member since:16.07.2000

Reviews:41

Members who trust:2

Solo is a debit card, based around the switch system, but which tends to be available more easily, especially for younger people.

I first heard of it when I saw it on my new bank card a few years ago, though then very few places took it. Since I was only 16, I liked the idea of being able to use my card to be able to pay for things, without having to pass te financial checks for a proper switch card and of course not being able to get a credit card.

Initially very few places took it, but after a few months I noticed it being accepted all over the high street, together with the visa electron card that other banks offer. The real advantage of a solo card that I found though is that (unlike visa electron) it can be used online. This has allowed me to purchase many things over the internet which I would otherwise have not been able to do, or would have ahad to arrange to use someone else's credit card for.

Having debit card functions on your bank card can also come in handy if you want to get cash out when shopping, since you can generally use the cashback service in shops.

If you have the option of having a credit card instead, the advantages may not be so great. But the money comes straight out of your account, so if you don't like the idea of being in debt then it would be a good option. It seems to be coming as default with bank accounts, unlike switch cards where you might have to pass a check on your earnings. Of course if you already use switch then this is just it's poorer cousin!
 

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Comments about this review »

robertliu84 14.05.2001 00:43

I want a Switch, but can only manage with a Solo so far...



More reviews »

Solo - review by AndyGray2k7

Advantages: Free, accepted most places online, available to get when your 11
Disadvantages: Some shops don't accept it

Solo - review by AndyGray2k7 AndyGray2k7 29.04.2007 · Read review
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Solo - review by Suewan

Advantages: Accessible for young people
Disadvantages: Limited use

Solo - review by Suewan Suewan 08.05.2003 (08.05.2003) · Read review
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Solo - review by Daveoc64

Advantages: Easy to use, Works online
Disadvantages: Not accepted everywhere

Solo - review by Daveoc64 Daveoc64 28.03.2004 (10.10.2004) · Read review
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Solo - review by tw1314

Advantages: Use over web, no need to carry large sums of cash.
Disadvantages: ..only if you are with the BOS!!

Solo - review by tw1314 tw1314 22.03.2001 · Read review
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Solo - review by killip

Advantages: Can't go over your limit
Disadvantages: Not accepted in many places, or other countries unlike Visa, MC and others

Solo - review by killip killip 22.03.2001 · Read review
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