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Hard to beat

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4 Jan 8th, 2001  (Jan 6th, 2001)

5 Ciao members have rated this review on average: helpful

Advantages:
No annual fee/ Intro rate of 6 . 9%/ Money off electrical goods

Disadvantages:
Rate increases later, but is still lower than others .

Recommendable Yes:

Detailed rating:

Competitiveness of APR

Product package

Quality of Customer Service

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

eatmorepies

eatmorepies

About me:

Member since:12.12.2000

Reviews:16

Members who trust:1

I practically collect credit cards, and this is one of my favorates. Although only a student, I was given a £1,500 limit. Everytime you use the card, you collect 'pulse beat' points that give you money off Sony products. If you buy Sony products with the card, then you earn double points.

The card is run in the UK by the Bank of Scotland, who still gave me the card even though I already hold a credit card with them. The card itself changes colour slightly when you move it around, which is fairly cool. The card was almost brand new on the market when I applied for it, and they seem extremely keen to attract as many new card holder's as possible.  

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