OK - so you want to hear the does and don'ts, the whys and the wherefores of the products. Sorry, but I think I'm going to disappoint you - but please read on because it could be to your advantage !!
The Sony card - a credit card - nothing special really (OK so it looks quite cool - but as it lives in my wallet I hardly see it as afashion statement).
It offers a loyalty scheme - points to get money off Sony products and triple points when buying Sony products - worth 1% on general goods and 3% on Sony.
Initial rates are excellent (no surprise there) - so you could do my RBS trick if you want (see my opinion Money For Nothing and Cheques For Free) - but with a small interest charge.
So what's the score ? What makes it worth having ?
Well, OK so it means your details are run through the old credit check again - and some of may not like that, but they give you free points for starters - enough to get a CD from their catalogue.
So OK the card is nothing special,but if you don't mind the credit check and can spare 5 minutes to fill in a form, then provided you are successful a CD is yours for the asking.
It's up to you - but I did it.
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: Free Pulse Beats, exclusive monthly competitions to win amazing prizes, efficient and friendly customer service Disadvantages: APR could be more competitive
tanga 22.02.2001 (23.04.2002)
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Ciao members have rated this review on average: very helpful
Review of Sony Card
Advantages: Reward points (for some), flexibility in APR choice, and options to change your APR at any time Disadvantages: High(ish) APR rates, Internet and phone based only (some may not like that).
indiegirl 25.11.2002 ·
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Ciao members have rated this review on average: very helpful
Review of Virgin Credit Card