Contents:
1.) introduction
2.) advantages of the visas Card gold
3.) general remarks on the credit card
4.) which is visas?
5.) the history of visas
6.) Abbrechnungsarten
7.) which Card do with loss of the visas?
8.) international mission
9.) fees
10.) Far card types of visas

Since 2 years now am I in the possession of a visa card. First I had like many different also the visas Card Classic. With this card I was also fully and quite content. I could no more cash almost everywhere with my visas Card pay, had with me carry. All in all it was perfect. A half year ago however, I got a super supply then from my bank. A Premium account was offered to me, with which I automatically also a Card gold visas should get. First I asked myself naturally, what is to bring me the visas Card gold. My bank advised me then very well and agreed I to open this account. I had naehmlich no more fees pay to separate had by this account change very many advantages. Particularly by the visas Card gold. To the advantages I come later. Approx. 2 weeks later I had then my new credit card in the mail box and I was directly inspired. It looks totally noble, by its goldfarbe. To buy I could like also in former times with my old visas Card. I find particularly successful that into the visas Card gold are integrated various travel insurances. So I must quantity cash with my next vacation trip no more travel insurances specially conclude and can thereby also still another save.

Advantages of the visas Card gold:
The visas Card gold was is actually for globetrotters or simply many traveler meant. Additionally to visas the Card Classic the visas Card gold still another erhoehlten order framework offers, to different integrated travel insurances. It is replaced with loss within 48 hours. Medical and legal assistance with journeys abroad as well as an hotel reservation service are likewise additional performances visas gold card.

With a credit card one has a flexible and world-wide recognized currency in the hand. It certifies you credit-worthiness opposite dealers and Dienstleistern. Credit cards are versatile. With them one can pay with 15 million off dealers world-wide as well as to cash take, telephones, bail to deposit and in the Internet buy. One has the possibility of settling also higher amounts. The payments are collected deducted usually once in the month. One gets a detailed account, which helps one to control its outputs. That makes the personal credit card so valuable. If the card should be abused by unknown quantities, one adheres with at the most 100 Marks. With theft or loss an international emergency service helps the credit card. Also for personal security credit cards ensure. When users of the EUROCARD are are one and the own family accident-insures automatically, if one pays for example flight, rented car or hotel with card. Saves to one before departure the termination of an additional insurance. Also with a visa card you can take up to many more.

Visas is a network of banks and savings banks and also over 1 billion output cards the world-wide largest card kartenzahlungssystem. Visas outputs however no cards, but all cards are output exclusively by the member banks. Visas cards are accepted by 22.4 million acceptance places in about 240 countries. Card owners can take off at world-wide 662,000 cash machines and with approximately 403,000 addresses from banks and savings banks cash in the home currency. Purpose of the organization is it, card owners a fast to enable economical and safe handling of financial transactions.

Start of the 50'er years the first credit cards were published. 1970 were based national the bank Americard Incorporated with 243 banks as initial members. 1976 changed the Americard published by this union for the name and are called since then visas card. In Germany visas cards were output from 1981 to 1987 by the bank OF America. In April 1987 the spaeterere Santander transferred directly bank AG the visas membership of the bank OF America and output its own visas card. Still in the same year the C-CBank became AG visas member and one year later stepped also the later Citibank private customers AG and the Noris consumer bank GmbH visas at 1992 became among other things the SGZ bank AG and the postal bank visas member. The German savings bank and giroverband - the controlling body of all German savings banks - 1995 a membership acquired visas. Today visas cards are output by over 2600 partner banks and - savings banks in Germany.

Visas offers three settlement types:
the card with monthly account, with which all calculations and vouchers are deducted once per month, the card with immediate bank debit, with which all calculations are deducted within fewer days by the current account, and which " genuine " credit card, with which the calculations can be paid back also in partial amounts.

Visas Card is actually meant to paying by transfer. In addition, one can take off with the visas Card at cash machine cash. One should however notes that taking from cash off mindesten 5€ Fee costs.

Private customer:
a) Visas Card Classic
b) visas Card gold
c) visas Electron