Store Charge Cards

Searching for a store charge card? We have a big selection. Here you will find Argos Card, Marks & Spencer Charge Card, BHS gold card and John Lewis Group cards and many more that are sure to suit you. So find the store charge cards that you are looking for, here. You can also read the reviews, compare prices and find[...] more
... top quality store charge cards here now
Item 1 to 10 out of 10 Show latest products sort by Popularity | Product name | Product rating | Price | Date

Argos Card

(On Ciao since: 07/2003)

User reviews (13)

 
13 reviews

House Of Fraser Store Card

(+) 10% off days! (-) High interest rates, outdated and restrictive payment method, yet another so called "reward" scheme! (*) (On Ciao since: 02/2001)

User reviews (10)

 
10 reviews

Marks & Spencer Chargecard

(+) Cheaper interest and credit protection rates than most (-) Another temptation to buy, the company try to get your other business (*) (On Ciao since: 11/2000)

User reviews (5)

 
5 reviews
Store Charge Cards - Mothercare Account Card

Mothercare Account Card

(+) 10% off first order, discounts and vouchers via card holder events, 56 days interest free credit, free catalogue and advice (-) high interest charged if you don’t pay your balance off, delivery options could be more flexible, calls to customer service vary depending on wh (*) (On Ciao since: 05/2002)

User reviews (3)

 
3 reviews

USC Store Card

(+) Good loyalty scheme, introductory discounts (-) High APR (*) (On Ciao since: 04/2004)

User reviews (1)

 
1 Review

BHS Gold Card

(+) easy to open and use, many benefits (-) easy to spend more than you can afford (*) (On Ciao since: 03/2001)

User reviews (6)

 
6 reviews

Comet Timecard

(+) Useful for obtaining some excellent credit deals and coping with cash-flow (-) VERY HIGH Interest rates (*) (On Ciao since: 09/2002)

User reviews (1)

 
1 Review

Burtons Gold StoreCard

(+) 10% discount on first purchase and special offers (-) High APR (*) (On Ciao since: 07/2001)

User reviews (1)

 
1 Review

John Lewis Group

(+) lowish interest rate, manage account online (-) can only be used within john lewis group (*) (On Ciao since: 12/2003)

User reviews (1)

 
1 Review

Oasis Store Card

(+) Discounts on certain items during the year (-) High APR (*) (On Ciao since: 02/2001)

User reviews (3)

 
3 reviews

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(*) Reviews by Ciao members

Reviews of Store Charge Cards »

Argos Card - Never, EVER again, a complete joke.

Advantages: We found none. We should have paid outright or got a pay monthly plan from Currys
Disadvantages: Incompetent and rude staff, adding random charges and items to our account, harasing and stressful

The Argos card was easy to apply for, and quite convenient. Or so we thought. We were offered 'buy now, pay 12 months later' scheme in September 2008. In February 2009, we started getting letters telling us the full balance was now due. We made a phonecall to Argos and I spoke to a very rude saleswoman who kept rather annoyingly repeating "you would have been told what the scheme was when you first took out the credit, it's not our mistake". After ...
...a near daily basis by Argos asking us to pay the balance of our account immediately (our original purchase was £955, the statement now totals near £2,500), and after I insist to them this is their error (after which they INSIST we MUST have used our Argos card for additional purchases), they eventually see that there is an adjustment on another system (?) and both (?) systems aren't showing our correct details. Why are our details on two systems ...

paulasmith_012 09.05.2009 · Read full review
Ciao members have rated this review on average: helpful
Review of Argos Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

Rubbish Service from GE Money

Advantages: Points System
Disadvantages: Very very poor customer service

...service from GE Money of House of Fraser credit cards is absolute rubbish. GE Moneys automated customer service helpline just does not work, when I call the support line the service is very rarely able to understand the card number that I read out and offers no option to type the number into the telephone handset. Furthermore when I do get through to their team I can hardly understand a word they are saying due to poor line quality and the fact that ...

pshaw2008 31.10.2008 · Read full review
Ciao members have rated this review on average: helpful
Review of House Of Fraser Store Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

And more...

Advantages: Easy to use and 10% off days are fab!
Disadvantages: Considered to be outdated and restrictive, useless inless a regular

...years regarding performance and profits Marks and Spencer now appears to be in recovery. The charge card’s benefits include: Although I have never used the interest on the account, because I make a point of paying off my balance every month (I might be the only one who finds this strange but I define a charge card as something you pay off every month) …Anyhow the current APR is 18.9% which is very competitive as other store card’s interest rates ...
...no annual fee and allows you 55 days interest free credit before settling your balance. You can also have a joint account, which allows you to have an additional cardholder, perfect for your other half! Other benefits include Discounts on home contents insurance with MSFS, if paid for on the card. Free M&S Magazine (although cardholders were previously allowed free M&S catalogs too- they have stopped this now) and commission free travel money. As ...

redpen 11.05.2003 · Read full review
Ciao members have rated this review on average: very helpful
Review of Marks & Spencer Chargecard

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

when your baby is still born

Advantages: .
Disadvantages: .

...of thing. I called mothercare myself to complane about her treatment and i was told she was put through to one of their call centres in india. i was then told they would put me through to the department who deal with closing accounts and she promised me i would be put through to a uk based call centre which i was not. the woman who could hardly understand me made me explane at least 8 times what i ment by stillborn and then i was told i had to put ...

southeast-angel 15.11.2007 · Read full review
Ciao members have rated this review on average: helpful
Review of Mothercare Account Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

How To Make A Storecard Work For YOU!

Advantages: Good loyalty scheme, introductory discounts
Disadvantages: High APR

...the FCUK are USC? USC is definitely my favourite high street shop. Whilst you’d have to cut my legs off to get me away from Diesel when it comes to buying jeans, for pretty much everything else in my wardrobe, you can guarantee I’ll have bought it in USC. For those of you who’ve never heard of it, USC is a clothes store (for men and women). It sells trendy clubbing/casual gear, priced somewhere above average, but not ridiculously ...
...a simple loyalty card. However, USC stores are continually emblazoned with various posters and leaflets advertising certain deals if you take out one of their storecards. The normal offer is to give you 10% discount on your first purchase, when you take out a storecard. Standing in the queue at the till with £250 worth of stuff under my arm, it suddenly occurred to me that I could get £25 off the lot. It’s not a huge amount, but as something ...

LostWitness 19.04.2004 · Read full review
Ciao members have rated this review on average: very helpful
Review of USC Store Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme


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