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Home > Finance > Banking & Personal Finance

Store Charge Cards

1-10 from 10 products sort by Popularity | Product rating | Price

USC Store Card

(+) Good loyalty scheme, introductory discounts (-) High APR (*) (On Ciao since: 04/2004)

User reviews (1)

 
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1 Review

John Lewis Group

(+) lowish interest rate, manage account online (-) can only be used within john lewis group (*) (On Ciao since: 12/2003)

User reviews (1)

 
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1 Review

Argos Card

(On Ciao since: 07/2003)

User reviews (16)

 
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16 reviews

Comet Timecard

(+) Useful for obtaining some excellent credit deals and coping with cash-flow (-) VERY HIGH Interest rates (*) (On Ciao since: 09/2002)

User reviews (1)

 
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1 Review
Store Charge Cards - Mothercare Account Card

Mothercare Account Card

(+) 10% off first order, discounts and vouchers via card holder events, 56 days interest free credit, free catalogue and advice (-) high interest charged if you don’t pay your balance off, delivery options could be more flexible, calls to customer service vary depending on wh (*) (On Ciao since: 05/2002)

User reviews (3)

 
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3 reviews

Burtons Gold StoreCard

(+) 10% discount on first purchase and special offers (-) High APR (*) (On Ciao since: 07/2001)

User reviews (1)

 
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1 Review

BHS Gold Card

(+) easy to open and use, many benefits (-) easy to spend more than you can afford (*) (On Ciao since: 03/2001)

User reviews (6)

 
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6 reviews

House Of Fraser Store Card

(+) 10% off days! (-) High interest rates, outdated and restrictive payment method, yet another so called "reward" scheme! (*) (On Ciao since: 02/2001)

User reviews (12)

 
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12 reviews

Oasis Store Card

(+) Discounts on certain items during the year (-) High APR (*) (On Ciao since: 02/2001)

User reviews (3)

 
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3 reviews

Marks & Spencer Chargecard

(+) Cheaper interest and credit protection rates than most (-) Another temptation to buy, the company try to get your other business (*) (On Ciao since: 11/2000)

User reviews (5)

 
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5 reviews

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(*) Reviews by Ciao members

  • 1

Latest reviews in Store Charge Cards »

How To Make A Storecard Work For YOU!

Advantages: Good loyalty scheme, introductory discounts
Disadvantages: High APR

Whenever I see press or television articles about storecards, the first thing I always ask is why anyone would ever bother having the things. As a means of spreading the payments for shopping, storecards must be the most expensive way of doing it. As a fl ...

LostWitness 19.04.2004 · Read full review
Ciao members have rated this review on average: very helpful
Review of USC Store Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

A quality card for a quality store

Advantages: lowish interest rate, manage account online
Disadvantages: can only be used within john lewis group

...with John Lewis for a few years now. Whilst I have long since cut up any other store cards I had, the John Lewis one gets continual use. In fact at this time of year it gets a hammering. The reason for getting one in the fi ...

robsmum 05.12.2003 · Read full review
Ciao members have rated this review on average: helpful
Review of John Lewis Group

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

For Those Emergencies

Advantages: -
Disadvantages: -

I've had an argos card since they first bought them out around 8 years ago, as I found having a store card to Argos was very useful, you never know what you might need and if you haven't got the cash for what you need then it could end up being a problem. ...

blondgem 26.04.2008 · Read full review
Ciao members have rated this review on average: very helpful
Review of Argos Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

Argoooose

Advantages: Works wel
Disadvantages: can be used wrongly

The Argos Card...... The Argos Card is a store card where you can purchase items from that store on a buy now pay later type scheme. The scheme ranges from your small purchases where you can have over a months grace to pay off the item or the lar ...

newby2 15.09.2008 · Read full review
Ciao members have rated this review on average: very helpful
Review of Argos Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme

Plastic fantastic?

Advantages: Option to pay over 6 months interest free on orders over £125
Disadvantages: High APR on other purchases

Nearly every time you go into a national chain store they offer you one of their store cards. Some of them offer good discounts and perks to being a member, and others are just a rip off designed to make you have even more credit in this society that has ...

pepper8823 18.08.2004 · Read full review
Ciao members have rated this review on average: very helpful
Review of Argos Card

Competitiveness of APR

Quality of Customer Ser...

Reward Scheme




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