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Not for me

ProThey help to fund you through university

ConsTerrible service after you graduate, a terrible sy...

I went to university in 1998. As I had moved many miles from home to go to university, I needed some money to help fund me through my university life. Taking out a student loan was very easy. As I recall, I just had to have a short interview and fill out an application form, and that was it...

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Not for me

“Score 0 points for service”

published 15/05/2003

Procheap way of geting funds whilst studying

Consextremely poor serivces

Most people, if not a student or been a student will know about and heard of the student loans company so I wont go in to too much details about their establishment. Basically they are a government funded organisation that provide finance to University and higher educational students. They...

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Super

“Single Parent students”

published 16/09/2001

ProKnowledge gained, wider range of employability.

ConsThe money

So here I am at the end of my four years of my BA Hons Economics and Social Policy at UWE. What else have I gathered in this time?, well along with a wealth of knowledge, another child (he's 2 now) and a mountain of debt! Around £8000 to be precise, whilst on a full grant and child care bursary...

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Super

ProInstant money, Availability to lend every year.

ConsThe fact that there is interest on it, A fear of g...

The Student Loans Company in Scotland delivers their loans at a very decent rate to most of Britain and of course Northern Ireland. Any student taking up Degrees or almost any sort of Higher and further education is eligible. Firstly, the process is simple to follow. When you have applied for...

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Good

“A Word from an ex Student!”

published 19/03/2007

ProEasy money, financial support when you can't reall...

ConsInterest really mounts up, repayments swallow up p...

I would like to pass on some worldly advice to all those budding students out there. I graduated in 2003 and unfortunately at that point I was well and truly up to my eyeballs in debt. I worked throughout my three years at university and still felt I needed to get a student loan every year, and...

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Excellent

“Been there done that”

published 23/09/2001

ProIts there for emergencies

ConsHow much you owe back

I graduated from university in may 2000 so i know what it is like for everyone who is on their way thinking how am i going to survive and pay bills. Well i wasnt sure about getting a student loan at first, the last thing i wanted to think about when i left University was how much money i owed to...

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Excellent

“Don't be put off by debt”

published 11/09/2001

ProThe cheapest form of credit you can get (except fo...

ConsUltimately it is still a loan, and it does need re...

Many will have received swathes of forms and documents from the student loan company, but how many have actualy filled them out and returned them? Applying for a student loan of c£3,000 may seem scary and many parents will quake at the thought of their sons or daughters aged 18 or 19 being in...

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Satisfactory

Proeasy way to get large amounts of money

Conscharge interest whilst still doing degree

I am still doing my degree so its hard to comment on how they will treat me after graduation but i have had to deal with them on the phone. I am in my 2nd year. I had a little trouble with my spring loan installment as foolishly i had the money going into a bank account that exceeded its annual...

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Super

ProLow interest, they can't turn you down!

ConsThey know you have no choice, they ridiculous amou...

I'm in my fourth year at uni now and looking for jobs. As a beginning teacher I'll be well into the threshold necessary before they'll take repayments back through my tax. I'm starting to wonder how the government gets away with charging me for wanting a decent career! it's not like I'll be...

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Super

“Poor Students Afraid...”

published 20/05/2005

ProA Grand every term!

ConsBad Service

I am just about to finish my first year at university and money has been a constant worry, trying to budget is a stress when you first leave home but we have to do it sometime. I applied for my student loan last year as soon as I got the application form in the post, I didn't want there to be any...

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Not for me

ProMeans of financing further education.

Conscommunication skills, aggressive and interest.

This is a warning about how friendly the student loan company (SLC) are when they are giving you money. BEWARE they may turn into nasty monsters with little communication skills and the errors they make will mean you have to pay money to them, including interest – by the powers of something...

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Not for me

“duplicated accounts”

published 05/09/2006

ProCheap loan

ConsRun by idiots!!

2 years ago I agreed a monthly repayment plan with SLC and have rigidly stuck to it without missing 1 payment. Problem is I keep still getting letters from them threatening to take me to court and saying I am missing payments. Turns out their legal dept has a duplicate account for me. When I call...

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Good

“Student loan company”

published 26/04/2004

ProNone

ConsNot enough money and bad service!!

My one piece of advice when dealing with the student loan company is make sure you send off all the paperwork on time and ring them a few days after you have posted it to make sure they have received it. You will be suprised how many things get "lost" in their office!! The amount of money...

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Good

“Poor communication”

published 24/11/2003

ProCheap loan, APR next to inflation

ConsProblems come after you graduate

I stared university in Sept '98 and immediately applied for a students loan, because of its low APR. This gave me the chance to invest the money in an ISA. I filled in the forms, which was time consuming, but easy, and within the first week I received my cheque, my first installment, out of three...

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Not for me

“COMPUTER GENERATED LETTERS”

published 20/04/2002

ProCHEAP EASILY AVAILABLE

ConsWHAT CHOICE FOR GRANTLESS STUDENTS

HOW MANY TIMES WILL THE S.L.C REMOVE THE DREADED £12 CHARGE FROM MY ACCOUNT.... ON THE LAST OCCASION I MOVED HOUSE AND DUE TO THE NEW TENANT OF MY OLD HOUSE BEING A BIT SLOW DELIVERING MY MAIL I GOT A LITTLE BEHIND ON MY REPAYMENTS... ON FINDING THIS OUT I DULY PAID THE ARREARS ON MY ACCOUNT GAVE...

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Product Information : Student Loan Company

Manufacturer's product description

Ciao

Listed on Ciao since: 11/09/2001