Advantages Convenient, flexible, cheap & environmentally friendly.
You've probably seen the adverts on TV "Click click don't cluck cluck" … well even if you haven't they're worth getting a quote from. The main criteria I use when looking for car insurance is getting the best value deal. Notice I said value not price! For me that means comprehensive cover without ridiculous excess and the ability to make my own choices. With my postgraduate student status opposing my 100% perfect driving conviction record and zero claims I found myself struggling with this.
My battle began with my previous insurance company Kwik-Fit. Their renewal price was more than the previous year. When I rang them up to see if this was an error and if they could knock this down for me they not only refused but also would not give me a quote for a new home I would be moving to only a week after the policy would be renewed. In my situation it was little use knowing the quote for my soon to be old address when the majority of the year would be at a new address. I pointed this out to them adding that if I rang up posing as a new customer they'd give me a quote for that address!So I began looking elsewhere, mainly using search sites like confused.com and moneysupermarket.com. I used these handy sites to identify my 4 lowest online quotes and rang round those companies to get the best deal. Or so I tried…
Swiftcover don't have a call centre since they are exclusively online. I thought this was great. No waiting on the phone to talk to someone, no begging for a better deal, just free internet use and one answer. Their quote system is simple and fast. There are many options for example voluntary excess, legal cover and breakdown over so that you can create your own flexible policy. Not only that you can play around with different combinations to whittle your quote down but the online system also allows you to save your quote and return to it later.As a postgraduate student I was often backed into a corner - other companies viewed me as an irresponsible member of society due to my student status. I've already done my first degree; I'm through with those carefree, happy-go-stupid years. A postgraduate degree is a serious undertaking not just a natural progression from school research PhD students often work 60 hour weeks leaving very little time to be irresponsible in! And to add insult to injury they also wanted to include in my quote daily commuting. Well excuse me, if I'm a student, I don't have a job and therefore I don't commute! Swiftcover differentiate between postgraduate students and undergraduate students, they also allow you to lose the commuting option too.
Joy of joy… a tailored quote and the cheapest I could find to boot. Plus Swiftcover's ability to impress me didn't stop there.
Swiftcover donate £1 to the NSPCC for every new member. Maybe £1 doesn't sound so generous but it's a pound more than other insurance companies!They pride themselves as being completely online. This means that you receive your policy details via email.
|Competitiveness of APR|
|Comprehensiveness of range of products|
|Efficiency of service|
|Value for money|
|Online - Content/organization of site||Excellent|
|Online - Reliability/speed of site||Excellent|
Attention, this is the first review from this author
Instead of giving a negative rating, consider:
Help this member by giving your advice
Report fraud (for example plagiarism) or other issue with the review to the Ciao support team
Add your comment