I recently signed up for Tesco Pet Insurance for my little Tigger (adorable little moggy or a domesticated shorthaired cat according to my insurance policy) and wanted to share this with you. Its cheap, quick, easy, affordable and so quick it’s unbelievable.
I clicked on Google for pet ... Read review
Advantages: Cheap, Quick, Web sire easy to navigate, Prompt Disadvantages: None that i am aware of
I recently signed up for Tesco Pet Insurance for my little Tigger (adorable little moggy or a domesticated shorthaired cat according to my insurance policy) and wanted to share this with you. Its cheap, quick, easy, affordable and so quick it’s unbelievable.
I clicked on Google for pet insurance and found a site that compared pet insurance packages – Tescos came out a few pence cheaper so I clicked on the Tesco web site (www.tesco.com) ... ...the cat missing posters and Tesco insurance will reimburse you up to the cost of £500 for advertising for your lost pet. If your pet still doesn’t turn up within 45 days they will refund the purchase price for you. If Tigger ever runs off this will be a useful area to claim under as advertising in papers are not cheap – however if you cat returns of his own free will you have to refund any money they may have paid you.
I recently signed up for Tesco Pet Insurance for my little Tigger (adorable little moggy or a domesticated shorthaired cat according to my insurance policy) and wanted to share this with you. Its cheap, quick, easy, affordable and so quick it’s unbelievable.
I clicked on Google for pet insurance and found a site that compared pet insurance packages – Tescos came out a few pence cheaper so I clicked on the Tesco web site (www.tesco.com) where you click on the insurance icon and then pet insurance (as opposed to car, house, travel etc.)
This site is easy to navigate and they don’t ask you any unnecessary questions. Simply my name, address and age. Then they wanted to know if my pet was a cat or a dog, age, sex and cost of purchase (if applicable.) I was expecting this process to be hard and difficult however that was literally it. They didn’t want to know about my cats past medical history but a small disclaimer does inform me that past medical conditions are not covered.
I chose the option of paying monthly as this is spread out interest free over a twelve month period and my cat will cost me £4.78 a month which is paid by direct debit on a date of my choice. I opted for the insurance to start immediately but it can start on any date in advance that you choose however you can not make a claim for the first 14 days of having this policy.
My insurance covers 5 main areas
1) Veterinary Fees 2) Accidental Death of the Insured Animal 3) Theft or Straying 4) Hospitalisation of the Owner 5) Holiday cancellation
Veterinary Fees. These are covered up to £2500 for each condition but they will only pay up to £2500 in a twelve-month period. So if its long-term problem they will only cover you for the first twelve months of it. However I only have an excess of £40.00 per condition so could save £2460 should I need to use this. It’s worth pointing out that the insurance covers you for £2500 for EACH condition. You could use many times in a year all with different conditions.
Accidentally Death. If Tigger dies accidentally they will reimburse me the price I paid for her. This is only in the case of accidental death and I have to prove what I paid for Tigger but they will reimburse it none the less. I can’t imagine ever claiming for this one but the option is there if you wanted to.
Theft or straying. Now this is an interesting one. You have all seen the cat missing posters and Tesco insurance will reimburse you up to the cost of £500 for advertising for your lost pet. If your pet still doesn’t turn up within 45 days they will refund the purchase price for you. If Tigger ever runs off this will be a useful area to claim under as advertising in papers are not cheap – however if you cat returns of his own free will you have to refund any money they may have paid you.
Hospitalisation of the Owner. If I have to go into hospital in an emergency and will be a patient for longer than 4 days the insurance will pay for Tigger to go into a Cattery with a maximum limit of £4.00 a day and they will pay up to £500 for this. Again as a single person this would be brilliant for me if I were ever to need to be kept in long term it would be one less thing for my family to have to worry out.
Holiday Cancellation. If Tigger requires emergency treatment up to 7 days before my holiday, or gets lost and because of this I can’t go on holiday Tesco Pet Insurance will reimburse me up to £1000 in compensation towards my holiday cost.
Obviously there are terms and conditions of which I won’t go into but for £4.78 a month I think this is a brilliant price. To make it even better Tesco are doing a deal until the end of June where you will receive 1000 club card points for accepting pet insurance with them. The points are credited to your clubcard account monthly after your direct debit date. So after the first year of your policy you will have received 1000 points which is a total of £10.00 in vouchers. This is a little incentive but actually works out at 25% cash back. If you buy on line you get a 5% discount but you can also ring Tesco (0845 300 2200) and purchase this on the telephone but you won’t receive your 5% discount.
I signed up for this and within 2 days my documents were here, including my certificate of insurance and details of the direct debit. On June 1st they took the money promptly on the day I had specified and the correct amount. I am very pleased to say that I can’t tell you what this is like should I need to claim as Tigger has so far behaved himself and avoided coming into any trouble (apart from getting fleas which is sadly not covered.) However a colleague at work has claimed on this insurance when her greyhound ran through some bared wire and needed extensive surgery. She has told me they were prompt and quick to pay and she only had to send of the receipts from the vets and she received her cheque within 7 days.
Another point to note is that if you accept your pet insurance with them they will send you all the details of your policy and they also chuck in a few free extras which could prove useful. There are phone lines for a Veterinary Emergency Helpline, which will either tell you of details of your nearest vet or will arrange for a vet to speak to you on the phone. They offer a Pet Bereavement Counselling by telephone and a legal advice line. All of these services are free and are available 24 hours a day, 365 days a year and are free to Tesco Pet Insurance customers and all of which are confidential.
In a nutshell I would recommend this company to anyone. The web site is easy to navigate, it has a save function so you can receive a quote and save it for another day, the service is cheap, by a company that I trust and all my documents turned up with 2 days. Lets just hope I never need to claim.
Advantages: Cheap and Save's a Fortune Disadvantages: Have to Pay Out Initially.
...taken out 12 day's previously Tesco pet Insurance on all three of our Cats but unfortunately because the 14 day cooling period was not finished I could not claim for the visit. I did ring Tesco and got a very polite reply but a negative reply all the same so had to stomach the loss and rest in the fact that they would be covered in two day's time.
Today I had to take the same kitten Becks to the Vet again this time fighting with her sister she had ... ...Vets fees.
With the Tesco policy we have to pay the money out initially and claim it back through Tesco this is not because of the policy but our Vet will not deal with the insurance company needless to say the Vet is losing a customer. I have the extra cover which has a £40 excess and for all my Cats to be covered it is just £18 a month. Not only that but I got £15 Tesco Gift card just for signing up and they were the cheapest I could find on the ...
bazzaoleary77 13.02.2007
· Read full review
Ciao members have rated this review on average: very helpful Review of Tesco Pet Insurance
Advantages: Cushions the blow of huge vet bills in an emergency or when you least expect it Disadvantages: None
...deciding between Pet Plan and Tesco Pet Insurance. We eventually decided on Tesco Pet Insurance because it was 40% cheaper, and also the excess was lower than that of Pet Plan’s.
COST
For each cat we pay £4 per month by direct debit. In some areas it is slightly cheaper and pedigrees are slightly dearer.
Dogs cost from £5.68 to £8.81 per month, depending on area and type of breed.
COVER
Veterinary fees for treatment of injury, illness ... ...you can sign up with Tesco Pet Insurance. We personally rang their hotline number and everything was taken care of over the phone in a matter of minutes.
TEL: 0845 300 22 00 (8am - 8pm Monday to Friday & 9am - 5pm Saturday).
Or visit their website, they have other insurance services too, including home and motor insurance.
www.tesco.com/finance
OUR EXPERIENCE
Recently, Sam, our youngest cat, was looking very ill. He wasn’t himself. He ...
carolinesite 28.04.2001
· Read full review
Ciao members have rated this review on average: very helpful Review of Tesco Pet Insurance
Advantages: Monthly instalments Disadvantages: they do not cover older pets.
On my trip to Tesco this week they shoved a load of leaflets in my hand and one in particular caught my eye, The Tesco Pet Insurance.
Now I have 3 cats and 4 dogs and used to have them insured but when things got tough we had to cancel, We did this but felt naked as they had always been covered even though we had never claimed on it.
The leaflet
---------------
The Tesco Pet Insurance is a 3 folded piece of paper and on the front it half in red ... ...of the leaflets it states Tesco Personal Finance and the website www.tesco.com.
The leaflet throughout is animated with owners and cats and dogs and the set out is in large writing so it is very easy to read.
You can also use and pay with clubcard vouchers.
The policy
--------------
Tesco Dog Crossbreed Purebreed
£7.90 £11.88
Moggy Purebred
£3.91 £7.56
It does a comparison table against More Than and Pet Plan and Sainsburys and is the cheapest ...
BUBBLES171 04.12.2003 (05.12.2003)
· Read full review
Ciao members have rated this review on average: very helpful Review of Tesco Pet Insurance
Advantages: cheap, fast service, great customer service, easy to understand policy Disadvantages: personally none that I've encountered...yet
...the reason I would recommned Tesco pet insurance is due to my personal experience of having to make a claim. I got a new kitten in June and she is adorable. But one day she jump awkwardly of our sofa and banged her leg on the wall. She clearly was in pain and appeared to have difficult walking on the leg. I started to panic thinking she'd broken her leg. That morning I had just insured her and I started to panic because I initially thought that she ... ...etc. Once home I called Tesco pet insurance and explained the situation. Whoever I spoke to was so helpful and informed me that as soon as I clicked confirm on the website pebbles was insured. A few days later the claims details came through, I handed it to my vet who sorted it all out. About 10 days later I received a cheque. The speed of service was amazing and I phoned the customer service a few times for other issues and everytime I speak to ...
i_is_fi 19.01.2006
· Read full review
Ciao members have rated this review on average: very helpful Review of Tesco Pet Insurance
Advantages: Very cheap compared to other providers Disadvantages: None I've encountered so far
...whereas both Pet Plan and Tesco only covered 'reactive' care rather than preventative. Petcare also allowed for 'prescription feed' whereas the Tesco policy would consider that food rather than treatment. The vet was quite pushy regarding the Petcare policy, however when you consider the premium is £50.00 per month, you have to balance the risk that you pet may at some point need prescriptive food and for how long against the extra monthly premiums, ... ...it necessary. Cover between Tesco and Pet Plan was very comparable with no significant differences.
When I contacted Tesco, I was impressed with the way that they viewed us as a 'unit' rather than 2 separate pets. The usual rate would have been about £12 per dog (no extra rate for the fact they were Mastiffs), but as there were 2 dogs involved, they gave us a reduction and only charged us £17 for both dogs, which was excellent value.
The call centre ...
shaunandlisa 07.02.2003
· Read full review
Ciao members have rated this review on average: helpful Review of Tesco Pet Insurance
Similar reviews »
Reviews which might be of interest for "Tesco Pet Insurance"
Advantages: they take all situations into consideration Disadvantages: none as of yet
my husband was insured with another company while we had a vectra but then I wanted to learn to drive but I felt I could only drive an auto so we went to the loacal garage and I chose my 1st car being a rover 216. I'm 20 years old and only have a provisional licence but my husband has had his licence 9 years but had a ban in 2000. We called his previous insurance company and was quoted £80 a month third party.So I started to shop around for motor insurance and picked up a leaflet in tescos, we gave them a call and was quoted £40 a month fully comp with both of us on the insurance and also got £40 cash back so we accepted. The service was very quick, we chose the car on a thurs, called tesco's on the Friday and I picked my car up on the saturday.
Tescos has a lot of benefits other than car insurance they do insurance for homes and pets ...
courtneysmummy 17.10.2006
· Read full review
Ciao members have rated this review on average: somewhat helpful Review of Tesco Insurance
Advantages: 5% discount for online quotes, easy to apply, competitive premiums, helpful staff Disadvantages: need to get letter for NCD proof, (not available in R.O.I or Northern Ireland)
staff that man the Call Centres.
TescoMotor Insurance
------------------------
Tesco’s Motor Insurance is offered through Tesco Personal Finance Limited [TPFI]. TPFI also offers loans, travel insurance, petinsurance, house insurance, visa card, savings and even mortgages and pensions. You may also like to know that TPFI is a joint venture between The Royal Bank of Scotland [RBS] and Tesco. This link is significant and comparable to Direct Line who are wholly owned subsidiary of The Royal Bank of Scotland too! TescoMotor Insurance is provided by UK Insurance Limited. They are a member of Association of British Insurers and the Ombudsman.
Insurance Premium Quotes
---------------------------
Insurance varies drastically according to age, engine size and number of years ‘No Claims Discount’ [NCD]. I was ...
Connoisseur_Haggler 01.08.2001 (27.05.2003)
· Read full review
Ciao members have rated this review on average: very helpful Review of Tesco Insurance
Advantages: Prompt payments and lifetime cover . Disadvantages: Expensive and complementary treatments not covered.
you wish to pay annually or monthly and plan taken. You?ll frequently find offers which give you a free period of insurance - currently you can apply online and get a month?s free insurance. In terms of likely costs it?s more appropriate to look at the premiums being paid in later years by an existing owner. Next week I?ll be making a payment of £351 to insure both dogs for the coming year on the basic budget plan.
They?re not the cheapest, so why do I stay with them? I stay because my dogs are ?covered for life?. If you buy pet health insurance from Tesco, Churchill, Direct Line, or Paws they will stop paying out in respect of an illness or injury after the first twelve months. Others such as Sainsbury, More Than and Pet Healthcare Services will only pay a set figure per condition regardless of the actual cost of treatment. If I ...
