Advantages Cushions the blow of huge vet bills in an emergency or when you least expect it
When we bring a pet into our homes, we undertake a responsibility to that animal. To love and to cherish, in sickness and in health. OK, so we are not marrying our pet, but we undertake the responsibility to care for that animal until the day it passes away. To care for it, groom it, play with it, feed it, and of course to comfort it in sickness and to see that it is given treatment if needed.In the early eighties, I used to own a beautiful cat. He was a silvery-grey long haired cat. We lived at the time near some fields, and one day he came home with half of his back leg missing. He had caught it in a rabbit trap. I rushed him to our local vets and was told that the remainder of his leg would have to be amputated. It would cost over £100.
Last year we adopted 2 cats from an animal sanctuary, and I immediately suggested insurance. We were deciding between Pet Plan and Tesco Pet Insurance. We eventually decided on Tesco Pet Insurance because it was 40% cheaper, and also the excess was lower than that of Pet Plan’s.COST
Veterinary fees for treatment of injury, illness and disease for up to 12 months of onset: up to £2,500 for each condition.
Holiday cancellation/curtailment to protect you from having to cancel your holiday because of the illness of your pet: up to £1,000.
Boarding costs for your pet should the owner be hospitalised: up to £500.
Payment towards advertising and reward should your pet get lost or be stolen: up to £500.
If your pet is not recovered, you will be reimbursed the purchase price.
Also, if your pet dies due to injury or accident you will be reimbursed the purchase price.
Dog owners also get third party cover should your dog cause injury to third parties or causes damage to their property.
They offer a 24 hour emergency helpline in case you cannot contact your own vet in an emergency.
Other excellent features of this insurance is the Pet Bereavement Counselling Service, in case you need professional support and advice after the death of your pet.
Legal advice is also available from professionals on any personal problem relating to your pet.
Pets are accepted from 8 weeks old to 8 years old, pedigree or cross-breeds.There are a number of ways that you can sign up with Tesco Pet Insurance. We personally rang their hotline number and everything was taken care of over the phone in a matter of minutes.
Recently, Sam, our youngest cat, was looking very ill. He wasn’t himself. He just lay in his basket all night and day. We took him to the vet where we were told he had a gastric infection. He was given 2 injections, had a blood and urine test done and was given a supply of anti-biotics. This totalled £75. Now that’s the unexpected.
We brought him home (he could have stayed at the vets overnight) and rang Tesco Pet Insurance. They asked the nature of the claim and then said that they would send a claim form out straight away. 2 days later the form arrived. The first part we had to fill in, and the second part is for the vet. We were given the choice of either paying the vet the excess fee of £35 and then the vet would claim the remainder, or we could pay the whole amount and claim the total back from the insurance.
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