Advantages cheap, fast service, great customer service, easy to understand policy
Disadvantages personally none that I've encountered...yet
Ok I have 2 cats and have a history of owning cats. None of them were ever insured. I used to think that if my parents didn't insure our pets then I don't need to insure mine now I'm older...after all my parents are, I assumed, great with money.My attitude changed a year ago when friend of mine experienced a tradegy with her cat. Her cat developed a illness, can't for the life of me remember what it was, which had a sudden onset and resulted in death within weeks. What made her loss worse was the vet bills she had. In my naiivety I didn't realise that ir can cost you to have a pet put down at the vets! But then its not something I often think about. Back to my friend, well anyway she hadn't insured her cat and ended up with massive vets bills for a cat that she no longer had. From that day on she made it her mission to get all pet owners on pet insurance.
And so...that is how my story into the world of pet insurance began, I certainly couldn't afford to have a tradegy like that happen and leave me struggling with vets bills. As a result I shopped around on the internet for good quotes, at the time only having one cat. I came across Tesco's pet insurance early on. I put in my cats details and got an amazing quote. I seriously didn't think it was this cheap...£3.60 a month (for one cat (18mths old at the time) this included me offering £80 excess, something I was willing to offer). I couldn't find any cheaper quotes and looking at the policy details was very impressed. I liked the fact that as soon I clicked the confirm button on the website having inputted all my details my cat was covered immediately. Other pet insurances didn't do this, there is a few days, maybe a week wait before your pet is actually covered.the policy came through the post a few days later giving you written confirmation of cover details. It comes in a nice booklet and inside you can write in your personal details. The cover details are written clearly and without jargon and placed into different sections.
As mentioned on other reviews your pet is only covered for a year per condition and you receive a maximum of £2500 per conditon.If your pet was to ever stray then you were be reimbursed up to £500 for local advertising expenses. I like this section alot and it gives me piece of mind somewhat.
But to be honest the reason I would recommned Tesco pet insurance is due to my personal experience of having to make a claim. I got a new kitten in June and she is adorable. But one day she jump awkwardly of our sofa and banged her leg on the wall.
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