Advantages Cheap and Save's a Fortune
Disadvantages Have to Pay Out Initially.
For those who now know me on Ciao you will know that I am a house husband with 5 Children and 3 Cat's and when you mix the two occasionally there are accident's. Just the other day my 2 year old accidentally trod on one of the kitten's paw's and because the poor thing was limping we rushed her off to the Vets to get her checked out. At first I was really worried but as soon as the Vet took the kitten's temperature rectal she jumped up forgot about her paw and was fine amazing what a short sharp shock can do lol.Then came the nasty bit because we were so worried we had taken her to the Vets at 9pm and when the bill was made up it was a whapping £74.19 just for a rectal temperature and the Vet to say everything was ok. I just couldn't believe it paid up and went home happy she was ok but very upset I had paid out £74.19 for nothing. My fault really maybe I should have seen how thing's were in the morning but even then just for a consultation it's £30.
With the Tesco policy we have to pay the money out initially and claim it back through Tesco this is not because of the policy but our Vet will not deal with the insurance company needless to say the Vet is losing a customer. I have the extra cover which has a £40 excess and for all my Cats to be covered it is just £18 a month. Not only that but I got £15 Tesco Gift card just for signing up and they were the cheapest I could find on the internet.I am so glad I purchased the cover as I now know how expensive Vet bill's can be and although I have only saved £15 through the insurance so far I can see how it could save you an absolute fortune in the long run especially if you have loads of Cats like us. The cost of an average leg break for a Cat is £250 so that alone would save you £210 worth it just for the peace of mind and no worrying if your finances are tight one month.
THE POLICYThe policy itself like I said cost's me £18 a month for my 3 Cats however this may go up or down depending on your circumstances and even down to where you live so just go online for a free quote they are also doing a 5% discount for buying online and having just checked are still giving £15 for new policies on the Extra Cover and £10 for normal cover.
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