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after coming into some money from a severance package from a previous employer, i decided i wanted to speculate a little and buy & sell some shares instead of just leaving it in the bank gaining very little interest. i decided on the share centre primarily because of its low charges and it has been a good decision. i am far from a computer or shares expert but it was quite simple setting up an on-line real time trading account. on offer is also a free share advice line where you can speak to an advisor about what shares you are thinking about buying/selling which gives you an expert second opinion for free. if you dont have internet access it can be a bit frustrating as you can only deal over the telephone for the next batch sale which is at 9am, 1pm, & 4pm but of course the price can vary between your telephone instruction and the deal time, but you can set your own limits on price etc. the best attraction is that you can buy shares in 'the share centre' which entitles you to a dealing discount which is credited to your account each quarter (3p per share held per quarter, 30% disc for internet, 15%disc for telephone). you also get a free quarterly statement/magazine with some good tips in it. admin charges are also reasonable. i cant fault it at all