Advantages Some larger stores take it, checks balance immediately
Disadvantages Nowhere takes it!!
|Competitiveness of APR|
|Quality of Customer Service|
|Security and Privacy|
|Ease of Application|
When I got my Visa Electron card (quite a battle in itself) I was hoping that it would mean that I could use it in shops and online.Unfortunately though it has turned out that hardly anywhere takes it and as such it is no use other than the same as my previous card - to withdraw money from the cash point. So, it is a little disappoiting. I think that the idea of the card is great - there is no chance of overspending because your balance is automatically checked. The problem is that not enough people take it.
If more shops took it (like Safeway, Co-Op and other big supermarkets do) and more restaurants took it (like some pubs I know do) and if it could be used online, then it would be really great. Until then it certainly has its limitations because if you don't know that you will be able to use it then you are not able to rely on it, and that renders it almost useless.
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