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Visa Electron: I want one even here!

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5 Sep 24th, 2004  (Feb 12th, 2008)

16 Ciao members have rated this review on average: very helpful

Advantages:
is accepted worldwide, spend what you have, no fee at Ryanair and Easyjet

Disadvantages:
some internet and normal stores don't accept it

Recommendable Yes:

Kagomesama

Kagomesama

About me:

I'm a 32 year old Italian woman who lives in UK. I love reading books, writing fictions, and surfing...

Member since:24.09.2004

Reviews:4

Members who trust:1

Since I have joined this community, I was taken aback from how many of you people don't like Visa Electron. I do agree that they have limitations, but they DO have good traits.

I'm Italian and have moved to England a few years ago. It's useless to let you know what difficulties I had when I first arrived, but something that really helped me out was my Italian "postepay" card, a pre-paid credit card issued by the Italian post office. You can charge it with up to €3000 euros and works pretty well on the Internet and in the shops.

Visa Electron prepaid credit cards were introduced in Italy in November 2003, by the Post Office. I signed up for mine in December 2003 and it has only recently (December 2007) sadly expired. I won't renew it, but only because now I have better accounts. One of my accounts, though, has a Visa Electron card even now, and the reason why I won't close it is because I find Visa Electrons useful.

I have used Visa Electron online through many shops before I was able to get a Visa Debit Card, and I never had any problem to have my card accepted. There are two shops I keep on using it even now that I own a Visa Debit card and Mastercard:

-- Ryanair
-- Easyjet

You know the reason why? When you book a flight online with Easyjet or Ryanair, you are asked to pay a debit card fee of £1.60 (if you pay with Solo/Maestro/Visa Debit) or a Credit Card fee of £3.00 (if you pay with Visa credit or Mastercard, even if it's the Ryanair one! Now, Visa Electron is another of the possible choices, and the ONLY one that is free of charge. My first bank account with the Halifax was an Easycash account, recently upgraded to a Visa Electron. Although now I have a normal current account, I kept the visa electron card as well and I use the easycash account on Ryanair and Easyjet. Why should I pay £1.60 when I can just transfer money in my Easycash account, pay with it and happily pay nothing as a fee?

I really don't know why you guys don't like Visa Electron! 

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Comments about this review »

melodysparks 25.09.2004 01:19

Nicely written first review welcome to Ciao. Chris

salem_witch 25.09.2004 00:28

I've never had a Visa Electron. They don't sound as bad as I thought they were! Welcome to Ciao :D

fbaggy 24.09.2004 19:53

I cant agree more. I use visa electron all the time from grocery shopping to buying my oven/hob/dishwasher on line. No problems yet.



More reviews »

VISA Electron - review by sarahpervin

Advantages: You can't go overdrawn
Disadvantages: Not widely accepted.

VISA Electron - review by sarahpervin sarahpervin 21.06.2004 (21.06.2004) · Read review
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VISA Electron - review by tnet9202

Advantages: Use abroad and in UK, accepted in most retail outlets
Disadvantages: Not many online retailers accept

VISA Electron - review by tnet9202 tnet9202 16.07.2005 (16.07.2005) · Read review
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VISA Electron - review by elliott2424

Advantages: You won't be in the red
Disadvantages: not widely accepted

VISA Electron - review by elliott2424 elliott2424 28.04.2006 (28.04.2006) · Read review
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VISA Electron - review by fred123

Advantages: Some larger stores take it, checks balance immediately
Disadvantages: Nowhere takes it!!

VISA Electron - review by fred123 fred123 23.03.2001 · Read review
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VISA Electron - review by gem412

Advantages: One of the only debit cards available to under 18s
Disadvantages: Not accepted everywhere

VISA Electron - review by gem412 gem412 20.01.2006 · Read review
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