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I've just come back from holiday and the experience has reaffirmed one particular conviction of mine regarding getting cash abroad. I went to Aegina, a small island near Athens with one large town and a number of coastal villages and all I took was my VISA. No travellers cheques or cash, just VISA - and it was fine. I used ATMs when they were available and paid for all my meals with the card and although I didn't use my card there, there were plenty of Beuareau de Change's which would give out money on VISA credit. VISA have better rates than travellers cheques and you don't get charges commission at both ends. On top of this you only have to carry an easily concealable little card and if its stolen most issuers will send you a new one.