Review of "VISA"

published 30/06/2002 | ashford
Member since : 21/06/2000
Reviews : 581
Members who trust : 0
About me :
Super
Pro Convenience Use for On Line Transactions
Cons Rewards are Not Very Generous
helpful
Competitiveness of APR
Product package
Quality of Customer Service
Reward Scheme
Additional Charges

"One of the Very Best"

My very first Visa Card was issued by Barclays many moons ago when I was a student at University. With a student grant as my main source of income I did not use the card very often or for transactions involving sizeable sums.


Later on when I was lecturing I got a Visa Card from the old TSB Bank and used the card much more extensively and was very pleased with the service I received. For the last 15 years I have had a Visa Classic Card from HSBC and have equally been pleased with the service.

I find Visa to be one of the very best credit cards.What you might ask are my criteria for saying so ? Well I fins this card enjoys a very high level of acceptability both in the UK and the wider world beyond. Most good class stores,supermarkets,petrol chains, restaurants,hotels, resort operators, airlines and other commercial establishments accept it. Then I enjoy the rewards that I get from using Visa. OK to be fair you have to spend a good deal before your points get you very much but I have enjoyed finding that I can stay at luxury hotels at very favourable rates. I find the Visa to be very useful for my on line transactions - I have used Visa to pay my ISP each month, to buy items from Amazon.com and books from Pen and Sword.

The APR levied on Visa is competitive and I reckon the monthly statements I receive to be models of clarity. I also find that I can usually avoid incurring interest charges by debiting my bank for my monhtly transactionsand the "interest -free" window is helpful.

All in all what is my final verdict. Well I rate Visa highly and consider it to be one of the best credit cards available on the market. I dont have experience of many other credit cards but in terms of my criteria I have found Visa meets my needs.

Thanks for reading !

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Product Information : VISA

Manufacturer's product description

Ciao

Listed on Ciao since: 27/07/2000