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Member since:21.06.2000

Reviews:581

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One of the Very Best

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30.06.2002 (09.07.2002)

Advantages:
Convenience Use for On Line Transactions

Disadvantages:
Rewards are Not Very Generous

Recommendable Yes:

12 Ciao members have rated this review on average: helpful See ratings
very helpful by (32%):
  1. coolchanty
  2. zorbay
  3. jamiem
and 3 other members
helpful by (68%):
  1. zoe_page
  2. sue.51
  3. changed_user_name
and 10 other members

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My very first Visa Card was issued by Barclays many moons ago when I was a student at University. With a student grant as my main source of income I did not use the card very often or for transactions involving sizeable sums.


Later on when I was lecturing I got a Visa Card from the old TSB Bank and used the card much more extensively and was very pleased with the service I received. For the last 15 years I have had a Visa Classic Card from HSBC and have equally been pleased with the service.

I find Visa to be one of the very best credit cards.What you might ask are my criteria for saying so ? Well I fins this card enjoys a very high level of acceptability both in the UK and the wider world beyond. Most good class stores,supermarkets,petrol chains, restaurants,hotels, resort operators, airlines and other commercial establishments accept it. Then I enjoy the rewards that I get from using Visa. OK to be fair you have to spend a good deal before your points get you very much but I have enjoyed finding that I can stay at luxury hotels at very favourable rates. I find the Visa to be very useful for my on line transactions - I have used Visa to pay my ISP each month, to buy items from Amazon.com and books from Pen and Sword.

The APR levied on Visa is competitive and I reckon the monthly statements I receive to be models of clarity. I also find that I can usually avoid incurring interest charges by debiting my bank for my monhtly transactionsand the "interest -free" window is helpful.

All in all what is my final verdict. Well I rate Visa highly and consider it to be one of the best credit cards available on the market. I dont have experience of many other credit cards but in terms of my criteria I have found Visa meets my needs.

Thanks for reading !
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This review of VISA has been rated:

"very helpful" by (32%):

  1. coolchanty
  2. zorbay
  3. jamiem

and 3 other members

The overall rating of a review is different from a simple average of all individual ratings.



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