Virgin Credit Card

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A few weeks ago I was shopping in my local Virgin store on the weekend when I got approached by one of their staff who asked me if I’d like some free virgin vouchers. Free vouchers of course I replied. She then proceeded to ask me a few questions, which were something like: - Do ... Read review

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Community Level 5helen201274

helen201274

Are you a Virgin

Advantages0% balance transfers, friendly staff, reward points

DisadvantagesNo high street branches

"...was shopping in my local Virgin store on the weekend when I got approached by one of their staff who asked me if I’d like some free virgin vouchers. Free vouchers of course I replied. She then proceeded to ask me a few questions, which were something like: - Do you have a full time job? Are you on the electoral register? Do you have a cheque guarantee card? When I answered these questions she told me that I had qualified to apply ..." Read review
05.06.2003

Ciao members have rated this review on average: very helpful

Community Level 2f1insidetr...

f1insidetrack

Virgin Credit Card : 'Plastic Fantastic' Review with images

AdvantagesLower interest rates than other credit cards, stylish choice of card designs, widely used

DisadvantagesMinimum payment of £25 is quite high. Additional charges can be costly, alot of additional post.

"The Virgin Credit Card from Virgin was launched in the UK in 2002. Since that time it has grown into one of the most well known and recognizable credit cards on the market today. Offering low APR, interest, and a range of other features such as money off other virgin products this card do have many rewards. Signing up to a Virgin card is easy and can be done either on the phone or the Internet. I chose to use the internet because I felt that it ..." Read review
01.12.2009

Ciao members have rated this review on average: very helpful

Community Level 6burtybookw...

burtybookworm

oh no...get out quick if you can!!

Advantageswebsite easy to use, great introductory offer

Disadvantageshiking up interest to an extortionate 34.9%!!!

"...I start? I applied for a virgin credit card shortly after I returned from my world travels, id been working a bit abroad but id still managed to rack up a bit of debt along the way, plus id started a new job and had bought a car, the deposit of which went on my old credit card. Adverts for virgin were everywhere offering a 0% balance transfer rate, it looked pretty attractive, so I went for it and transferred my balance. VIRGIN WEBSITE Colourful ..." Read review
07.09.2008

Ciao members have rated this review on average: very helpful

I have gone red and I rather like it.

AdvantagesReward points (for some), flexibility in APR choice, and options to change your APR at any time

DisadvantagesHigh(ish) APR rates, Internet and phone based only (some may not like that).

"...was shopping at my local Virgin Megastore, when I caught a leaflet advertising their new credit card. "in for a penny, in for a point" thought I, and took a leaflet. It wasn't too in-depth, but pointed me to the Virgin Money website which contained a link to the Virgin Credit card. A wealth of information was to be found. From the website, there was a specific link to the Virgin Credit card. I won't bore you with all the details, as if you're reading ..." Read review
25.11.2002

Ciao members have rated this review on average: very helpful

Community Level 3s32bauer

s32bauer

Virgin - AVOID AT ALL COSTS!

AdvantagesGood initial offer

DisadvantagesAwful customer service, soaring interest rates, no communication unless they want something

"...to them and MBNA. Eventually Virgin agreed to the payment plan, however I regularly received threatening letters from MBNA, threatening court action, despite me sticking to the agreement. I also have an HSBC credit card, which is at the same balance. However, I was a bit concerned that I was paying only £40 interest a month on my HSBC credit card, yet I was paying £98 interest on my Virgin card. After speaking to one of their advisors I was told ..." Read review
18.08.2008

Ciao members have rated this review on average: very helpful

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