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purdles

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Member since:15.04.2009

Reviews:1

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virgins extortionate interest rates

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15.04.2009

Advantages:
The offer of 15 months interest free

Disadvantages:
Once they have you in their clutches they suddenly up your interest rate to 34 . 9%

Recommendable Yes:

Detailed rating:

Competitiveness of APR

Product package

Quality of Customer Service

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

3 Ciao members have rated this review on average: somewhat helpful See ratings
somewhat helpful by (100%):
  1. TheHairyGodmother
  2. redeyes22
  3. Tempus_Fugit
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Avoid this card like you would the plague! The offer of 15 months interest free seemed like a good idea at the time until I had a letter out of the blue stating they were upping my interest rate to 34.9%. Despite phoning them and sending them letters they still refuse to budge saying the interest hike is because of a missed payment last year which I will be paying dearly for for some months to come, I have even tried paying £75 more than my monthly payment to lower the interest but it just goes up and up. In my opinion they are no better than loan sharks! Everyone looking for a Credit Card should be very wary of getting one of these - you could end up like me - paying £110 per month and only paying a fiver off your balance , the rest of it is interest!

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Comments about this review »

TheHairyGodmother 10.02.2011 16:45

Sorry but there is not enough information or opinion in this review to make it helpful from the perspective of a consumer looking at making a purchasing decision. If you update it please leave a message in my guestbook and I will return to re-rate.

muttleythefrog 15.04.2009 01:41

Yes, could do with plenty more information about this card. Obviously you've been stung due to some clause in your agreement. But I am surprised you are alarmed at the interest rate. 15 months interest free surely would come with some serious interest hike after that.

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This review of Virgin Credit Card has been rated:

"somewhat helpful" by (100%):

  1. TheHairyGodmother
  2. redeyes22
  3. Tempus_Fugit

and a further member

The overall rating of a review is different from a simple average of all individual ratings.



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