This has to be the future of all morgages. I have just applied for my 'virgin one' account on line after reading the information on line and i have to say that if they do everything they say they do you just can't fault it. The interest rate is slightly higher than most building socioties but the concept of the account makes up for it because of the amount you can save just by putting a little bit extra each month, also there are not hidden clauses if you wanted to cancel the account, although i can see no reason for wanting to do thid, I strongly reccomend you visit their website. www.virginone.co.uk., or call them, I have called them twice in the last week to get more information. I did not have to wait in a long que (as i have come to expect from most call centres) and thestaff are friendly and effecient.
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Advantages: Lower interest rates than other credit cards, stylish choice of card designs, widely used Disadvantages: Minimum payment of £25 is quite high. Additional charges can be costly, alot of additional post.
f1insidetrack 01.12.2009 (01.12.2009)
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Ciao members have rated this review on average: very helpful
Review of Virgin Credit Card