Hello there! I don't pop in as much as I'd like to, but I read your ops with interest.
Hello there! I don't pop in as much as I'd like to, but I read your ops with interest.
Member since:28.06.2001
Reviews:14
Members who trust:2
I originally chose the Virgin Direct PEP a few years ago when I was finally pursuaded to look at other forms of investment than just building societies. I phoned a few companies and investment advisers and received reams of glossy brochures, all of which were impossible to read and understand.
Then the Virgin booklet arrived and it was written in plain English. I opened the PEP account and have continued with the ISA. The account is easy to use and the Tracker fund has performed well overall, albeit that the last year has been disappointing for all investments. Still, I think of it as a time to buy cheap units for the future. The ISA operates to the CAT standard and the charges are reasonable.
Every communication from Virgin is clear and unambiguous, without being patronising. The telephone and internet service is first class and the people on the end of the phone line are real people who treat you like a real person. Everything you send them is freepost.
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Advantages: Lower interest rates than other credit cards, stylish choice of card designs, widely used Disadvantages: Minimum payment of £25 is quite high. Additional charges can be costly, alot of additional post.
f1insidetrack 01.12.2009 (01.12.2009)
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Ciao members have rated this review on average: very helpful
Review of Virgin Credit Card