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At 1% management charges, Virgin are very expensive. There are plenty of other UK Trackers which do the same job with charges from 0.1% - 0.5%. Why would you want to give them extra cash? I know that some others (especially the biggest banks) not only levy initial charges but also charge a massive 1.5%pa. Again they are not better at what they do. Who do you think pays for the City boys' bonuses each year? Most trackers have no intitial charges so if yours isn't performing well or has high management charges (over 0.53%) why not take your funds elsewhere? Consider M& G, Legal & General, F&C (although there performance is variable). A bit of research could pay huge dividends, particularly over the long term.
Welcome to Ciao. If you could provide more detail and make it more reader friendly...maybe take a couple of pointers off other reviewers work and update then you will get a higher rating. If you do edit then get back to me and I will re-rate. Also a good idea to rate others work...will ake it more likely that they visit your reviews now and in the future. Terry