Advantages Things can only get better.
Disadvantages I may not reach the stars, but the moon would be ok.
I love the start of any new month as it is so full of promise of things to come. None more so than the first of January as I have a whole year to go at it and keep trying out new things.Like most people, I would love to be a bit trimmer, and a bit fitter, more organised, and just generally me but a whole lot better. For this, I think you have to look at yourself as a whole, and not just the individual aspect you want to change.
I set myself a challenge in 2011 of paying £10,000 off my mortgage balance. I managed to hit £7000, which was pretty good going, but because I was so focussed on this goal, I became obsessive to the extent that I was neglecting other areas of my life, and it was making me a bit unhappy. So though I still have a long held ambition of being mortgage free by 35 (and I only have 2 years and 4 months to do it) I also want to regain interest in what should be my priorities this year, and remember that however close I come to the original mortgage free aim does not really matter, as I have already done enough of this to achieve an earlier aim of being a stay at home mum.So for me, this year can be split up into:
One of the things that plagues me is depression. It can hit me from no-where, and really, there is no need for it to be like that. So I vow to spend some time each day doing a little bit of something just for me to stop me getting to that state. Whether that is a bubble bath, a walk in the sunshine with my lovely little chihuahua dog Murphy, cuddles with my boys, or any other means I choose, I deserve it. I am not required to be doing something to either earn money or keep the house tidy every minute of the day, so there will be more time to smell the flowers in 2012. This will be hard for me as I don't tend to let myself relax.I also aim to be a bit fitter by not hopping in the car to pick up my youngest from nursery, walking my puppy as many days as I can in the fresh air, going out geocaching with my family, and cooking lovely fresh food that hopefully we will grow in our garden again.
I have forgot the basics of budgetting, and been spending so much money in 2011 on things I just want, and not necessarily need. So I plan to start keeping a spending diary again, and keep up with it for the whole year so I know a lot better where my pennies are going, and make sure that more of them stay with us where they can do most good.I will be cooking a lot more, meal planning, and not throwing so much in the bin. No longer will I be seduced in the supermarket with things we won't eat. I will keep a list in a notebook to try and shame me into being better. When I know what effort goes into growing food it really is criminal to bin it.
I can be very focussed when I want to be, and I do this by saying to myself I will have a little challenge. Some of these in 2011 were things like write 100 reviews between September and the end of December. Have so many no spend days in this month. Have no alcohol for a month.This year, I want to:
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