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Woolwich Buy to Let schemes

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27.05.2001

Advantages:
Portable mortgage with excellent customer service

Disadvantages:
APR not the most competitive

Recommendable Yes:

Detailed rating:

Promptness of service

Efficiency of service

Competitiveness of charges/rates

Staff courtesy

Online - Content/organization of site

Online - Reliability/speed of site

Online - Ease of applying for products

Online - Investment tracking

4 Ciao members have rated this review on average: very helpful See ratings
very helpful by (86%):
  1. sue.51
  2. MJRules
  3. andyev
and 3 other members
helpful by (14%):
  1. KathrynE

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I'd like to pass on my positive comments to all with regards to the Woolwich Buy to Let mortgage scheme.

Whilst most buy to let lenders just want to look at multiples of income:expenditure ratios and base the lending decision simply on maths, the Woolwich will actually work with you to safeguard your interests (and ultimately theirs!) in a logical step by step approach. I have found that they also provide the best customer service and their staff are very knowledgable about the product range.

There are a number of schemes available, fixed, capped and discounted tracker and each option can be discussed in depth at time of application.

Lending muliples can also be flexed by varying the rates by those under different schemes.

The ultimate bonus is that the mortgage is portable - spmething that a lot of lenders do not offer especially with buy to let. If you ever were to move your mortgage to another property you deal direct with the existing customers' department that process the application simply in minutes.

I have to say that the APR is not the most competitive but the Woolwich approach and felxibility more than compensate for the rate.

For any would be buy to let landlords - prior to making any commitment with a nother lender - give the Woolwich a call - you may be pleasently surprised.

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This review of Woolwich Mortgages has been rated:

"very helpful" by (86%):

  1. sue.51
  2. MJRules
  3. andyev

and 3 other members

"helpful" by (14%):

  1. KathrynE

The overall rating of a review is different from a simple average of all individual ratings.



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