Advantages: Gives credit to those who wouldn't otherwise get it. Disadvantages: Very high interest, terrible customer service.
A couple of months ago we made the mistake of getting a creditcard "for emergencies", it was meant to be...but as always happens, it was used when it wasn't necessary (mainly by my husband!!!!).
Vanquis Bank are a company who offers credit to people with a bad credit history (i.e. CCJs, missed payments etc and just no credit history). Anybody who has ever tried to get credit for the first time will know its sometimes very difficult, if you have never had any kind of credit given to you, companies won't take you on, as they don't know if your a risk or not...and so Vanquis offer a "credit score boosting card"...basically they give a creditcard with £300 limit on it to people who have never before had a creditcard and probably don't know how to use them correctly. (Before you start...I'm not calling everyone with no credit history ...
Advantages: Convenient, Accessible to those with poor credit rating Disadvantages: High interest rate and heavy debt collecting if you default
I have been unfortunate in my life to accumulate a number of creditcard and loan debts. I have been struggling to pay these for the last four years, although I have now reached a point where things are getting much easier to handle, and the total value of my debt has decreased significantly.
When I realised there was a problem, all my creditcards were cut up and returned to the respective creditors. However, this of course left me without a creditcard. Initially, this didnt seem to be a problem, as quite frankly I had had enough of them! However, when my bank decided to withdraw my debit card as well, things took a turn for the worse.
In this day and age it is increasingly difficult to be without either a debit or creditcard.
Because of this, I have tried continuously over the last couple of years to apply for both credit ...
TheHairyGodmother 15.04.2006 (17.03.2007)
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Ciao members have rated this review on average: very helpful Review of Vanquis Credit Card
Advantages: Reliable, lot of features Disadvantages: Problems when installing on Win98 and WinMe
Hello all,
This is an opinion about the XircomEthernet + 56K Modem Adapters. Why ?Adapters? and not ?Adapter?? Well, because there are in fact two of the same, even with the same specifications. And I?ll start with presenting you these specs:
1. Xircom® RealPort Ethernet10+Modem 56 GlobalACCESS (REM56G-10)
- Integrated Type III PC Card connectors mean there's nothing to break, nothing to lose. But, in the same time, it will take the both slots in your laptop. Yes, you have everything on the card ? as network connection, modem connection and mobile connection (if you have the specific cables, of course), but keep in mind that a Type III Card take the both slots.
- Connect using a standard RJ-45 Ethernet cable in the office (this for Local Area Networks), you don?t need any additional dongle, just plug the network ...
Product Information for "Xircom CreditCard Ethernet 10/100 Adapter" »
Miscellaneous
Compliant Standards
Plug and Play, FCC Class B certified, CE
Manufacturer's product description
Xircom CreditCard Ethernet 10/100 Adapter offers high-speed 10/100Mbps Ethernet connectivity. Its auto-negotiation (N-way) enables this adapter to automatically adopt 10 or 100 Mbps network speeds. It also features an Advanced Look-Ahead Pipelining and full duplex increase data throughput, as well as Plug and Play installation in Windows 95, 98, Me, 2000, and Windows XP.
Related tags for Xircom CreditCard Ethernet 10/100 Adapter »
